Kaspo vs Financer
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kaspo
Easily track expenses, manage budgets, and achieve financial goals with this intuitive money manager. It offers offline functionality, clear analytics, and multi-currency support for comprehensive personal finance control.
- Effortless expense and income tracking
- Offline functionality with maximum security
- Clear graphs and reports for analytics
- Multi-currency support
- Secure cloud backup to Google Drive
- Upcoming receipt scanning and debt tracking
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Track your money in seconds, and keep it yours. Kaspo is the fast, no-fuss way to see where your money goes: a new expense needs just the amount, the currency's already set. Log it, watch it add up, and stay ahead. Everything lives on your device. Sync across devices only if you choose. FAST BY DESIGN • Log in a few taps: a spend needs nothing but the sum, the currency's already set. • Quick to start: pick your currency and you're in, no lengthy setup. • Split when needed: divide one purchase across several categories. SEE WHERE IT GOES • Clear breakdown: a simple chart shows your spending by category. • Income and expenses: switch between them in a tap. • Filter your way: by period, wallet, or tag. • Drill in: tap any category to see exactly what's behind it. A BUDGET WHEN YOU WANT ONE • Optional, never required: track freely, or set one budget when you want a limit. • Limits that fit: cap a category or a group, like Food 2,000, with Groceries 1,200 and Dining 800. • Always ahead: see what's left before you spend, not after. • Your period: week, month, or a custom range. YOURS BY DEFAULT • On your device: your records live on your phone, not on someone's server. • No sign-up: start right away, no email, no password. • Sync on your terms: turn on cross-device sync only when you want it. • One-tap export to a file: your data comes with you, anytime. ANY CURRENCY • Multi-currency wallets: hold wallets and log spending in whatever currencies you use. • Automatic conversion: amounts convert on the fly into one clear total. • Money across borders: made for lives that span countries: UAH, PLN, EUR, and more. Start in a few taps and see where your money goes today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kaspo.app/privacy-policy Terms of Service: https://kaspo.app/terms-of-service
Financer
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Key Features: - Effortless Expense Tracking: Quickly add expenses with customizable categories, descriptions. Choose whether to include expenses in your daily limit. - Limit your expenses: Set a limit for your expenses that will be recalculated every day based on previous days of the month. - Visual Daily Budgeting: A clear, interactive graph shows your daily spending against your set limit. Instantly see how much you've spent and what's left for the day. - Recurring Expense Management: Set up recurring payments for bills, subscriptions, rent, and more. Easily track upcoming payments and manage their impact on your budget. - Customizable Categories: Create and color-code categories to match your spending habits. The app uses these colors throughout, giving you a quick visual overview of your finances. - Detailed History: Review your expenses by day, month, or custom period. See your spending patterns with interactive charts and lists. - Insightful Statistics: Identify your biggest expense, most frequent category, and most expensive category to understand your spending habits.
Screenshots
Verdict
The clearest difference is in-app purchases: Financer at none against Kaspo's 2. Kaspo's advantage is iOS requirement (16.4 vs 18.0). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Kaspo sells 2 in-app purchases, starting at $1.99 per month. Financer asks for nothing beyond the download.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on August 21, 2026 and September 14, 2026 respectively.
| Parameter | Kaspo | Financer |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 66.7% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone |
| Requires iOS | 16.4 — better | 18.0 |
| Further details — not scored | ||
| Size | 91 MB | 14 MB |
| Age rating | 12+ | 4+ |
| Developer | Maksym Kyryliuk | Yegor Yeriomin |
In-app purchases
Kaspo
- Kaspo Premium Monthly3 Days trial$1.991 Month
- Kaspo Premium Yearly7 Days trial$17.991 Year
Financer
No in-app purchases









