myPTPTN vs Setelliao

myPTPTN, The Official Mobile App of Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) Presenting the new myPTPTN application for faster and easier access to your PTPTN account anytime, anywhere. Key features include: My Account - view your account information and transaction history Services - loan application, open Simpan SSPN account, add your savings, loan repayment and more Promotion - stay in the know about PTPTN latest campaigns Inbox - receive important notifications and messages Profile - update your personal details Branch - check it out our PTPTN Offices information near you Help - obtain information on repayment, loan and savings Are you a new myPTPTN user? Start your first step by registering for MyDigital ID first. Step 1 : Enter your Identification Card (IC) number Step 2 : Download the MyDigital ID application Step 3 : Click “Register Online” Step 4 : Read & confirm the Privacy Policy Step 5 : Enter your email information Step 6 : Click “OK” Step 7 : Complete the facial recognition process Step 8 : Create a password Step 9 : Click “Finish” Step 10 : MyDigital ID account successfully registered If you are an existing user, continue logging in as usual or enjoy a more secure experience with MyDigital ID, the latest login method that fully protects your information. Step 1 : Log in with MyDigital ID Step 2 : Click “YES” Step 3 : Click “YES” Step 4 : Enter your MyDigital ID password Step 5 : Click “OK” to proceed to the myPTPTN page Step 6 : Successfully logged in to myPTPTN Now you can enjoy the services at your fingertips! Experience new excitement in our digital transformation for your endless convenience. Download your myPTPTN mobile application now! YOUR OPPORTUNITY TO SUCCEED

From your morning coffee to who owes what after a group trip abroad, it keeps everything clear, fast and private. TRACK EVERY EXPENSE • Record what you spend in just a few taps, with custom categories • Browse a clean history grouped by day and month • Clear reports and charts show where your money really goes STAY ON BUDGET • Set an overall budget and per-category limits • See at a glance how much you have left this month • Over in one category? Cover it from another in a tap SPLIT BILLS WITH FRIENDS • Create groups for trips, housemates or a night out • See who owes whom — simplified to the fewest payments • Settle up in seconds and keep every balance tidy MADE FOR TRAVEL — ANY CURRENCY • Choose a display currency for each group • Track your own spending in your home currency • Perfect for holidays and trips abroad with friends PRIVATE BY DESIGN • Your expenses, splits and budgets stay on your device — we never see or upload them • No account, no ads, and we never sell your data • Works offline, with full backup and restore anytime Personal spending and shared expenses, finally together in one uncluttered app. Download Setelliao today — settle liao!