Codemark vs Loan Factory
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Codemark
This app helps home buyers and realtors connect with loan officers to determine loan pre-qualification. It allows users to print pre-approval letters and track the home loan application process through milestones and conditions.
- Loan pre-qualification
- Printable pre-approval letters
- Mortgage calculator
- Loan application milestone tracking
- Condition submission tool
- Contact loan officers and realtors
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The Codemark app connects Home Buyers & Realtors with Loan Officers to learn which home loan they can pre-qualify for when searching for a home to purchase. If a home buyer is pre-qualified, they can print an official Pre-Approval letter to use when placing an offer on a house. The Codemark app allows all 3 parties (home buyer, loan officer, real estate agent) to track the progress of the home loan application process as the Home Buyer meets the milestones and conditions required to get final approval. The App allows Home Buyer to: - Use our Mortgage Calculator to determine an exact monthly mortgage payment - Use the Mortgage Calculator to see if you are qualified for a loan amount - Use the Mortgage Calculator to see which home loan types you are eligible for - Print a Pre-Approval Letter to use when making an offer on a Home - Use the Milestones tool to track your Home Loan Application progress - Use the Conditions tool to submit items to your Loan Officer to meet your loan qualifications - Contact your Loan Officer or Realtor quickly and easily The App allows Realtors (for Buyers & Sellers) to: - Review your home buyer's financials - Use the Calculator to determine how much of a home they can afford before scheduling a showing - Use the Mortgage Calculator to see which home loan types they qualify for - Use the Milestones tool to track their Home Loan Application progress - Use the Conditions tool to track your client's progress - Contact the Loan Officer
Loan Factory
Simplify your home loan process with AI-powered tools for applying, managing, and comparing mortgage offers. Get personalized loan options, track progress, and access expert guidance all in one secure application.
- AI-powered mortgage application
- Document upload and pre-filling
- Personalized loan options
- Mortgage management and tracking
- Rate alerts and notifications
- Compare offers from 240+ lenders
- Expert loan officer guidance
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Your Mortgage. Simplified. Take control of your home loan with the Loan Factory App — powered by MOSO AI for speed, accuracy, and transparency. Whether you’re buying, refinancing, or managing your mortgage, Loan Factory keeps everything organized, automated, and easy to manage — all in one secure app. 1. Apply with AI-Powered Simplicity - Start your mortgage application anytime, anywhere. - Upload documents — AI reads and pre-fills your info automatically. - Review, confirm, and submit securely in minutes. - Explore personalized loan options that fit your financial goals. - Use smart calculators to estimate payments and affordability. 2. Manage Your Mortgage Effortlessly - View loan details, balance, and payment schedule in one place. - Get real-time updates and push notifications at every milestone. - Create rate alerts to monitor market changes. - Keep all communications and documents securely stored. 3. Smart Tools to Empower You - Compare side-by-side offers from 240+ wholesale lenders. - Check live mortgage quotes anytime, anywhere. - Use refinance and DTI calculators to plan your next move. - Track your loan progress with clear, visual updates. 4. Expert Guidance — Always Within Reach - Chat or call licensed Loan Factory loan officers for personal support. - Learn from Thuan Nguyen, America’s #1 Loan Officer. - Access local advisors in 48 states for trusted, human guidance. 5. Built on Trust & Transparency Empower yourself with AI automation, transparent comparisons, and real human help — all in one app designed to make your mortgage journey smarter, faster, and simpler. Download the Loan Factory App today and experience a better way to manage your home loan. Best Price Guarantee If Loan Factory cannot beat a competitor’s verified offer, we’ll pay you $1,000. Terms apply: www.LoanFactory.com/best-price-guarantee Important Disclosure Loan Factory helps users compare mortgage offers from multiple lenders. Rates vary by borrower profile and lender participation. NMLS #320841 | BK-2005457 Equal Housing Lender. Licensed in 48 states. For full disclosures and licensing information, visit: http://www.LoanFactory.com/disclosure Read reviews: http://www.LoanFactory.com/testimonials Website: http://www.LoanFactory.com Hotline: (660) 333-3333 Email: customer@loanfactory.com
Screenshots
Verdict
The clearest difference is update cadence: Loan Factory at fortnightly against Codemark's every 38 months. Loan Factory also leads on ratings volume (18 vs 1). Codemark's advantage is rating (5.0 vs 4.8) and iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Codemark holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Loan Factory has 18 ratings behind it against 1, so its average is the more settled of the two.
Codemark ships an update every 38 months, Loan Factory fortnightly. The most recent releases landed on October 12, 2026 and October 7, 2026 respectively.
| Parameter | Codemark | Loan Factory |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.8 (18 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 | 18 — better |
| Update frequency | Every 38 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 3 MB | 44 MB |
| Age rating | 17+ | 4+ |
| Developer | CODEMARK FINANCIAL, LLC | Loan Factory, Inc |
Customer experience
Codemark
Loan Factory
In-app purchases
Codemark
No in-app purchases
Loan Factory
No in-app purchases
Questions
Is Codemark free?
Is Loan Factory free?
Which has better reviews, Codemark or Loan Factory?
Do Codemark or Loan Factory have ads?
Which is updated more often, Codemark or Loan Factory?
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