Comparison

Kaspo vs The Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kaspo

Easily track expenses, manage budgets, and achieve financial goals with this intuitive money manager. It offers offline functionality, clear analytics, and multi-currency support for comprehensive personal finance control.

Highlights
  • Effortless expense and income tracking
  • Offline functionality with maximum security
  • Clear graphs and reports for analytics
  • Multi-currency support
  • Secure cloud backup to Google Drive
  • Upcoming receipt scanning and debt tracking
Read full description

Track your money in seconds, and keep it yours. Kaspo is a simple money manager: a fast expense tracker and a budget planner in one app. Log spending in a few taps, say it out loud, or scan the receipt. See your spending by category, set a budget with limits, hold wallets in several currencies, and track who owes whom. Your records are stored on your device, and there's no sign-up. Sync across devices only if you choose. SAY IT, TYPE IT, OR SCAN THE RECEIPT • Just say it: "Lunch 12 and taxi home 18" or "Gas 60 yesterday," and Kaspo turns the phrase into records with the amount, category, wallet, and date. • One phrase, several records: check them, fix anything, and save. • Or type it: handy when you can't talk. • Receipt scanner: take a photo, pick one from your gallery, or add a PDF receipt or invoice from email and apps. Kaspo turns it into one record, a record split by category, or a record for each item. The photo is saved with the record. • Smart sorting: laundry detergent from the supermarket goes to Home, not Groceries. FAST EXPENSE TRACKING • A few taps per expense: enter the amount, pick a category if you want, and you're done. • Quick start: pick your currency, add your first wallet, and start logging. • Split a purchase: one supermarket run, several categories. • No more spreadsheets: stop copying receipts into Excel at the end of the month. SPENDING BY CATEGORY • Category chart: see at a glance which categories take the most. • Income and expenses: switch between them in a tap. • Filters: by period, wallet, or tag. • Drill down: tap a category to see every record behind it. BUDGET PLANNER WITH LIMITS • Limits per category or group: Food $600, with Groceries $400 and Dining Out $200. • What's left: each category shows what's spent and what's left. Go over a limit, and you see it right away. • Budget period: plan by the week, the month, or your own dates. WALLETS, CURRENCIES, AND DEBTS • Wallets in several currencies: cash in dollars, a travel card in euros, savings in another currency. • Automatic conversion: amounts in different currencies add up to one clear total. • Debts: note who owes you and who you owe, with a due date if you want one. • Life across borders: handy when you earn in one country and spend in another. YOURS BY DEFAULT • On your device: your records are stored on your phone. • No sign-up: start right away, no email, no password. • Sync on your terms: turn on sync between devices only when you want it. • Export to a file: one tap, and your data comes with you. Start free, and when you want more, Kaspo Pro lifts the limits on wallets, categories, and AI entry by voice, text, or receipt. Start tracking your expenses today and see where your money goes. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kaspo.app/privacy-policy Terms of Service: https://kaspo.app/terms-of-service

About

The Wallet

Features
Read full description

The Wallet допоможе вам просто та ефективно керувати особистими фінансами. Відстежуйте доходи і витрати, створюйте власні категорії та контролюйте поточний баланс. Інтеграція з monobank дозволяє автоматично імпортувати всі транзакції, включно з історією та новими оплатами, без додаткових дій. Завдяки автоматичному розподіленню витрат по категоріях і можливості налаштувати власні правила, керування фінансами стає ще зручнішим. Ви можете створювати бюджети, планувати витрати і доходи на майбутнє, а також керувати регулярними платежами. Аналітика допоможе побачити загальну картину, проаналізувати фінансову активність за обраний період і відстежити банківські комісії. Мінімалістичний інтерфейс дозволяє зосередитися на головному без зайвих відволікань. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Kaspo4 screens
The Wallet4 screens

Verdict

The call

The clearest difference is update cadence: Kaspo at every 2 weeks against The Wallet's every 7 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Kaspo sells 2 in-app purchases, starting at $3.99 per month and The Wallet sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Kaspo ships an update every 2 weeks, The Wallet every 7 months. The most recent releases landed on November 12, 2026 and November 8, 2026 respectively.

Scorecard1 real difference · 9 level
Kaspo versus The Wallet: the parameters behind the verdict, then further details
ParameterKaspoThe Wallet
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings1 — better—
Update frequencyEvery 2 weeks — betterEvery 7 months
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone
Requires iOS16.416.4
Further details — not scored
Size129 MB56 MB
Age rating12+4+
DeveloperMaksym KyryliukYevhenii Tronchuk

In-app purchases

2 purchases

Kaspo

Subscriptions2
  • Kaspo Pro Monthly3 Days trial$3.991 Month
  • Kaspo Pro Yearly7 Days trial$29.991 Year
2 purchases

The Wallet

Subscriptions2
  • Преміум щомісячний$4.991 Month
  • Преміум щорічний$49.991 Year

Questions

Is Kaspo free?
Kaspo is free to download, with in-app purchases available.
Is The Wallet free?
The Wallet is free to download, with in-app purchases available.
Do Kaspo or The Wallet have ads?
Neither Kaspo nor The Wallet shows ads.
Which is updated more often, Kaspo or The Wallet?
Kaspo ships an update every 2 weeks, and The Wallet every 7 months. Most recently, Kaspo was updated on November 12, 2026 and The Wallet on November 8, 2026.

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