Comparison

Evolution Money vs PayStream Umbrella

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Evolution Money

Read full description

The Evolution Money App is the simple and safe way for Evolution Money customers to communicate securely and efficiently. Ensuring the protection of sensitive data is imperative to our organisation so we have launched our secure mobile app using the latest Financial Services Technology. The Evolution Money App has been designed with security and innovation in mind to help digitise your Mortgage application, setting new standards in safety and efficiency. We appreciate that a Mortgage application can be a time-consuming process with numerous phone calls, document requests and sometimes even manual verification processes. Our app is designed with all that in mind so we are incredibly proud to announce the Evolution Money app incorporates Digital Identity Verification, Open Banking, collection and storage of relevant Fact Find data and the ability to securely upload documents and send and receive secure messages.

About

PayStream Umbrella

Manage your contracting employment with real-time payment updates, payslip downloads, and personal detail management. Submit timesheets, track holiday pay, and access important documents like contracts and P60s. Get support via in-app chat and refer colleagues for bonuses.

Highlights
  • Real-time payment updates
  • Downloadable payslips
  • Update personal details
  • In-app messenger support
  • Timesheet submission
  • Holiday pay claims
  • View employment documents
Read full description

The PayStream app has been designed to help contractors take control of their employment by putting everything they need at their fingertips. From updating personal details to receiving real-time payment information, you name it, our app has got it. Payslips Get real time updates regarding your upcoming pay. You can also download payslips and view a complete breakdown of how your pay has been calculated while on the go. Personal Details & notifications There’s no need to call in or drop us an email, you can update your personal details as and when required all within the app. And personalise your notifications so you only receive a notification for things that are real interest to you. Online chat Our team are on hand to provide any help or advice that you need via our in app messenger service. Recommend a colleague Check the status of any colleagues you’ve referred and refer anyone else that you’d also like to benefit from our service, whilst earning yourself a Β£50 bonus. Timesheet submission As and when required, submit your hours worked on our timesheet portal 24/7 to avoid any delays with processing your pay. Holiday pay Find out how many holidays you’ve accrued and make a holiday pay claim quickly and easily View important documents Your employment contract, P60s, assignments, plus much more are all available to view 24/7

Screenshots

Evolution Money4 screens
PayStream Umbrella4 screens

Verdict

The call

Evolution Money and PayStream Umbrella are too close to call on the numbers: across 6 compared parameters β€” price, update cadence, ads and in-app purchases among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Evolution Money ships an update every 3 months, PayStream Umbrella every 2 months. The most recent releases landed on September 15, 2026 and October 13, 2026 respectively.

ScorecardNo meaningful differences
Evolution Money versus PayStream Umbrella: the parameters behind the verdict, then further details
ParameterEvolution MoneyPayStream Umbrella
PriceFreeFree
Positive reviewsβ€”14.3% of reviews
Update frequencyEvery 3 monthsEvery 2 months β€” better
AdsNoNo
In-app purchasesNoNo
Monetizationβ€”Free
DevicesiPhoneiPhone, iPod β€” better
Requires iOS16.615.1 β€” better
Further details β€” not scored
Size48 MB40 MB
Age rating4+4+
DeveloperDarwin loan Solutions LimitedPayStream Accounting Services Limited

In-app purchases

None

Evolution Money

No in-app purchases

None

PayStream Umbrella

No in-app purchases

Questions

Is Evolution Money free?
Evolution Money is free to download, with no in-app purchases.
Is PayStream Umbrella free?
PayStream Umbrella is free to download, with no in-app purchases.
Do Evolution Money or PayStream Umbrella have ads?
Neither Evolution Money nor PayStream Umbrella shows ads.
Which is updated more often, Evolution Money or PayStream Umbrella?
Evolution Money ships an update every 3 months, and PayStream Umbrella every 2 months. Most recently, Evolution Money was updated on September 15, 2026 and PayStream Umbrella on October 13, 2026.

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