Comparison

Monero.com by Cake Wallet vs Spenduo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monero.com by Cake Wallet

Manage your Monero with a non-custodial wallet. Easily store, send, receive, and exchange Monero, with built-in features for buying and selling. Enjoy enhanced privacy and security through native Tor integration and trustless software.

Highlights
  • Non-custodial Monero storage
  • Send and receive Monero
  • Cross-chain cryptocurrency swaps
  • Buy and sell Monero
  • Hardware wallet support
  • Native Tor integration for privacy
  • Username-based payments
Features
Read full description

Monero.com Wallet let's you easily and safely store, send, receive, and exchange your Monero. We've been making the hard things easy since 2018 so you can focus more on what matters and less on the technical details by providing best-in-class Monero support, cross-chain swaps, buying and selling Monero, powerful hardware wallet support, and much more at your fingertips. TRUSTLESS SOFTWARE - Open source & non-custodial means you have complete control over your private keys and digital assets SIMPLE SELF-CUSTODY - All your Monero wallets with just one seed - Powerful backup features let you easily save and restore with a few taps BUILT-IN EXCHANGE - Easily swap XMR to every other cryptocurrency without limits - No Monero? No problem. We make buying your first Monero easy, with support for all major payment methods and cryptocurrencies EASY PAYMENTS - Send & receive Monero with a tap, and use Cake Pay to seamlessly spend your crypto in everyday life, just like cash - Easily send and receive with just a username, including Unstoppable Domains, FIO, OpenAlias, and many more PRIVACY AND SECURITY MADE EASY - Best-in-class Monero support - Native Tor integration for powerful network-level privacy - No account necessary, no logging, no analytics, just pure privacy ADVANCED FEATURES - Full support for background sync, multiple wallets, accounts, hardware wallets, and much more

About

Spenduo

Features
Read full description

Spenduo helps you track personal spending and shared expenses in one place. Record income, expenses, transfers, budgets, and recurring bills. Create shared spaces for couples, roommates, or family members, split bills fairly, track who paid, and settle balances clearly. Features: • Personal expense, income, and transfer tracking • Shared ledgers for two-person expense splitting • Split by equal share, ratio, or custom amount • Settlement tracking and confirmation • Monthly stats, category charts, and budgets • Recurring bill rules • CSV import and export • Sign in with Apple or Google for backup and shared rooms • Face ID or Touch ID app lock • Light, dark, and system appearance • English, Simplified Chinese, and Traditional Chinese support Spenduo is designed for everyday spending, shared living costs, and clear money conversations. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://spenduo.duckdns.org/privacy

Screenshots

Monero.com by Cake Wallet4 screens
Spenduo4 screens

Verdict

The call

The clearest difference is in-app purchases: Monero.com by Cake Wallet at none against Spenduo's 1. Monero.com by Cake Wallet also leads on device support (4 vs 1) and iOS requirement (15.0 vs 17). On price, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spenduo sells 1 in-app purchase, starting at $0.99 per month. Monero.com by Cake Wallet asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
Monero.com by Cake Wallet versus Spenduo: the parameters behind the verdict, then further details
ParameterMonero.com by Cake WalletSpenduo
PriceFreeFree
Rating4.7 (376 ratings) — better—
Positive reviews53.5% of reviews—
Number of ratings376 — better—
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod, Mac — betteriPhone
Requires iOS15.0 — better17
Further details — not scored
Size177 MB19 MB
Age rating4+4+
DeveloperCake Technologies, LLCWeiwen chen

Bugs and requests

Monero.com by Cake Wallet

Reported bugs

8 issues
  • Invalid argument error when creating/restoring Monero wallet
  • App freezes on startup screen
  • 2FA prompt appears after reinstall despite no other device
  • Camera stops working when activated
  • Subaddresses disappear after app updates
Show 3 more
  • Exchange/swap processing hangs indefinitely
  • Cannot restore wallets from Ledger devices
  • Exchange platform connection failures

Requested features

5 requests
  • Ledger hardware wallet integration
  • Theme customization and import/export options
  • Max send button for swap exchanges
  • Support for NANO (XNO) currency exchange
  • Improved app stability and performance

Spenduo

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Monero.com by Cake Wallet

No in-app purchases

1 purchases

Spenduo

Subscriptions1
  • Spenduo Pro Monthly$0.991 Month

Questions

Is Monero.com by Cake Wallet free?
Monero.com by Cake Wallet is free to download, with no in-app purchases.
Is Spenduo free?
Spenduo is free to download, with in-app purchases available.
Do Monero.com by Cake Wallet or Spenduo have ads?
Neither Monero.com by Cake Wallet nor Spenduo shows ads.
Which is updated more often, Monero.com by Cake Wallet or Spenduo?
Monero.com by Cake Wallet ships an update every 2 weeks, and Spenduo every 2 weeks. Most recently, Monero.com by Cake Wallet was updated on November 7, 2026 and Spenduo on October 31, 2026.

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