Simple vs Coinva

Built for Digital Income Designed for freelancers, remote workers, and digital nomads. Simple is a digital wallet that works like your favorite banking app — fast, secure, and designed for real life. No finance background needed. Everything You Need, Nothing You Don't Send funds globally with zero fees Transfer to friends using just their phone number Swap currencies and track your portfolio in one clean interface Virtual card for everyday spending (coming soon!) Smart Security, No Hassle No complicated recovery phrases Regain access if your phone is lost Your data stays private — you control what you share and when Top Digital Assets Manage Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Polygon (MATIC), Dogecoin (DOGE), Litecoin (LTC), XRP (Ripple), Binance Coin (BNB), Polkadot (DOT), and many more — all in one app. Whether you're paid in digital assets or just getting started — Simple makes it easy to use, send, and grow your funds anywhere in the world.

Coinva is a simple, private money tracker that helps you understand your spending and plan ahead — with no accounts, no ads, and no clouds. Everything stays on your device. ADD IN SECONDS Logging money should be effortless. Tap the plus button, choose expense or income, pick cash or card, select a category, and you're done. Your transactions are automatically grouped by day, week and month, so your whole history is easy to scan at a glance. SEE WHERE YOUR MONEY GOES Clear, honest statistics by week, month and year. A donut chart shows your top spending categories instantly, a trend chart reveals how your habits change over time, and a payment breakdown tells you exactly how much you spend by card versus cash. PLAN A SMART BUDGET Set a monthly or yearly limit and let Coinva do the thinking. It forecasts your year-end total based on your real spending pace and seasonal habits, warns you honestly before you overspend, and suggests where you could save. Add per-category limits for things like food or entertainment, track recurring payments such as subscriptions and rent, and always know if you're on track. NEVER FORGET A DEBT Keep track of who owes you and whom you owe, with due dates. Coinva highlights overdue debts and upcoming ones, so nothing slips through the cracks. Mark them settled with a single tap. YOUR DATA IS YOURS Coinva has no sign-up, no login, and no servers. Every transaction, budget and debt is stored only on your device. There is no tracking, no analytics, and no advertising of any kind. Export a full backup whenever you like and restore it on a new phone in seconds. THREE LANGUAGES Use Coinva in English, Ukrainian or Russian, and switch between them anytime. No account. No ads. No subscriptions. Just a clean, fast, private way to stay on top of your money.