Comparison

Simple vs PayBox by MoonPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple

A user-friendly crypto wallet designed for everyday use, allowing you to buy, sell, and send over 200 cryptocurrencies. It offers secure transactions, global transfers with no fees, and portfolio tracking in a simple interface.

Highlights
  • Buy and sell 200+ cryptocurrencies
  • Send crypto globally with zero fees
  • Transfer crypto using phone number
  • Swap currencies and track portfolio
  • Secure and private data control
  • Support for top coins like BTC, ETH, SOL
Features
Read full description

Built for Digital Income Designed for freelancers, remote workers, and digital nomads. Simple is a digital wallet that works like your favorite banking app — fast, secure, and designed for real life. No finance background needed. Everything You Need, Nothing You Don't Send funds globally with zero fees Transfer to friends using just their phone number Swap currencies and track your portfolio in one clean interface Virtual card for everyday spending (coming soon!) Smart Security, No Hassle No complicated recovery phrases Regain access if your phone is lost Your data stays private — you control what you share and when Top Digital Assets Manage Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Polygon (MATIC), Dogecoin (DOGE), Litecoin (LTC), XRP (Ripple), Binance Coin (BNB), Polkadot (DOT), and many more — all in one app. Whether you're paid in digital assets or just getting started — Simple makes it easy to use, send, and grow your funds anywhere in the world.

About

PayBox by MoonPay

This app provides a secure way to connect AI tools and agents to your financial accounts and sensitive information. It allows you to create protected wallets and manage access permissions for connected services, ensuring your data remains safe.

Highlights
  • Passkey-protected wallets
  • Manage connected accounts
  • Approve important actions
  • Scoped, revocable access
  • Protect raw keys and secrets
Features
Read full description

PayBox by MoonPay is a secure control layer for connecting AI-powered apps and agents to your wallets, cards, and sensitive credentials. Create passkey-protected wallets, manage connected accounts, and approve important actions with clear user controls. Paybox is designed around scoped, revocable access so connected tools can only use the permissions you allow, while your raw keys and secrets remain protected.

Screenshots

Simple4 screens
PayBox by MoonPay4 screens

Verdict

The call

Simple and PayBox by MoonPay both sit at 4.4 stars, but that hides the real split: 92% of Simple's written reviews are positive against 79% of PayBox by MoonPay's. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.4 for Simple against 4.4 for PayBox by MoonPay. Both are backed by a comparable volume of ratings — 39 and 37 respectively. Written reviews are what separate them: 92% of Simple's written reviews are positive against 79% of PayBox by MoonPay's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 17, 2026 and October 15, 2026 respectively.

Scorecard1 real difference · 9 level
Simple versus PayBox by MoonPay: the parameters behind the verdict, then further details
ParameterSimplePayBox by MoonPay
PriceFreeFree
Rating4.4 (39 ratings)4.4 (37 ratings)
Positive reviews92.2% of reviews — better79.2% of reviews
Number of ratings39 — better37
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size226 MB64 MB
Age rating4+4+
DeveloperSimple Europe UABMoonPay

Customer experience

Simple

All ratings39 ratings
Positive84.6%
Neutral2.6%
Negative12.8%
Written reviews166 reviews
Positive92.2%
Neutral1.8%
Negative6.0%

PayBox by MoonPay

All ratings37 ratings
Positive86.5%
Neutral0.0%
Negative13.5%
Written reviews48 reviews
Positive79.2%
Neutral0.0%
Negative20.8%

Bugs and requests

Simple

Reported bugs

3 issues
  • Login screen freezes
  • Compatibility issues with older devices
  • Delayed transaction processing

Requested features

3 requests
  • Expand availability to more countries
  • Improve customer support responsiveness
  • Add advanced analytics and reporting

PayBox by MoonPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Simple

No in-app purchases

None

PayBox by MoonPay

No in-app purchases

Questions

Is Simple free?
Simple is free to download, with no in-app purchases.
Is PayBox by MoonPay free?
PayBox by MoonPay is free to download, with no in-app purchases.
Which has better reviews, Simple or PayBox by MoonPay?
Simple and PayBox by MoonPay are both rated 4.4 out of 5 on the App Store, from 39 and 37 ratings respectively.
Do Simple or PayBox by MoonPay have ads?
Neither Simple nor PayBox by MoonPay shows ads.
Which is updated more often, Simple or PayBox by MoonPay?
Simple ships an update weekly, and PayBox by MoonPay weekly. Most recently, Simple was updated on October 17, 2026 and PayBox by MoonPay on October 15, 2026.

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