Comparison

Melio Business Payments vs Invoice Maker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Melio Business Payments

This platform simplifies business payments, allowing users to pay vendors and collect client payments from their mobile devices. It offers flexible payment options, global vendor payments, and invoice creation. The app also syncs with accounting software for streamlined financial management.

Highlights
  • Automate bill payments
  • Flexible payment options (ACH, card, check, wire)
  • Global vendor payments
  • Create invoices on the go
  • Accept online payments
  • Sync with QuickBooks and Xero
Features
Read full description

Melio is the all-in-one accounts payable and receivable platform that gives businesses the flexibility to pay and get paid their way—all from your phone. Whether you’re paying vendors or collecting client payments, Melio puts cash flow control in your pocket with greater visibility and flexibility. Sign up and get started directly in the app in minutes. AUTOMATE BILL PAYMENTS • Easy bill upload: Capture bills instantly with your camera and upload them to your dashboard. • Flexible payment options: Pay by ACH, card, check, or wire with expedited options up to instant payments. Your vendor still gets paid how they want, while Melio takes care of the complexity in between. • Pay vendors globally: Send payments to global vendors in over 80 countries in their preferred currency with competitive exchange rates. • Approve payments anywhere: Review and approve team payments with a swipe, based on approval workflows you control. • Schedule and combine: Schedule payments in advance and easily process multiple bills at once. • Maximize cash flow: Use your credit card to pay bills (even where cards aren’t accepted) to hold onto cash longer and earn rewards. GET PAID FAST • Create invoices on the go: Generate professional invoices in seconds and send them via email or link. • Accept online payments fast: Send clients a custom link via text or email to get paid digitally, fast. You choose who pays card processing fees, and the money goes directly to your bank account. • Track every dollar: See incoming payment statuses from scheduled and sent, to when you can expect funds to arrive. MANAGE IT ALL IN ONE PLACE • 2-way auto sync: Melio syncs seamlessly with QuickBooks and Xero to keep your books accurate and streamline reconciliation. (requires set-up in web browser) • Total visibility: Get real-time notifications for money coming in and going out. • Secure & trusted: Melio is trusted by top financial institutions and technology platforms including Capital One, Shopify, and Gusto, and received the 2025 FinTech Award for Best U.S. SMB Payment Solutions Platform from Wealth & Finance International Download Melio today to pay and get paid on your own terms.

About

Invoice Maker

Streamline your invoicing and client management with this intuitive tool. Create professional, customizable invoices quickly and efficiently. Gain insights into your financial performance with detailed statistics.

Highlights
  • Customizable invoices
  • Client management
  • Detailed statistics
  • Professional invoice creation
  • Streamlined invoicing process
Features
Read full description

Invoice Maker is your go-to solution for simplifying the invoicing process and managing clients effortlessly. Say goodbye to manual paperwork and hello to streamlined invoicing with our intuitive and user-friendly interface. Whether you're a freelancer, small business owner, or entrepreneur, Invoice Maker empowers you to create professional invoices quickly and efficiently, allowing you to focus on what matters most – growing your business. Features: Customizable Invoices: Tailor invoices to match your brand identity by adding your logo, company details, and personalized payment terms. Client Management: Easily organize and access client information, including contact details, billing history, and communication logs, all in one centralized location. Detailed Statistics: Gain valuable insights into your financial performance with comprehensive statistics and reporting features. Terms: Upon confirmation of your purchase, payment will be deducted from your iTunes Account. Your subscription will automatically renew unless you turn off auto-renewal at least 24 hours before the current subscription period ends. The subscription renewal fee will be charged to your account within 24 hours before the current period expires. You can manage your subscriptions and disable auto-renewal by accessing your Account Settings after purchase. If a free trial period is available, any remaining trial time will be forfeited upon subscribing to the publication, if applicable. Privacy Policy:https://businessinvoicemaker.neocities.org/apple/financemanager/privacy Terms of Use: https://businessinvoicemaker.neocities.org/apple/financemanager/terms

Screenshots

Melio Business Payments4 screens
Invoice Maker4 screens

Verdict

The call

The clearest difference is review sentiment: Invoice Maker at 100% against Melio Business Payments's 58%. Invoice Maker also leads on rating (5.0 vs 4.6). Melio Business Payments's advantage is in-app purchases (none vs 2) and ratings volume (1.5K vs 8). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Invoice Maker sells 2 in-app purchases, starting at $4.99 per 7 days. Melio Business Payments asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Invoice Maker holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Melio Business Payments has 1.5K ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 58% of Melio Business Payments's written reviews are positive against 100% of Invoice Maker's.

UpkeepUpdate frequency

Melio Business Payments ships an update every 10 days, Invoice Maker fortnightly. The most recent releases landed on November 7, 2026 and November 4, 2026 respectively.

Scorecard5 real differences · 5 level
Melio Business Payments versus Invoice Maker: the parameters behind the verdict, then further details
ParameterMelio Business PaymentsInvoice Maker
PriceFreeFree
Rating4.6 (1.5K ratings)5.0 (8 ratings) — better
Positive reviews57.9% of reviews100.0% of reviews — better
Number of ratings1.5K — better8
Update frequencyEvery 10 days — betterFortnightly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhoneiPhone
Requires iOS17.016.0 — better
Further details — not scored
Size119 MB13 MB
Age rating4+4+
DeveloperMelio Payments IncPetr Zavod

Customer experience

Melio Business Payments

All ratings1,501 ratings
Positive90.1%
Neutral1.6%
Negative8.3%
Written reviews126 reviews
Positive57.9%
Neutral3.2%
Negative38.9%

Invoice Maker

All ratings8 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Melio Business Payments

Reported bugs

3 issues
  • Login issues when connecting through Intuit
  • Limited functionality compared to web version
  • Inconsistencies between app and website experience

Requested features

4 requests
  • Ability to receive payments and invoices through the app
  • Integration with accounting software like QuickBooks
  • Real-time payment tracking and status updates
  • Phone-based customer support option

Invoice Maker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Melio Business Payments

No in-app purchases

2 purchases

Invoice Maker

Subscriptions2
  • Pro Version$4.997 Days
  • Pro Version3 Days trial$4.997 Days

Questions

Is Melio Business Payments free?
Melio Business Payments is free to download, with no in-app purchases.
Is Invoice Maker free?
Invoice Maker is free to download, with in-app purchases available.
Which has better reviews, Melio Business Payments or Invoice Maker?
Invoice Maker is rated higher. Melio Business Payments averages 4.6 out of 5 from 1.5K ratings, while Invoice Maker averages 5.0 from 8 ratings.
Do Melio Business Payments or Invoice Maker have ads?
Neither Melio Business Payments nor Invoice Maker shows ads.
Which is updated more often, Melio Business Payments or Invoice Maker?
Melio Business Payments ships an update every 10 days, and Invoice Maker fortnightly. Most recently, Melio Business Payments was updated on November 7, 2026 and Invoice Maker on November 4, 2026.

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