QPoint App vs Ohere Credit

Profit as you help Businesses own a POS in Nigeria 8 out of 10 businesses in Nigeria don’t have a POS device. This means these businesses are excluded from access to financial technology to take their business to the next level. To solve this problem is why we created QPoint App. With your money, we can buy a POS device for a business that needs it. And with the transactions the merchant is doing, you can become profitable. POS Insurance When you buy a POS, We ensure it with anInsurance for a year. Personal dashboard In the QPoint app, we give you instant access to merchant transactions, insight into the performance of your POS device such as performance of how your POS is doing, real-time transaction, see commission and total volume of transaction on your POS Smart Wallet Fund or withdraw from your wallet. We give a simple record to track your wallet activities. Instant Settlement We do instant settlements on our platform as the transaction is ongoing on the merchant’s location. We understand the importance of having access to your funds. RoI Calculator The ROI calculator helps you calculate how much you will make before you invest or buy a POS device.

Ohere helps working Nigerians access fairer credit, build a credit score, and manage repayments with more control. With Ohere, you can: • Apply for credit in one app • Complete your credit assessment • Access your Ohere card and starting limit if approved • Spend now and repay within your billing cycle • Get up to 42 days interest-free on eligible repayments • Extend your due date by 7, 14, or 21 days for a small fee when you need more time • Track your credit score and grow your limit with consistent repayment • Use AutoPay to avoid missed due dates Who Ohere is for Ohere is built for working Nigerians — whether you are a teacher, trader, driver, office worker, freelancer, or business owner. How it works 1. Create your account and complete your assessment 2. View your credit profile and eligibility 3. Get approved and receive your Ohere card 4. Use your credit for everyday needs, emergencies, or business expenses 5. Repay on time to build trust and unlock higher limits over time Why users choose Ohere • Clear, simple repayment structure • No hidden fees • Flexible repayment options • Credit designed to build confidence, not pressure Support Need help? Contact us through the app or via Ohere support.