Monity vs Financer

Monity gives you a detailed insight into your own finances. With the help of the transaction system, you will always get the latest statistics about your income and expenses. In addition, you always have an overview of your cash flow. The investment system also allows you to visualize your assets over time. With minimal input and maximum efficiency, any number of investments are tracked and the sum of all assets is displayed. Best of all, you alone decide which transactions and investments are entered. All data is stored only locally on your smartphone to ensure the necessary security. However, to back up the data or transfer it between devices, encrypted backup files can be created as often as you like.

Key Features: - Effortless Expense Tracking: Quickly add expenses with customizable categories, descriptions. Choose whether to include expenses in your daily limit. - Limit your expenses: Set a limit for your expenses that will be recalculated every day based on previous days of the month. - Visual Daily Budgeting: A clear, interactive graph shows your daily spending against your set limit. Instantly see how much you've spent and what's left for the day. - Recurring Expense Management: Set up recurring payments for bills, subscriptions, rent, and more. Easily track upcoming payments and manage their impact on your budget. - Customizable Categories: Create and color-code categories to match your spending habits. The app uses these colors throughout, giving you a quick visual overview of your finances. - Detailed History: Review your expenses by day, month, or custom period. See your spending patterns with interactive charts and lists. - Insightful Statistics: Identify your biggest expense, most frequent category, and most expensive category to understand your spending habits.