Comparison

Spending Tracker vs Coinva

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Highlights
  • Simple and intuitive interface
  • Flexible time period tracking (Weekly, Monthly, Yearly)
  • Budget mode with carry-over
  • Summary view of spending progress
  • Log expenses and income
  • Editable spending and income categories
  • Interactive charts and reports
Features
Read full description

Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending

About

Coinva

Features
Read full description

Coinva is a simple, private money tracker that helps you understand your spending and plan ahead — with no accounts, no ads, and no clouds. Everything stays on your device. ADD IN SECONDS Logging money should be effortless. Tap the plus button, choose expense or income, pick cash or card, select a category, and you're done. Your transactions are automatically grouped by day, week and month, so your whole history is easy to scan at a glance. SEE WHERE YOUR MONEY GOES Clear, honest statistics by week, month and year. A donut chart shows your top spending categories instantly, a trend chart reveals how your habits change over time, and a payment breakdown tells you exactly how much you spend by card versus cash. PLAN A SMART BUDGET Set a monthly or yearly limit and let Coinva do the thinking. It forecasts your year-end total based on your real spending pace and seasonal habits, warns you honestly before you overspend, and suggests where you could save. Add per-category limits for things like food or entertainment, track recurring payments such as subscriptions and rent, and always know if you're on track. NEVER FORGET A DEBT Keep track of who owes you and whom you owe, with due dates. Coinva highlights overdue debts and upcoming ones, so nothing slips through the cracks. Mark them settled with a single tap. YOUR DATA IS YOURS Coinva has no sign-up, no login, and no servers. Every transaction, budget and debt is stored only on your device. There is no tracking, no analytics, and no advertising of any kind. Export a full backup whenever you like and restore it on a new phone in seconds. THREE LANGUAGES Use Coinva in English, Ukrainian or Russian, and switch between them anytime. No account. No ads. No subscriptions. Just a clean, fast, private way to stay on top of your money.

Screenshots

Spending Tracker4 screens
Coinva4 screens

Verdict

The call

The clearest difference is in-app purchases: Coinva at none against Spending Tracker's 1. Coinva also leads on ads (none vs shown). Spending Tracker's advantage is device support (5 vs 2). On price, update cadence and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 1 one-off in-app purchase. Coinva asks for nothing beyond the download.

UpkeepUpdate frequency

Spending Tracker ships an update every 2 months, Coinva monthly. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
Spending Tracker versus Coinva: the parameters behind the verdict, then further details
ParameterSpending TrackerCoinva
PriceFreeFree
Rating4.8 (20K ratings) — better—
Positive reviews94.5% of reviews—
Number of ratings20K — better—
Update frequencyEvery 2 monthsMonthly — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod, Mac, Apple Watch — betteriPhone, iPod
Requires iOS15.5 — better15.6
Further details — not scored
Size50 MB7 MB
Age rating4+4+
DeveloperMH Riley LtdOleg Hruba

Bugs and requests

Spending Tracker

Reported bugs

2 issues
  • Transactions sometimes entered in wrong order
  • Backup and restore functionality not always reliable

Requested features

5 requests
  • Add ability to split transactions into multiple categories
  • Incorporate currency conversion and exchange rates
  • Allow family/shared account access and updates
  • Implement a 'Debt' category to track loan payments
  • Add option to take photos of receipts and attach to transactions

Coinva

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Spending Tracker

One-time1
  • Pro Upgrade$2.99
None

Coinva

No in-app purchases

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Coinva free?
Coinva is free to download, with no in-app purchases.
Do Spending Tracker or Coinva have ads?
Spending Tracker shows ads; Coinva does not.
Which is updated more often, Spending Tracker or Coinva?
Spending Tracker ships an update every 2 months, and Coinva monthly. Most recently, Spending Tracker was updated on November 3, 2026 and Coinva on October 31, 2026.

Other comparisons