Kaspo vs Financer

Track your money in seconds, and keep it yours. Kaspo is a simple money manager: a fast expense tracker and a budget planner in one app. Log spending in a few taps, say it out loud, or scan the receipt. See your spending by category, set a budget with limits, hold wallets in several currencies, and track who owes whom. Your records are stored on your device, and there's no sign-up. Sync across devices only if you choose. SAY IT, TYPE IT, OR SCAN THE RECEIPT • Just say it: "Lunch 12 and taxi home 18" or "Gas 60 yesterday," and Kaspo turns the phrase into records with the amount, category, wallet, and date. • One phrase, several records: check them, fix anything, and save. • Or type it: handy when you can't talk. • Receipt scanner: take a photo, pick one from your gallery, or add a PDF receipt or invoice from email and apps. Kaspo turns it into one record, a record split by category, or a record for each item. The photo is saved with the record. • Smart sorting: laundry detergent from the supermarket goes to Home, not Groceries. FAST EXPENSE TRACKING • A few taps per expense: enter the amount, pick a category if you want, and you're done. • Quick start: pick your currency, add your first wallet, and start logging. • Split a purchase: one supermarket run, several categories. • No more spreadsheets: stop copying receipts into Excel at the end of the month. SPENDING BY CATEGORY • Category chart: see at a glance which categories take the most. • Income and expenses: switch between them in a tap. • Filters: by period, wallet, or tag. • Drill down: tap a category to see every record behind it. BUDGET PLANNER WITH LIMITS • Limits per category or group: Food $600, with Groceries $400 and Dining Out $200. • What's left: each category shows what's spent and what's left. Go over a limit, and you see it right away. • Budget period: plan by the week, the month, or your own dates. WALLETS, CURRENCIES, AND DEBTS • Wallets in several currencies: cash in dollars, a travel card in euros, savings in another currency. • Automatic conversion: amounts in different currencies add up to one clear total. • Debts: note who owes you and who you owe, with a due date if you want one. • Life across borders: handy when you earn in one country and spend in another. YOURS BY DEFAULT • On your device: your records are stored on your phone. • No sign-up: start right away, no email, no password. • Sync on your terms: turn on sync between devices only when you want it. • Export to a file: one tap, and your data comes with you. Start free, and when you want more, Kaspo Pro lifts the limits on wallets, categories, and AI entry by voice, text, or receipt. Start tracking your expenses today and see where your money goes. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kaspo.app/privacy-policy Terms of Service: https://kaspo.app/terms-of-service

Key Features: - Effortless Expense Tracking: Quickly add expenses with customizable categories, descriptions. Choose whether to include expenses in your daily limit. - Limit your expenses: Set a limit for your expenses that will be recalculated every day based on previous days of the month. - Visual Daily Budgeting: A clear, interactive graph shows your daily spending against your set limit. Instantly see how much you've spent and what's left for the day. - Recurring Expense Management: Set up recurring payments for bills, subscriptions, rent, and more. Easily track upcoming payments and manage their impact on your budget. - Customizable Categories: Create and color-code categories to match your spending habits. The app uses these colors throughout, giving you a quick visual overview of your finances. - Detailed History: Review your expenses by day, month, or custom period. See your spending patterns with interactive charts and lists. - Insightful Statistics: Identify your biggest expense, most frequent category, and most expensive category to understand your spending habits.