Simple vs PayBox by MoonPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple
A digital wallet designed for freelancers and remote workers to manage digital income. It offers fast, secure global fund transfers with no fees, currency swaps, and portfolio tracking. The app prioritizes user privacy and provides smart security features without complex recovery phrases.
- Global fund transfers with zero fees
- Transfer to friends via phone number
- Currency swap and portfolio tracking
- Manage multiple digital assets
- Smart security and privacy controls
- Virtual card for everyday spending (coming soon)
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Built for Digital Income Designed for freelancers, remote workers, and digital nomads. Simple is a digital wallet that works like your favorite banking app — fast, secure, and designed for real life. No finance background needed. Everything You Need, Nothing You Don't Send funds globally with zero fees Transfer to friends using just their phone number Swap currencies and track your portfolio in one clean interface Virtual card for everyday spending (coming soon!) Smart Security, No Hassle No complicated recovery phrases Regain access if your phone is lost Your data stays private — you control what you share and when Top Digital Assets Manage Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Polygon (MATIC), Dogecoin (DOGE), Litecoin (LTC), XRP (Ripple), Binance Coin (BNB), Polkadot (DOT), and many more — all in one app. Whether you're paid in digital assets or just getting started — Simple makes it easy to use, send, and grow your funds anywhere in the world.
PayBox by MoonPay
This app provides a secure way to connect AI tools and agents to your financial accounts and sensitive information. It allows you to create protected wallets and manage access permissions for connected services, ensuring your data remains safe.
- Passkey-protected wallets
- Manage connected accounts
- Approve important actions
- Scoped, revocable access
- Protect raw keys and secrets
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PayBox by MoonPay is a secure control layer for connecting AI-powered apps and agents to your wallets, cards, and sensitive credentials. Create passkey-protected wallets, manage connected accounts, and approve important actions with clear user controls. Paybox is designed around scoped, revocable access so connected tools can only use the permissions you allow, while your raw keys and secrets remain protected.
Screenshots
Verdict
Simple and PayBox by MoonPay both sit at 4.4 stars, but that hides the real split: 92% of Simple's written reviews are positive against 80% of PayBox by MoonPay's. On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.4 for Simple against 4.3 for PayBox by MoonPay. Both are backed by a comparable volume of ratings — 39 and 40 respectively. Written reviews are what separate them: 92% of Simple's written reviews are positive against 80% of PayBox by MoonPay's.
Both ship on a similar rhythm, roughly weekly. The most recent releases landed on November 14, 2026 and November 5, 2026 respectively.
| Parameter | Simple | PayBox by MoonPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (39 ratings) — better | 4.3 (40 ratings) |
| Positive reviews | 92.2% of reviews — better | 80.0% of reviews |
| Number of ratings | 39 | 40 — better |
| Update frequency | Weekly | Weekly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 220 MB | 64 MB |
| Age rating | 4+ | 4+ |
| Developer | Simple Europe UAB | MoonPay |
Customer experience
Simple
PayBox by MoonPay
Bugs and requests
Simple
Reported bugs
3 issues- Login screen freezes
- Compatibility issues with older devices
- Delayed transaction processing
Requested features
3 requests- Expand availability to more countries
- Improve customer support responsiveness
- Add advanced analytics and reporting
PayBox by MoonPay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Simple
No in-app purchases
PayBox by MoonPay
No in-app purchases
