HSBC Malaysia vs Setelliao
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HSBC Malaysia
Manage your finances securely and conveniently with this mobile banking app. Access digital wealth solutions, everyday banking features, and credit card management tools. Open accounts, make transfers, pay bills, and track investments all from your device.
- Digital account opening
- Investment account opening
- Foreign currency exchange
- Bill payments via JomPAY
- Global money transfers
- Credit card management
- Transaction verification with Mobile Security Key
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Download HSBC Malaysia Mobile Banking app now to enjoy digital banking 24/7! If you need help applying for your account, understanding our products and its terms and conditions, you can visit any of our branches for assistance. Designed for HSBC Malaysia customers, you can enjoy a secure and convenient mobile banking experience with: Digital wealth solutions • Digital Investment Account Opening - Open unit trust and bonds/Sukuk investment account. • EZInvest - Start investing with flexible investment options and lower fees. • Risk Profile Questionnaire - View/update your Investment Risk Profile. • Personal wealth planner - View your investments with breakdowns of your portfolio holdings and wealth insights for better investment decisions. • Insurance dashboard - View insurance policy details, premium payment information and benefits summary for HSBC-Allianz policies. • FX on Mobile - Exchange foreign currency, set rate alerts, get notified when your target rate is met, view charts and manage watchlist. Everyday banking features • Digital account opening - Open a Savings account with mobile banking registration. • Secured mobile banking - Verify transactions with Mobile Security Key and biometric authentication. • Secure Logon - Approve Online Banking Logon by QR Code and 6 unique digits. • eStatement - View/download your digital statements up to 12 months. • View your accounts - View your accounts with real time credit card transactions. • Move Money - Make local/foreign transfers instantly, future dated or recurring, including DuitNow via account number, proxy or QR code. • JomPAY - Make bill payments with JomPAY. • Global Money Transfer - Send money to over 50 countries/territories in their local currencies faster with lower fee. • 3D Secure Mobile Approval - Approve online transactions made with your HSBC Credit Card/-i and Debit Card/-i. • Push Notification - Receive notifications to keep track of your banking activities. • Travel Care - Purchase a travel insurance with your HSBC debit/credit card. • Mobile Chat - Chat with us when you need help. • Optimised for accessibility. Credit card features • Rewards redemption - Redeem your HSBC TravelOne credit card points for airline miles and hotel stays. • Cash Instalment Plan - Convert your available credit card limit into cash and pay at affordable instalments. • Balance Conversion Plan - Split your credit card spending into instalment payment plans. • Block/Unblock - Temporarily block/unblock your credit card if you have lost or misplaced it. • Wallet Provisioning - Authenticate provisioning of credit card on digital wallets. • Card Activation and Set PIN - Activate and set/change your Credit Card/-i PIN. Important information: This App is designed for use in Malaysia. The products and services represented within this App are intended for HSBC Bank Malaysia Berhad (“HSBC Malaysia”) and HSBC Amanah Malaysia Berhad (“HSBC Amanah”) customers. This App is provided by HSBC Malaysia and HSBC Amanah for the use of existing customers of HSBC Malaysia and HSBC Amanah. Please do not download this App if you are not an existing customer of HSBC Malaysia and HSBC Amanah. HSBC Malaysia and HSBC Amanah are authorised and regulated in Malaysia by Bank Negara Malaysia. If you are outside of Malaysia, we may not be authorised to offer or provide you with the products and services available through this App in the country you are located or resident in. The information provided through the App is not intended for use by persons located in or resident in jurisdictions where the distribution of such material may be considered marketing or promotional and where that activity is restricted. This App is not intended for distribution, download or use by any person in any jurisdiction or country where the distribution, download or use of this material is restricted and would not be permitted by law or regulation.
Setelliao
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From your morning coffee to who owes what after a group trip abroad, it keeps everything clear, fast and private. TRACK EVERY EXPENSE • Record what you spend in just a few taps, with custom categories • Browse a clean history grouped by day and month • Clear reports and charts show where your money really goes STAY ON BUDGET • Set an overall budget and per-category limits • See at a glance how much you have left this month • Over in one category? Cover it from another in a tap SPLIT BILLS WITH FRIENDS • Create groups for trips, housemates or a night out • See who owes whom — simplified to the fewest payments • Settle up in seconds and keep every balance tidy MADE FOR TRAVEL — ANY CURRENCY • Choose a display currency for each group • Track your own spending in your home currency • Perfect for holidays and trips abroad with friends PRIVATE BY DESIGN • Your expenses, splits and budgets stay on your device — we never see or upload them • No account, no ads, and we never sell your data • Works offline, with full backup and restore anytime Personal spending and shared expenses, finally together in one uncluttered app. Download Setelliao today — settle liao!
Screenshots
Verdict
HSBC Malaysia and Setelliao are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | HSBC Malaysia | Setelliao |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.1K ratings) — better | — |
| Positive reviews | 47.9% of reviews | — |
| Number of ratings | 1.1K — better | — |
| Update frequency | Monthly | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 590 MB | 27 MB |
| Age rating | 4+ | 4+ |
| Developer | HSBC Global Services (UK) Limited | Ming Han Yap |
Bugs and requests
HSBC Malaysia
Reported bugs
3 issues- Login screen issues
- App crashes
- Transfer errors
Requested features
3 requests- Ability to add new payees
- Interbank transfer functionality
- Replication of website features
Setelliao
Not enough reviews yet to summarise bugs or requests.
In-app purchases
HSBC Malaysia
No in-app purchases
Setelliao
No in-app purchases









