Comparison

MFCentral Mutual Fund App vs SpendsMate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MFCentral Mutual Fund App

This app serves as India's first unified platform for managing all your mutual fund investments. It allows you to view your portfolio across all folios and initiate service requests for non-demat holdings. Access statements, track status, and manage your investments conveniently from one place.

Highlights
  • Unified portfolio view (SoA & Demat)
  • Initiate service requests
  • Track investment status
  • Consolidated account statements
  • Manage nominee details
  • Update bank and tax information
Features
Read full description

Introducing India’s First All-in-one Investment Management Platform to Transform the Mutual Fund Industry MFCentral is the investor services hub conceived by CAMS & KFintech powering a new era of collaboration by providing convenience to transact across all folios of an investor with unparalleled user experience. MFCentral is introduced as a unified platform for all your Mutual Fund related needs. This is a Mutual Fund Industry initiative to minimize the need to visit multiple industry players to access your portfolio, statements, Service Requests and investments. KEY FEATURES MFCentral will cover all your Mutual Fund Folios having the same PAN/PEKRN and Registered Mobile Number. Portfolio coverage will be offered across all such Folios in Demat or Non-Demat forms. However, Service Requests are currently restricted to only your Non-Demat Holdings that are originated using MFU (Mutual Funds Utility). Managing your service requests can’t get any simpler! My Portfolio - Fund house wise & Asset class wise details (SoA & DEMAT holdings) Service Requests: Change of IDCW Option Change/Update Email Address Change Regsitered Mobile Number Consoldiation of Folios Correction of erroneous data captured in Folio Change of Banj Account Details Multiple Bank Mandate Registration Update Nominee Details Update Bank IFSC Change of Tax Status (Resident Indian / Non-Resident Indian) Transmission Request FATCA/CRS Declaration Status Modification from Minor to Major Update Form 15 G/H Details Track Status Unclaimed Payouts Consolidated Account Statements Your personal and investment data currently resides with the Registrar and Transfer Agents (RTA) and is absolutely safe with them. MFCentral is a collaborative effort that only populates the data as available in the RTA system. All such sensitive information is as secure as they were before MFCentral. A very limited log-in credentials related information is stored in MFCentral in a highly secured environment.

About

SpendsMate

Features
Read full description

SpendsMate is a modern expense tracker and budget manager designed to help you stay in control of your personal and shared finances. Whether you're managing daily expenses, planning monthly budgets, or splitting bills with friends, family, roommates, or colleagues, SpendsMate makes money management simple and organized. FEATURES • Track your daily income and expenses • Create and manage monthly budgets • Split expenses with friends and groups • View detailed spending analytics • Categorize transactions for better insights • Manage recurring expenses • Search and filter transactions • Secure cloud synchronization • Fast and intuitive user experience • Dark mode support • Multi-device access • Premium features with SpendsMate Pro WHY SPENDSMATE? SpendsMate helps you understand where your money goes through clean reports and easy-to-read charts. Whether you're budgeting for yourself or sharing expenses with others, everything stays organized in one place. PREMIUM FEATURES Upgrade to SpendsMate Pro to unlock additional features and enjoy an even better budgeting experience. Perfect for: • Students • Families • Couples • Roommates • Travelers • Freelancers • Anyone looking to manage money smarter Download SpendsMate today and take control of your finances. Terms of Use (EULA) and Privacy Policy: • Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ • Privacy Policy: https://www.spendsmate.com/privacy

Screenshots

MFCentral Mutual Fund App4 screens
SpendsMate4 screens

Verdict

The call

The clearest difference is in-app purchases: MFCentral Mutual Fund App at none against SpendsMate's 1. MFCentral Mutual Fund App also leads on ads (none vs shown). SpendsMate's advantage is update cadence (monthly vs every 29 months) and iOS requirement (15.1 vs 17.6). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendsMate sells 1 in-app purchase, starting at $0.99 per month. MFCentral Mutual Fund App asks for nothing beyond the download.

UpkeepUpdate frequency

MFCentral Mutual Fund App ships an update every 29 months, SpendsMate monthly. The most recent releases landed on November 3, 2026 and October 28, 2026 respectively.

Scorecard4 real differences · 6 level
MFCentral Mutual Fund App versus SpendsMate: the parameters behind the verdict, then further details
ParameterMFCentral Mutual Fund AppSpendsMate
PriceFreeFree
Rating2.4 (9 ratings) — better—
Positive reviews31.1% of reviews—
Number of ratings9 — better—
Update frequencyEvery 29 monthsMonthly — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.615.1 — better
Further details — not scored
Size14 MB49 MB
Age rating4+4+
DeveloperKFIN TECHNOLOGIES LIMITEDNaimish Verma

In-app purchases

None

MFCentral Mutual Fund App

No in-app purchases

1 purchases

SpendsMate

Subscriptions1
  • SpendsMate Pro Monthly$0.991 Month

Questions

Is MFCentral Mutual Fund App free?
MFCentral Mutual Fund App is free to download, with no in-app purchases.
Is SpendsMate free?
SpendsMate is free to download, with in-app purchases available.
Do MFCentral Mutual Fund App or SpendsMate have ads?
SpendsMate shows ads; MFCentral Mutual Fund App does not.
Which is updated more often, MFCentral Mutual Fund App or SpendsMate?
MFCentral Mutual Fund App ships an update every 29 months, and SpendsMate monthly. Most recently, MFCentral Mutual Fund App was updated on November 3, 2026 and SpendsMate on October 28, 2026.

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