Debbie vs PDP Subscription Tracker

Reach your money goals and earn rewards. Debbie is the first money app that rewards you for paying off credit card balances, building savings, reducing debt, and improving your financial habits. Track your money, stay on budget, and earn rewards as you make progress toward financial freedom. At the core of Debbie is a psychology-based money program designed to help you understand your relationship with money, build better habits, track your financial progress, and earn rewards for reaching important milestones. Whether you’re focused on paying off debt, growing savings, improving your credit score, or managing bills, Debbie helps keep you motivated every step of the way. FEATURES Earn Cash Rewards Get rewarded for completing money challenges, paying down debt, building savings, and reaching financial goals. Track Your Money Progress Connect your accounts to track savings, debt balances, credit card payments, and financial milestones in one place. Stay on Top of Bills Build healthy habits around paying bills on time, managing debt, and staying consistent with your financial goals. Personalized Money Goals Set and complete personalized savings, debt payoff, and budgeting goals based on your unique financial situation. Quick Wins Complete simple money challenges, like checking your account balance, reviewing your budget, or monitoring your credit score. Pathway Take short personal finance courses designed to help you understand your money mindset, spending habits, and long-term financial behavior. The app is 100% free and sponsored by our partner financial institutions, primarily community-based credit unions committed to helping people improve their financial lives. HOW IT WORKS Download Debbie and complete your onboarding quiz We’ll learn about your financial goals, money habits, debt, savings, and spending patterns to personalize your experience. Accept your sponsor partner Debbie is free thanks to our sponsor partners. You’ll have the option to open a free checking or savings account, though you can begin using Debbie without opening a new account. Connect your accounts Securely connect your credit cards, loans, savings accounts, and other financial accounts to track progress toward your money goals. All data is encrypted and never sold. Start your personalized money program Learn practical personal finance skills, improve your money mindset, and build habits that support long-term financial success. Reach your goals and earn rewards Complete savings goals, debt payoff goals, budgeting challenges, and educational activities to earn points and celebrate your financial progress. Unlock lower rates and refinancing opportunities* As you progress through Debbie, gain access to tools that may help you reduce interest costs and save money on debt. FREQUENTLY ASKED QUESTIONS How much does Debbie cost? Debbie is completely free. How does Debbie make money? Our financial institution partners sponsor the platform and may compensate us when users choose products that fit their financial needs. How can Debbie help me save money? Debbie helps you build better financial habits, stay on budget, pay bills on time, reduce debt, increase savings, and avoid costly financial mistakes. Does Debbie really work? Debbie users pay off debt faster, save more money, and stay more engaged with their financial goals compared to typical consumers. Do you have a referral program? Yes. Eligible users can earn rewards for referring friends. Terms and conditions apply. DISCLOSURES Not a guarantee of approval. Debbie does not directly extend credit. Credit checks will not impact your credit score. Terms and conditions apply.

PDP Subscription Tracker makes it easy to keep track of your subscriptions, upcoming renewals, free trials, and recurring costs—all in one place. Whether you’re tracking streaming services, software, memberships, cloud storage, business tools, or other recurring expenses, PDP Subscription Tracker helps you see what you’re paying and when the next charge is coming. TRACK YOUR SUBSCRIPTIONS Add your subscriptions with the price, billing frequency, next renewal date, category, notes, and reminder preferences. Supported billing frequencies include: • Weekly • Monthly • Quarterly • Yearly SEE YOUR TRUE SUBSCRIPTION COSTS Your dashboard automatically calculates your estimated monthly and yearly subscription spending so you can quickly understand how much your recurring services are costing you. TRACK FREE TRIALS Keep free trials separate from your paid subscriptions. See: • When each free trial ends • What the subscription will cost afterward • The billing frequency after the trial • The expected first paid charge Active free trials are excluded from your paid subscription totals and spending insights until the trial ends. RENEWAL REMINDERS Enable reminders for individual subscriptions and choose how far in advance you want to be notified. Free trials receive trial-specific reminders so you know when a trial is about to end before paid billing begins. RENEWAL CALENDAR View upcoming subscription charges on a calendar to see when payments are scheduled throughout the month. Trial-ending dates are clearly identified so you can distinguish an upcoming free-trial conversion from a normal subscription renewal. SUBSCRIPTION INSIGHTS Understand where your recurring spending is going with built-in insights, including: • Spending by category • Largest subscriptions • Monthly-equivalent costs • Annual-equivalent costs • Cancellation savings analysis Use Cancellation Analysis to compare subscriptions and estimate how much you could save each month and year by canceling selected services. ORGANIZE YOUR SUBSCRIPTIONS Use built-in categories or create your own custom categories to organize subscriptions in a way that works for you. Search, sort, and filter your subscriptions to quickly find what you need. MANAGE CHANGES OVER TIME Update subscription prices, billing schedules, renewal dates, reminders, and other details as they change. Price history helps you keep track of changes to subscription costs over time. CANCEL WITHOUT LOSING THE RECORD Mark a subscription as canceled instead of deleting it. Canceled subscriptions remain available for reference while being removed from active spending totals and renewal reminders. Subscriptions can also be reactivated later. EXPORT YOUR DATA Export your subscription information to CSV when you want a portable copy of your data. SIMPLE AND PRIVATE PDP Subscription Tracker is designed to provide a straightforward way to manage recurring expenses without unnecessary complexity. Your subscription information is stored locally on your device. Take control of your recurring expenses, catch free trials before they convert, and get a clearer picture of what your subscriptions are really costing you with PDP Subscription Tracker.