Comparison

Kaspo vs Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kaspo

Easily track expenses, manage budgets, and achieve financial goals with this intuitive money manager. It offers offline functionality, clear analytics, and multi-currency support for comprehensive personal finance control.

Highlights
  • Effortless expense and income tracking
  • Offline functionality with maximum security
  • Clear graphs and reports for analytics
  • Multi-currency support
  • Secure cloud backup to Google Drive
  • Upcoming receipt scanning and debt tracking
Read full description

Track your money in seconds, and keep it yours. Kaspo is the fast, no-fuss way to see where your money goes: a new expense needs just the amount, the currency's already set. Log it in a few taps, say it out loud, or snap the receipt. Then watch it add up and stay ahead. Everything lives on your device. Sync across devices only if you choose. SAY IT, TYPE IT, OR SCAN THE RECEIPT • Just say it: "Lunch 12 and taxi home 18" or "Fuel 60 yesterday", and Kaspo splits the phrase into records with the amount, category, wallet, and date. • One phrase, several records: no need to log each expense separately. • Or type it: when talking isn't an option, write the same thing. • Scan the receipt: take a photo, pick one from your gallery, or add a PDF receipt or invoice from email and apps. Kaspo turns it into a single record, one split by category, or a record for each item. The photo stays with the record on your phone. • Sorted by item: each item goes to the category it belongs in, so laundry pods from the supermarket land in Home, not Groceries. FAST BY DESIGN • Log in a few taps: a spend needs nothing but the sum, the currency's already set. • Quick to start: pick your currency and you're in, no lengthy setup. • Split when needed: divide one purchase across several categories. SEE WHERE IT GOES • Clear breakdown: a simple chart shows your spending by category. • Income and expenses: switch between them in a tap. • Filter your way: by period, wallet, or tag. • Drill in: tap any category to see exactly what's behind it. A BUDGET WHEN YOU WANT ONE • Optional, never required: track freely, or set one budget when you want a limit. • Limits that fit: cap a category or a group, like Food 2,000, with Groceries 1,200 and Dining 800. • Always ahead: see what's left before you spend, not after. • Your period: week, month, or a custom range. YOURS BY DEFAULT • On your device: your records live on your phone, not on someone's server. • No sign-up: start right away, no email, no password. • Sync on your terms: turn on cross-device sync only when you want it. • One-tap export to a file: your data comes with you, anytime. ANY CURRENCY • Multi-currency wallets: hold wallets and log spending in whatever currencies you use. • Automatic conversion: amounts convert on the fly into one clear total. • Money across borders: made for lives that span countries: UAH, PLN, EUR, and more. Start free, and when you want more, Kaspo Pro lifts the limits on wallets, categories, and AI entry by voice, text, or receipt. Start in a few taps and see where your money goes today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kaspo.app/privacy-policy Terms of Service: https://kaspo.app/terms-of-service

About

Spending Tracker

Manage your money effectively by tracking income and expenses, setting financial goals, and participating in engaging challenges. Analyze spending habits with visual reports and stay updated on currency exchange rates. Export your data for further analysis.

Highlights
  • Expense & Income Tracking
  • Advanced Analytics
  • Financial Goals
  • Financial Challenges
  • Currency Exchange Rates
  • Data Export
Read full description

Take control of your finances with Spendly - budget planner, the ultimate personal finance app designed to help you track your income and expenses, set financial goals, and stay motivated with engaging financial challenges. Whether you're looking to save money, analyze your spending habits, or keep up with currency exchange rates, Spendly has everything you need in one intuitive app. Key Features: - Expense & Income Tracking – Log your daily transactions effortlessly and get a clear view of your financial health. - Advanced Analytics – Gain insights into your spending patterns with visual reports and smart breakdowns. - Financial Goals – Set savings goals and track your progress to stay on top of your financial aspirations. - Financial Challenges – Stay engaged and improve your budgeting habits with fun, interactive challenges. - Currency Exchange Rates – Stay updated on real-time exchange rates for major currencies and cryptocurrencies. - Data Export (CSV & JSON) – Export your financial records in multiple formats for further analysis or backup. Take charge of your financial future today! Download Spendly - Budget Tracker and start managing your money smarter. Privacy Policy: https://armdev.pro/policy/saver_policy.html Terms of Use: https://armdev.pro/policy/saver_terms.html

Screenshots

Kaspo4 screens
Spending Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Kaspo at every 11 days against Spending Tracker's every 5 months. Spending Tracker's advantage is ratings volume (3 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Kaspo sells 2 in-app purchases, starting at $3.99 per month and Spending Tracker sells 4 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Kaspo against 5.0 for Spending Tracker. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

UpkeepUpdate frequency

Kaspo ships an update every 11 days, Spending Tracker every 5 months. The most recent releases landed on October 28, 2026 and October 22, 2026 respectively.

Scorecard2 real differences · 8 level
Kaspo versus Spending Tracker: the parameters behind the verdict, then further details
ParameterKaspoSpending Tracker
PriceFreeFree
Rating5.0 (1 ratings)5.0 (3 ratings)
Positive reviews66.7% of reviews—
Number of ratings13 — better
Update frequencyEvery 11 days — betterEvery 5 months
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhoneiPhone, iPad — better
Requires iOS16.4 — better17.6
Further details — not scored
Size91 MB17 MB
Age rating12++4
DeveloperMaksym KyryliukArmenak Mkhitarian

Customer experience

Kaspo

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Spending Tracker

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Kaspo

Subscriptions2
  • Kaspo Pro Monthly3 Days trial$3.991 Month
  • Kaspo Pro Yearly7 Days trial$29.991 Year
4 purchases

Spending Tracker

Subscriptions3
  • Weekly$1.997 Days
  • Monthly$5.991 Month
  • Yearly$19.991 Year
One-time1
  • Lifetime Purchase$39.99

Questions

Is Kaspo free?
Kaspo is free to download, with in-app purchases available.
Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Which has better reviews, Kaspo or Spending Tracker?
Kaspo and Spending Tracker are both rated 5.0 out of 5 on the App Store, from 1 and 3 ratings respectively.
Do Kaspo or Spending Tracker have ads?
Neither Kaspo nor Spending Tracker shows ads.
Which is updated more often, Kaspo or Spending Tracker?
Kaspo ships an update every 11 days, and Spending Tracker every 5 months. Most recently, Kaspo was updated on October 28, 2026 and Spending Tracker on October 22, 2026.

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