Comparison

Spending Tracker vs Spendly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Manage your money effectively by tracking income and expenses, setting financial goals, and participating in engaging challenges. Analyze spending habits with visual reports and stay updated on currency exchange rates. Export your data for further analysis.

Highlights
  • Expense & Income Tracking
  • Advanced Analytics
  • Financial Goals
  • Financial Challenges
  • Currency Exchange Rates
  • Data Export
Read full description

Take control of your finances with Spendly - budget planner, the ultimate personal finance app designed to help you track your income and expenses, set financial goals, and stay motivated with engaging financial challenges. Whether you're looking to save money, analyze your spending habits, or keep up with currency exchange rates, Spendly has everything you need in one intuitive app. Key Features: - Expense & Income Tracking – Log your daily transactions effortlessly and get a clear view of your financial health. - Advanced Analytics – Gain insights into your spending patterns with visual reports and smart breakdowns. - Financial Goals – Set savings goals and track your progress to stay on top of your financial aspirations. - Financial Challenges – Stay engaged and improve your budgeting habits with fun, interactive challenges. - Currency Exchange Rates – Stay updated on real-time exchange rates for major currencies and cryptocurrencies. - Data Export (CSV & JSON) – Export your financial records in multiple formats for further analysis or backup. Take charge of your financial future today! Download Spendly - Budget Tracker and start managing your money smarter. Privacy Policy: https://armdev.pro/policy/saver_policy.html Terms of Use: https://armdev.pro/policy/saver_terms.html

About

Spendly

Read full description

Personal Finance Tracker - 7-Day Free Trial Take control of your money with Spendly, the private expense tracker that works completely offline. Try all premium features free for 7 days, then choose your plan. Why Choose Spendly: • Complete Privacy - Your financial data stays on your device • Multi-Currency Support - Track expenses in 150+ currencies with live exchange rates • Smart Categories - 3-level organization system for detailed expense tracking • Works Offline - No internet required, perfect for travel and daily use Core Features: Expense Tracking & Budget Management • Quick expense entry with smart categorization • Budget planning and spending analysis • Account management across multiple wallets and cards • Transfer tracking between accounts Analytics & Insights • Visual charts and spending reports • Monthly/yearly financial summaries • Category-based expense analysis • Currency conversion tracking Data Control & Export • Secure local data storage (no cloud required) • Complete backup and restore functionality • Your data belongs to you, not us Perfect For: • Travelers managing multiple currencies • Privacy-conscious users who want offline tracking • Users wanting flexible pricing options • Students and families on a budget Technical Excellence: • Supports 42 languages including English, Spanish, French, German, Italian, Portuguese, Dutch, Swedish, Norwegian, Danish, Finnish, Polish, Czech, Slovak, Hungarian, Romanian, Turkish, Greek, Ukrainian, Russian, Armenian, Arabic, Hebrew, Hindi, Bengali, Tamil, Thai, Vietnamese, Chinese, Japanese, Korean, Indonesian, Malay, Filipino, Swahili, Hausa, Igbo, Yoruba, Croatian, Lingala, Setswana • Clean, intuitive interface designed for daily use • Fast performance with instant data access • Regular updates with new features 7-Day Free Trial: Experience all premium features completely free for the first week. After trial, continue with monthly subscription for full access. Cancel anytime - your data stays yours. Start managing your finances privately and securely today. Terms of Service — https://codestreamly.com/app/spendly/terms-and-conditions Cookie Policy — https://codestreamly.com/app/spendly/cookie-policy Privacy Policy — https://codestreamly.com/app/spendly/privacy-policy Account Deletion — https://codestreamly.com/app/spendly/delete-data-request Contact Us: Any questions? Please contact us at info@codestreamly.com https://codestreamly.com/app/spendly/support

Screenshots

Spending Tracker4 screens
Spendly4 screens

Verdict

The call

The clearest difference is update cadence: Spendly at every 4 days against Spending Tracker's every 5 months. Spendly also leads on iOS requirement (13.0 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 4 in-app purchases, starting at $1.99 per 7 days and Spendly sells 1 in-app purchase, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spending Tracker ships an update every 5 months, Spendly every 4 days. The most recent releases landed on October 22, 2026 and October 14, 2026 respectively.

Scorecard2 real differences · 7 level
Spending Tracker versus Spendly: the parameters behind the verdict, then further details
ParameterSpending TrackerSpendly
PriceFreeFree
Rating5.0 (3 ratings) — better—
Number of ratings3 — better—
Update frequencyEvery 5 monthsEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.613.0 — better
Further details — not scored
Size17 MB55 MB
Age rating+44+
DeveloperArmenak MkhitarianIevgen Chugunov

In-app purchases

4 purchases

Spending Tracker

Subscriptions3
  • Weekly$1.997 Days
  • Monthly$5.991 Month
  • Yearly$19.991 Year
One-time1
  • Lifetime Purchase$39.99
1 purchases

Spendly

Subscriptions1
  • Spendly Lite 1 Month7 Days trial$2.991 Month

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Spendly free?
Spendly is free to download, with in-app purchases available.
Do Spending Tracker or Spendly have ads?
Neither Spending Tracker nor Spendly shows ads.
Which is updated more often, Spending Tracker or Spendly?
Spending Tracker ships an update every 5 months, and Spendly every 4 days. Most recently, Spending Tracker was updated on October 22, 2026 and Spendly on October 14, 2026.

Other comparisons