Spending Tracker vs Coinva
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker
Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.
- Simple and intuitive interface
- Flexible time period tracking (Weekly, Monthly, Yearly)
- Budget mode with carry-over
- Summary view of spending progress
- Log expenses and income
- Editable spending and income categories
- Interactive charts and reports
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Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending
Coinva
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Coinva is a simple, private money tracker that helps you understand your spending and plan ahead — with no accounts, no ads, and no clouds. Everything stays on your device. ADD IN SECONDS Logging money should be effortless. Tap the plus button, choose expense or income, pick cash or card, select a category, and you're done. Your transactions are automatically grouped by day, week and month, so your whole history is easy to scan at a glance. SEE WHERE YOUR MONEY GOES Clear, honest statistics by week, month and year. A donut chart shows your top spending categories instantly, a trend chart reveals how your habits change over time, and a payment breakdown tells you exactly how much you spend by card versus cash. PLAN A SMART BUDGET Set a monthly or yearly limit and let Coinva do the thinking. It forecasts your year-end total based on your real spending pace and seasonal habits, warns you honestly before you overspend, and suggests where you could save. Add per-category limits for things like food or entertainment, track recurring payments such as subscriptions and rent, and always know if you're on track. NEVER FORGET A DEBT Keep track of who owes you and whom you owe, with due dates. Coinva highlights overdue debts and upcoming ones, so nothing slips through the cracks. Mark them settled with a single tap. YOUR DATA IS YOURS Coinva has no sign-up, no login, and no servers. Every transaction, budget and debt is stored only on your device. There is no tracking, no analytics, and no advertising of any kind. Export a full backup whenever you like and restore it on a new phone in seconds. THREE LANGUAGES Use Coinva in English, Ukrainian or Russian, and switch between them anytime. No account. No ads. No subscriptions. Just a clean, fast, private way to stay on top of your money.
Screenshots
Verdict
The clearest difference is in-app purchases: Coinva at none against Spending Tracker's 1. Coinva also leads on ads (none vs shown). Spending Tracker's advantage is device support (5 vs 2). On price, update cadence and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 1 one-off in-app purchase. Coinva asks for nothing beyond the download.
Spending Tracker ships an update every 2 months, Coinva monthly. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | Spending Tracker | Coinva |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (20K ratings) — better | — |
| Positive reviews | 94.5% of reviews | — |
| Number of ratings | 20K — better | — |
| Update frequency | Every 2 months | Monthly — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod, Mac, Apple Watch — better | iPhone, iPod |
| Requires iOS | 15.5 — better | 15.6 |
| Further details — not scored | ||
| Size | 50 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | MH Riley Ltd | Oleg Hruba |
Bugs and requests
Spending Tracker
Reported bugs
2 issues- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable
Requested features
5 requests- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions
Coinva
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Spending Tracker
- Pro Upgrade$2.99
Coinva
No in-app purchases









