Comparison

Debbie vs Flowasis

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debbie

This finance app rewards users for building savings, making credit card payments, and improving financial habits. It offers personalized money goals, bill tracking, and educational courses to help users achieve financial freedom.

Highlights
  • Earn cash rewards for financial milestones
  • Track savings, balances, and credit card payments
  • Stay on top of bills and payments
  • Set personalized savings and payoff goals
  • Complete quick money challenges
  • Access personal finance educational courses
Features
Read full description

Reach your money goals and earn rewards. Debbie is the first money app that rewards you for building savings, making credit card payments, and improving your financial habits. Track your money, stay on budget, and earn rewards as you make progress toward financial freedom. At the core of Debbie is a psychology-based money program designed to help you understand your relationship with money, build better habits, track your financial progress, and earn rewards for reaching important milestones. Whether you’re focused on growing savings, improving your credit score, or managing bills/debt, Debbie helps keep you motivated every step of the way. We're the anti-budgeting budgeting app. FEATURES Earn Cash Rewards Get rewarded for completing money challenges, building savings, and reaching financial goals. Track Your Money Progress Connect your accounts to track savings, balances, credit card payments, and financial milestones in one place. Stay on Top of Bills Build healthy habits around paying bills on time and staying consistent with your financial goals. Personalized Money Goals Set and complete personalized savings, credit card payoff, and budgeting goals based on your unique financial situation. Quick Wins Complete simple money challenges, like checking your account balance, reviewing your budget, or monitoring your credit score. Pathway Take short personal finance courses designed to help you understand your money mindset, spending habits, and long-term financial behavior. The app is 100% free and sponsored by our partner financial institutions. HOW IT WORKS Download Debbie and complete your onboarding quiz We’ll learn about your financial goals, money habits, debt, savings, and spending patterns to personalize your experience. Accept your sponsor partner Debbie is free thanks to our sponsor partners. You’ll have the option to open a free checking or savings account, though you can begin using Debbie without opening a new account. Connect your accounts Securely connect your credit cards, loans, savings accounts, and other financial accounts to track progress toward your money goals. All data is encrypted and never sold. Start your personalized money program Learn practical personal finance skills, improve your money mindset, and build habits that support long-term financial success. Reach your goals and earn rewards Complete savings goals, debt payoff goals, budgeting challenges, and educational activities to earn points and celebrate your financial progress. Unlock lower rates and refinancing opportunities* As you progress through Debbie, gain access to tools that may help you reduce interest costs and save money on debt. FREQUENTLY ASKED QUESTIONS How much does Debbie cost? Debbie is completely free. How does Debbie make money? Our financial institution partners sponsor the platform and may compensate us when users choose products that fit their financial needs. How can Debbie help me save money? Debbie helps you build better financial habits, stay on budget, pay bills on time, reduce debt, increase savings, and avoid costly financial mistakes. Does Debbie really work? Debbie users save more money, reach their goals faster, and stay more engaged with their financial goals compared to typical consumers. Do you have a referral program? Yes. Eligible users can earn rewards for referring friends. Terms and conditions apply. DISCLOSURES Not a guarantee of approval. Debbie does not directly extend credit. Credit checks will not impact your credit score. Terms and conditions apply.

About

Flowasis

This AI-powered tool provides real-time options flow tracking, unusual activity alerts, and dark pool data. It offers an intelligent trading assistant for natural language queries about market fundamentals and institutional trades. Gain a competitive edge with institutional-grade data and AI analysis.

Highlights
  • AI Assistant for market insights
  • Real-time options flow tracking
  • Unusual activity alerts
  • Dark pool data analysis
  • Gamma Exposure heatmaps
  • Earnings intelligence
  • Options calculator with simulations
Features
Read full description

Flowasis helps traders spot market-moving options activity, analyze institutional flow, and act from one place. Connect a supported broker, view accounts and positions, and place stock or options trades without leaving the app. Track real-time options flow, dark pool activity, unusual trades, GEX heatmaps, earnings intelligence, insider transactions, and live charts built for active traders. Ask Flowasis AI questions in plain English to research flow, GEX, quotes, fundamentals, earnings, and sentiment faster. Broker Connect brings supported brokerage accounts into your Flowasis workflow, including balances, positions, orders, and connection status. The trading ticket supports stock and options orders with market, limit, stop, and stop-limit order types, plus Day, GTC, FOK, and IOC time-in-force options when supported by your broker. Plan exits before you enter. On supported single-leg stock and option orders, attach take-profit and stop-loss exits as one bracket package, with quick-fill percentages to help define risk and targets faster. Whether you're monitoring institutional activity, looking for better entries, day trading, swing trading, or researching longer-term positions, Flowasis gives you a clearer view of where money is moving and the tools to act on it. Key Features: - Broker Connect: Link supported brokerages and view accounts, balances, positions, orders, and connection status alongside the rest of your Flowasis data. - Trade Directly in Flowasis: Place stock and options orders through your connected broker with review, confirmation, and order impact checks where supported. - Advanced Order Ticket: Use market, limit, stop, and stop-limit orders with broker-supported Day, GTC, FOK, and IOC time-in-force choices. - Take-Profit & Stop-Loss Exits: Attach take-profit, stop-loss, or both to supported single-leg stock and option entries as one bracket package. - Real-Time Options Flow: Track institutional-sized options trades as they happen with live updates on premium, volume, expiration, strike, and sentiment. - Unusual Trade Detector: Find unusual options activity, sweeps, blocks, and large trades with a dedicated alerts view and push notifications. - Dark Pool Flow: Uncover large block trades and hidden institutional positioning away from traditional exchanges. - Gamma Exposure Heatmap: Visualize market maker positioning across strikes and expirations to identify support, resistance, and hedging zones. - Advanced Charts & Indicators: Use focused charts, chart controls, and built-in indicators including SMA, EMA, VWAP, MACD, RSI, Bollinger Bands, Stochastic, ADX, ATR, OBV, PSAR, and more. - Discover Screens: Find active names and contracts faster with Top Movers, Top Companies, and Top Contracts. - Price Alerts: Create position-based move alerts with push and email notification support. - Flowasis AI Assistant: Ask about options flow, GEX, earnings, insider transactions, quotes, fundamentals, implied volatility, and sentiment through natural conversation. With a connected broker, also ask about your account: positions, balances, trades, and P&L. - Earnings Intelligence: View upcoming earnings, actual vs. estimated results, full earnings call transcripts, and personalized watchlist alerts. - Options Calculator: Evaluate profit/loss scenarios and probability of success with Monte Carlo simulations for options strategies. - Advanced Flow Filters: Cut through market noise with filters for ticker, premium, contract type, sentiment, DTE, volume, and more. - Historical Data: Analyze past options flow, backtest ideas, and refine your trading process. - Company Fundamentals: Research financial statements, cash flows, earnings reports, transcripts, key ratios, and insider transactions. Brokerage services are provided by supported third-party brokers. Flowasis does not hold customer funds or execute trades directly. Privacy Policy: https://www.flowasis.com/privacy Terms of Use: https://www.flowasis.com/terms

Screenshots

Debbie4 screens
Flowasis4 screens

Verdict

The call

The clearest difference is in-app purchases: Debbie at none against Flowasis's 6. Debbie also leads on ads (none vs shown) and rating (4.9 vs 4.5). Flowasis's advantage is update cadence (every 3 days vs every 3 weeks). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Flowasis sells 6 in-app purchases, starting at $59.99 per month. Debbie asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Debbie holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: Debbie has 18K ratings behind it against 37, so its average is the more settled of the two. Written reviews point the same way: 93% of Debbie's written reviews are positive against 83% of Flowasis's.

UpkeepUpdate frequency

Debbie ships an update every 3 weeks, Flowasis every 3 days. The most recent releases landed on November 13, 2026 and November 4, 2026 respectively.

Scorecard7 real differences · 3 level
Debbie versus Flowasis: the parameters behind the verdict, then further details
ParameterDebbieFlowasis
PriceFreeFree
Rating4.9 (18K ratings) — better4.5 (37 ratings)
Positive reviews93.1% of reviews — better83.3% of reviews
Number of ratings18K — better37
Update frequencyEvery 3 weeksEvery 3 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.1 — better16.4
Further details — not scored
Size85 MB137 MB
Age rating4+4+
DeveloperDebbie Incantonio antonian

Customer experience

Debbie

All ratings18,312 ratings
Positive98.0%
Neutral1.1%
Negative0.9%
Written reviews1,813 reviews
Positive93.1%
Neutral2.5%
Negative4.4%

Flowasis

All ratings27 ratings
Positive92.6%
Neutral3.7%
Negative3.7%
Written reviews6 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

Bugs and requests

Debbie

Reported bugs

4 issues
  • Login/verification codes not working
  • Modules freezing or not loading properly
  • Inconsistent update of progress and rewards
  • Inability to delete account or change phone number

Requested features

5 requests
  • Allow linking to any bank account
  • Smaller cash out thresholds
  • More personalized budgeting tools
  • Ability to manually add accounts
  • Faster account syncing

Flowasis

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Debbie

No in-app purchases

6 purchases

Flowasis

Subscriptions6
  • Flowasis Premium - Monthly7 Days trial$59.991 Month
  • Flowasis Premium - Monthly$59.991 Month
  • Professional Premium - Month$99.991 Month
Show 3 more
  • Flowasis Premium Pro - Yearly$99.991 Month
  • Flowasis Premium - Annual7 Days trial$599.991 Year
  • Flowasis Premium - Yearly$599.991 Year

Questions

Is Debbie free?
Debbie is free to download, with no in-app purchases.
Is Flowasis free?
Flowasis is free to download, with in-app purchases available.
Which has better reviews, Debbie or Flowasis?
Debbie is rated higher. Debbie averages 4.9 out of 5 from 18K ratings, while Flowasis averages 4.5 from 37 ratings.
Do Debbie or Flowasis have ads?
Flowasis shows ads; Debbie does not.
Which is updated more often, Debbie or Flowasis?
Debbie ships an update every 3 weeks, and Flowasis every 3 days. Most recently, Debbie was updated on November 13, 2026 and Flowasis on November 4, 2026.

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