Comparison

Kaspo vs Financer

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kaspo

Easily track expenses, manage budgets, and achieve financial goals with this intuitive money manager. It offers offline functionality, clear analytics, and multi-currency support for comprehensive personal finance control.

Highlights
  • Effortless expense and income tracking
  • Offline functionality with maximum security
  • Clear graphs and reports for analytics
  • Multi-currency support
  • Secure cloud backup to Google Drive
  • Upcoming receipt scanning and debt tracking
Read full description

Track your money in seconds, and keep it yours. Kaspo is the fast, no-fuss way to see where your money goes: a new expense needs just the amount, the currency's already set. Log it, watch it add up, and stay ahead. Everything lives on your device. Sync across devices only if you choose. FAST BY DESIGN • Log in a few taps: a spend needs nothing but the sum, the currency's already set. • Quick to start: pick your currency and you're in, no lengthy setup. • Split when needed: divide one purchase across several categories. SEE WHERE IT GOES • Clear breakdown: a simple chart shows your spending by category. • Income and expenses: switch between them in a tap. • Filter your way: by period, wallet, or tag. • Drill in: tap any category to see exactly what's behind it. A BUDGET WHEN YOU WANT ONE • Optional, never required: track freely, or set one budget when you want a limit. • Limits that fit: cap a category or a group, like Food 2,000, with Groceries 1,200 and Dining 800. • Always ahead: see what's left before you spend, not after. • Your period: week, month, or a custom range. YOURS BY DEFAULT • On your device: your records live on your phone, not on someone's server. • No sign-up: start right away, no email, no password. • Sync on your terms: turn on cross-device sync only when you want it. • One-tap export to a file: your data comes with you, anytime. ANY CURRENCY • Multi-currency wallets: hold wallets and log spending in whatever currencies you use. • Automatic conversion: amounts convert on the fly into one clear total. • Money across borders: made for lives that span countries: UAH, PLN, EUR, and more. Start in a few taps and see where your money goes today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kaspo.app/privacy-policy Terms of Service: https://kaspo.app/terms-of-service

About

Financer

Features
Read full description

Key Features: - Effortless Expense Tracking: Quickly add expenses with customizable categories, descriptions. Choose whether to include expenses in your daily limit. - Limit your expenses: Set a limit for your expenses that will be recalculated every day based on previous days of the month. - Visual Daily Budgeting: A clear, interactive graph shows your daily spending against your set limit. Instantly see how much you've spent and what's left for the day. - Recurring Expense Management: Set up recurring payments for bills, subscriptions, rent, and more. Easily track upcoming payments and manage their impact on your budget. - Customizable Categories: Create and color-code categories to match your spending habits. The app uses these colors throughout, giving you a quick visual overview of your finances. - Detailed History: Review your expenses by day, month, or custom period. See your spending patterns with interactive charts and lists. - Insightful Statistics: Identify your biggest expense, most frequent category, and most expensive category to understand your spending habits.

Screenshots

Kaspo4 screens
Financer4 screens

Verdict

The call

The clearest difference is in-app purchases: Financer at none against Kaspo's 2. Kaspo's advantage is iOS requirement (16.4 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Kaspo sells 2 in-app purchases, starting at $1.99 per month. Financer asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on August 21, 2026 and September 14, 2026 respectively.

Scorecard2 real differences · 8 level
Kaspo versus Financer: the parameters behind the verdict, then further details
ParameterKaspoFinancer
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhoneiPhone
Requires iOS16.4 — better18.0
Further details — not scored
Size91 MB14 MB
Age rating12+4+
DeveloperMaksym KyryliukYegor Yeriomin

In-app purchases

2 purchases

Kaspo

Subscriptions2
  • Kaspo Premium Monthly3 Days trial$1.991 Month
  • Kaspo Premium Yearly7 Days trial$17.991 Year
None

Financer

No in-app purchases

Questions

Is Kaspo free?
Kaspo is free to download, with in-app purchases available.
Is Financer free?
Financer is free to download, with no in-app purchases.
Do Kaspo or Financer have ads?
Neither Kaspo nor Financer shows ads.
Which is updated more often, Kaspo or Financer?
Kaspo ships an update every 3 weeks, and Financer every 3 weeks. Most recently, Kaspo was updated on August 21, 2026 and Financer on September 14, 2026.

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