Comparison

MRECCU Mobile vs Shabo Pay

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

MRECCU Mobile

Features
Read full description

The Mon Repos Credit Union app allows members to perform balance enquiries, monitor account activity, view transaction history, pay bills, pay loans, transfer funds within account or to another member and request statements, anywhere, anytime. It has a built in, customizable budgeting tool and calendar to help you keep track of your money and Credit Union activities. The app also has a branch and ATM locator so you can find us! MRECCU Mobile, fast, convenient and secure.

About

Shabo Pay

Features
Read full description

At ShaboPay, we're committed to making credit more accessible and affordable for everyone. We're challenging outdated lending models and bringing you a mobile app that simplifies payments, enhances your shopping experience, and empowers you to take control of your finances. Join us in the journey to financial freedom and convenience with Shabo Pay. Key Benefits: - Buy Now, Pay Later (BNPL) with Three-Month Equal Payment with Interest - Convenient and Swift Payment - Centralised Loyalty Points - Real-Time Rewards and Promos - Improved Financial Management, Budgeting Tools - Comprehensive Transaction History - Loyalty Point Tracking

Screenshots

MRECCU Mobile4 screens
Shabo Pay4 screens

Verdict

The call

The clearest difference is ads: MRECCU Mobile at none against Shabo Pay's shown. MRECCU Mobile also leads on iOS requirement (10.0 vs 12.0). Shabo Pay's advantage is update cadence (weekly vs monthly). On price, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MRECCU Mobile ships an update monthly, Shabo Pay weekly. The most recent releases landed on October 25, 2026 and October 8, 2026 respectively.

Scorecard3 real differences ยท 3 level
MRECCU Mobile versus Shabo Pay: the parameters behind the verdict, then further details
ParameterMRECCU MobileShabo Pay
PriceFreeFree
Update frequencyMonthlyWeekly โ€” better
AdsNo โ€” betterYes
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS10.0 โ€” better12.0
Further details โ€” not scored
Size88 MB125 MB
Age rating4+17+
DeveloperMon Repos Eastern Co-operative Credit Union (1968) Ltd.Shabo Pay Limited

In-app purchases

None

MRECCU Mobile

No in-app purchases

None

Shabo Pay

No in-app purchases

Questions

Is MRECCU Mobile free?
MRECCU Mobile is free to download, with no in-app purchases.
Is Shabo Pay free?
Shabo Pay is free to download, with no in-app purchases.
Do MRECCU Mobile or Shabo Pay have ads?
Shabo Pay shows ads; MRECCU Mobile does not.
Which is updated more often, MRECCU Mobile or Shabo Pay?
MRECCU Mobile ships an update monthly, and Shabo Pay weekly. Most recently, MRECCU Mobile was updated on October 25, 2026 and Shabo Pay on October 8, 2026.

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