Monity vs cashBASIC

Monity gives you a detailed insight into your own finances. With the help of the transaction system, you will always get the latest statistics about your income and expenses. In addition, you always have an overview of your cash flow. The investment system also allows you to visualize your assets over time. With minimal input and maximum efficiency, any number of investments are tracked and the sum of all assets is displayed. Best of all, you alone decide which transactions and investments are entered. All data is stored only locally on your smartphone to ensure the necessary security. However, to back up the data or transfer it between devices, encrypted backup files can be created as often as you like.

Take control of your finances — privately. cashBASIC is a personal finance tracker that keeps all your data on your device. No cloud. No bank connections. No analytics. No accounts to create. Just you and your money. FEATURES - Multiple Accounts: Track checking, savings, credit cards, cash, and more. Each with its own currency and opening balance. - Smart Budgets: Set monthly spending limits by category. Get visual warnings at 80% and alerts when you exceed your budget. - Detailed Reports: See where your money goes with interactive charts. Filter by date range, account, or category. View breakdowns as donut charts with percentage splits. - Dashboard Overview: Your complete financial snapshot on one screen — total balance across all accounts, recent transactions, and active budget status. - Transfer Fees: Track bank charges and exchange commissions when moving money between accounts. - Multi-Currency Support: Set a different currency for each account. You can manually add any currency. - Category Management: Comes with pre-loaded expense and income categories, plus full customization — add, edit, reorder, or remove categories to fit your life. - Full Privacy: No data ever leaves your device. No tracking, no analytics, no third-party SDKs. Your financial data is yours alone. DESIGNED FOR SIMPLICITY No sign-up required. Open the app and start tracking immediately. Manual entry means you stay conscious of every transaction. Built entirely with Apple frameworks — no third-party code. Lightweight, fast, and respects your privacy by design.