Comparison

BAMIS PAY vs Kalbe

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BAMIS PAY

Features
Read full description

BAMIS PAY permet aux commerçants d’ouvrir à distance un compte digital et effectuer des opérations à distance à tout moment en toute sécurité. Fonctionnalités : - Paiement - Transferts entre les clients et commerçants ayant un compte digital - Transfert d’argent en faveur des personnes n’ayant pas de compte bancaire - Règlement de Transfert d’argent émis à partir d’un compte digital - Paiement de factures - Recharge de cartes prépayées AL MOUSSAFIR et AL VIDDA de la BAMIS - Recharge Téléphonique - Informations sur le compte digital de l’application BAMIS PAY - Notifications de toutes les transactions effectuées sur l’application BAMIS PAY. Notre engagement, Vous servir mieux que les autres, mieux qu’aujourd’hui.

About

Kalbe

Manage your international payments with a virtual card. Easily top up using local currency and spend globally in USD for online purchases, subscriptions, and advertising. Enjoy a secure and flexible alternative to traditional bank cards.

Highlights
  • Virtual card for international payments
  • Local currency top-ups (MRU)
  • Spend in US dollars globally
  • Secure financial management
  • Alternative to traditional bank cards
  • Online purchase and subscription payments
Features
Read full description

Kalbe offers you a virtual card that simplifies your international payments! Easily top up with local currency (MRU) and spend anywhere in the world. Whether you're making online purchases, paying subscriptions, or advertising on social media, Kalbe helps you manage your finances simply and securely. With a local top-up process, you can load your card using traditional payment methods and then make transactions in US dollars without worry. Enjoy a flexible and transparent solution for your global payments, free from the limitations of traditional bank cards.

Screenshots

BAMIS PAY3 screens
Kalbe4 screens

Verdict

The call

The clearest difference is update cadence: Kalbe at every 2 weeks against BAMIS PAY's monthly. BAMIS PAY's advantage is iOS requirement (12.2 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BAMIS PAY ships an update monthly, Kalbe every 2 weeks. The most recent releases landed on October 10, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
BAMIS PAY versus Kalbe: the parameters behind the verdict, then further details
ParameterBAMIS PAYKalbe
PriceFreeFree
Rating—4.4 (44 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—44 — better
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.2 — better15.1
Further details — not scored
Size59 MB49 MB
Age rating4+17+
DeveloperBanque Alwava Mauritanienne Islamique SANEOTIC S.A.R.L

In-app purchases

None

BAMIS PAY

No in-app purchases

None

Kalbe

No in-app purchases

Questions

Is BAMIS PAY free?
BAMIS PAY is free to download, with no in-app purchases.
Is Kalbe free?
Kalbe is free to download, with no in-app purchases.
Do BAMIS PAY or Kalbe have ads?
Neither BAMIS PAY nor Kalbe shows ads.
Which is updated more often, BAMIS PAY or Kalbe?
BAMIS PAY ships an update monthly, and Kalbe every 2 weeks. Most recently, BAMIS PAY was updated on October 10, 2026 and Kalbe on October 24, 2026.

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