Debbie vs MicroMoola
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Debbie
This finance app rewards users for building savings, making credit card payments, and improving financial habits. It offers personalized money goals, bill tracking, and educational courses to help users achieve financial freedom.
- Earn cash rewards for financial milestones
- Track savings, balances, and credit card payments
- Stay on top of bills and payments
- Set personalized savings and payoff goals
- Complete quick money challenges
- Access personal finance educational courses
Read full descriptionHide full description
Reach your money goals and earn rewards. Debbie is the first money app that rewards you for building savings, making credit card payments, and improving your financial habits. Track your money, stay on budget, and earn rewards as you make progress toward financial freedom. At the core of Debbie is a psychology-based money program designed to help you understand your relationship with money, build better habits, track your financial progress, and earn rewards for reaching important milestones. Whether you’re focused on growing savings, improving your credit score, or managing bills/debt, Debbie helps keep you motivated every step of the way. We're the anti-budgeting budgeting app. FEATURES Earn Cash Rewards Get rewarded for completing money challenges, building savings, and reaching financial goals. Track Your Money Progress Connect your accounts to track savings, balances, credit card payments, and financial milestones in one place. Stay on Top of Bills Build healthy habits around paying bills on time and staying consistent with your financial goals. Personalized Money Goals Set and complete personalized savings, credit card payoff, and budgeting goals based on your unique financial situation. Quick Wins Complete simple money challenges, like checking your account balance, reviewing your budget, or monitoring your credit score. Pathway Take short personal finance courses designed to help you understand your money mindset, spending habits, and long-term financial behavior. The app is 100% free and sponsored by our partner financial institutions. HOW IT WORKS Download Debbie and complete your onboarding quiz We’ll learn about your financial goals, money habits, debt, savings, and spending patterns to personalize your experience. Accept your sponsor partner Debbie is free thanks to our sponsor partners. You’ll have the option to open a free checking or savings account, though you can begin using Debbie without opening a new account. Connect your accounts Securely connect your credit cards, loans, savings accounts, and other financial accounts to track progress toward your money goals. All data is encrypted and never sold. Start your personalized money program Learn practical personal finance skills, improve your money mindset, and build habits that support long-term financial success. Reach your goals and earn rewards Complete savings goals, debt payoff goals, budgeting challenges, and educational activities to earn points and celebrate your financial progress. Unlock lower rates and refinancing opportunities* As you progress through Debbie, gain access to tools that may help you reduce interest costs and save money on debt. FREQUENTLY ASKED QUESTIONS How much does Debbie cost? Debbie is completely free. How does Debbie make money? Our financial institution partners sponsor the platform and may compensate us when users choose products that fit their financial needs. How can Debbie help me save money? Debbie helps you build better financial habits, stay on budget, pay bills on time, reduce debt, increase savings, and avoid costly financial mistakes. Does Debbie really work? Debbie users save more money, reach their goals faster, and stay more engaged with their financial goals compared to typical consumers. Do you have a referral program? Yes. Eligible users can earn rewards for referring friends. Terms and conditions apply. DISCLOSURES Not a guarantee of approval. Debbie does not directly extend credit. Credit checks will not impact your credit score. Terms and conditions apply.
MicroMoola
Earn real cash by completing simple micro-tasks like shopping trips or online jobs. Submit proof through the app and get paid via PayPal once approved. It's a straightforward way to earn extra money, not a get-rich-quick scheme.
- Complete micro-tasks for cash
- In-store and online task options
- Submit proof with in-app camera
- Track earnings and balance
- Refer friends for bonuses
- Cash out to PayPal
Read full descriptionHide full description
MicroMoola pays you real cash for completing simple, legitimate micro-tasks. Browse tasks available in your country, follow the steps, submit your proof, and get paid to your PayPal once it is approved. It is straightforward work for straightforward pay. It is not a get-rich-quick scheme, and what you earn depends on the tasks you choose to complete. WHAT YOU CAN DO - In-store and field tasks: quick shopping runs and mystery-shop visits. Some tasks fully reimburse your purchase and let you keep the product. - Online tasks: short, well-defined online jobs. HOW IT WORKS 1. Pick a task from the board. Each task shows exactly what to do and what it pays. 2. Follow the numbered steps. Some tasks list the products to buy and links. 3. Submit your proof with photos and details, captured right in the app. 4. Our team reviews it. Approved tasks add cash to your balance. 5. Withdraw to PayPal once you reach $5. WHY MICROMOOLA - Clear payouts shown up front, so there is no guessing. - Proof captured in the app with your camera. - Track your balance, pending, and lifetime earnings. - Refer friends and earn when they complete their first task. - Cash out to PayPal. Earnings are not guaranteed and depend on task availability in your area and on your submissions being approved. You must be 18 or older to use MicroMoola. Questions? support@micromoola.com
Screenshots
Verdict
The clearest difference is ratings volume: Debbie at 18K against MicroMoola's 19. On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for Debbie against 4.8 for MicroMoola. That said, the two scores are not equally well evidenced: Debbie has 18K ratings behind it against 19, so its average is the more settled of the two. Written reviews are what separate them: 93% of Debbie's written reviews are positive against 95% of MicroMoola's.
Debbie ships an update every 3 weeks, MicroMoola every 4 weeks. The most recent releases landed on November 10, 2026 and November 2, 2026 respectively.
| Parameter | Debbie | MicroMoola |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (18K ratings) — better | 4.8 (19 ratings) |
| Positive reviews | 93.1% of reviews | 94.7% of reviews — better |
| Number of ratings | 18K — better | 19 |
| Update frequency | Every 3 weeks — better | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.1 — better | 16.4 |
| Further details — not scored | ||
| Size | 85 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | Debbie Inc | Ripe Vegetable Holdings LLC |
Customer experience
Debbie
MicroMoola
Bugs and requests
Debbie
Reported bugs
4 issues- Login/verification codes not working
- Modules freezing or not loading properly
- Inconsistent update of progress and rewards
- Inability to delete account or change phone number
Requested features
5 requests- Allow linking to any bank account
- Smaller cash out thresholds
- More personalized budgeting tools
- Ability to manually add accounts
- Faster account syncing
MicroMoola
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Debbie
No in-app purchases
MicroMoola
No in-app purchases









