Monero.com by Cake Wallet vs WriteOff
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Monero.com by Cake Wallet
Manage your Monero with ease and security. This non-custodial wallet allows you to store, send, receive, and exchange Monero. It offers built-in exchange features, easy payments, and robust privacy tools.
- Non-custodial Monero storage
- Send and receive Monero
- Built-in cryptocurrency exchange
- Buy Monero with various payment methods
- Hardware wallet support
- Native Tor integration for privacy
- Easy payments with username support
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Monero.com Wallet let's you easily and safely store, send, receive, and exchange your Monero. We've been making the hard things easy since 2018 so you can focus more on what matters and less on the technical details by providing best-in-class Monero support, cross-chain swaps, buying and selling Monero, powerful hardware wallet support, and much more at your fingertips. TRUSTLESS SOFTWARE - Open source & non-custodial means you have complete control over your private keys and digital assets SIMPLE SELF-CUSTODY - All your Monero wallets with just one seed - Powerful backup features let you easily save and restore with a few taps BUILT-IN EXCHANGE - Easily swap XMR to every other cryptocurrency without limits - No Monero? No problem. We make buying your first Monero easy, with support for all major payment methods and cryptocurrencies EASY PAYMENTS - Send & receive Monero with a tap, and use Cake Pay to seamlessly spend your crypto in everyday life, just like cash - Easily send and receive with just a username, including Unstoppable Domains, FIO, OpenAlias, and many more PRIVACY AND SECURITY MADE EASY - Best-in-class Monero support - Native Tor integration for powerful network-level privacy - No account necessary, no logging, no analytics, just pure privacy ADVANCED FEATURES - Full support for background sync, multiple wallets, accounts, hardware wallets, and much more
WriteOff
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You just mass purchased four domains, paid for Claude Max, and grabbed lunch with a client. Which of those are deductible? All of them — but do you know why, and by how much? WriteOff is the AI-powered expense tracker built for solo founders, freelance developers, and indie hackers running an LLC. Add an expense in plain English. The AI categorizes it, determines deductibility, and explains the reasoning — all before you close the app. HOW IT WORKS Type something like "Anthropic API $100" or "client dinner $85." WriteOff parses the description, amount, and category instantly. Then a brief AI conversation opens — two to four questions, not an interrogation — to nail down the details: "Was this for a specific client project or general business use?" "Was anyone else at this dinner? Business meals with a client are 50% deductible." Based on your answers, the expense is categorized, assessed (fully deductible, partially deductible, or personal), and saved. No pending state. No review queue. Every expense is resolved the moment you finish a 15-second conversation. AI DEDUCTION COACH Beyond logging, you can ask WriteOff anything: "Can I write off my home internet?" or "I bought a monitor — is that Section 179?" The AI gives clear, helpful guidance with appropriate disclaimers. This is what no other expense app does — it teaches you tax literacy while you track. CATEGORIES BUILT FOR YOUR STACK Forget "Office Supplies" and "Utilities." WriteOff uses categories that match how you actually spend: Domains, API Credits, AI Subscriptions, Cloud & Hosting, SaaS Tools, Hardware, Meals & Client, Travel, and Education. TAX TIME REPORT One tap generates a complete PDF summary grouped by deduction category — ready to hand to your CPA or drop into TurboTax. Attach receipt photos to any expense and include them in your export. Log all year, export in February, save hours of tax prep. COMPLETELY FREE — BRING YOUR OWN KEY WriteOff is free. No subscriptions, no tiers, no limits. You bring your own API key (Anthropic or OpenAI) and the AI runs at your own API cost — typically less than a penny per expense. You own your key, you control your costs, and you get the full app with zero restrictions. PRIVACY & DISCLAIMERS Your expense data stays on your device. When AI reviews an expense, only the description and amount are sent to your AI provider via your own API key — never your name, business details, or financial history. WriteOff does not collect, store, or transmit personal data to any server we control. WriteOff is not a CPA or tax advisor. AI categorizations are suggestions only. Always consult a qualified tax professional before claiming deductions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is device support: Monero.com by Cake Wallet at 4 against WriteOff's 1. Monero.com by Cake Wallet also leads on iOS requirement (15.0 vs 17.6). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Monero.com by Cake Wallet | WriteOff |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (375 ratings) — better | — |
| Positive reviews | 53.5% of reviews | — |
| Number of ratings | 375 — better | — |
| Update frequency | Fortnightly | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod, Mac — better | iPhone |
| Requires iOS | 15.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 166 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Cake Technologies, LLC | Cory Larro |
Bugs and requests
Monero.com by Cake Wallet
Reported bugs
8 issues- Invalid argument error when creating/restoring Monero wallet
- App freezes on startup screen
- 2FA prompt appears after reinstall despite no other device
- Camera stops working when activated
- Subaddresses disappear after app updates
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- Exchange/swap processing hangs indefinitely
- Cannot restore wallets from Ledger devices
- Exchange platform connection failures
Requested features
5 requests- Ledger hardware wallet integration
- Theme customization and import/export options
- Max send button for swap exchanges
- Support for NANO (XNO) currency exchange
- Improved app stability and performance
WriteOff
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Monero.com by Cake Wallet
No in-app purchases
WriteOff
No in-app purchases
Questions
Is Monero.com by Cake Wallet free?
Is WriteOff free?
Do Monero.com by Cake Wallet or WriteOff have ads?
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