Comparison

АТБ банк vs ПАО “НИКО

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

АТБ банк

Manage your finances with ease through this mobile banking application. It offers secure payments, loan management, and expense tracking, bringing essential banking services closer to you.

Highlights
  • Secure payments
  • Loan management
  • Expense tracking
  • User feedback integration
Features
Read full description

Новое мобильное приложение от банка АТБ. Платежи, кредиты, управление расходами стали ближе, проще и безопаснее. Нам важно узнать ваше мнение. Направляйте предложения и пожелания для дальнейшего улучшения и расширения функционала по адресу ask@atb.su.

About

ПАО “НИКО

Manage your banking needs remotely. Perform transactions, open accounts, view statements, and order cards without visiting a branch. Offers a comprehensive suite of financial operations.

Highlights
  • Perform bank transfers
  • Open accounts and deposits
  • View account statements
  • Order bank cards
  • Conduct banking operations remotely
Features
Read full description

При помощи этого приложения Вы можете сделать перевод, открыть счет или вклад, посмотреть выписку, заказать карту а также выполнить другие банковские операции без посещения офиса Банка.

Screenshots

АТБ банк4 screens
ПАО “НИКО4 screens

Verdict

The call

The clearest difference is rating: ПАО “НИКО at 5.0 against АТБ банк's 4.6. АТБ банк's advantage is ratings volume (127 vs 3) and update cadence (every 2 weeks vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ПАО “НИКО holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: АТБ банк has 127 ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

АТБ банк ships an update every 2 weeks, ПАО “НИКО every 6 weeks. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
АТБ банк versus ПАО “НИКО: the parameters behind the verdict, then further details
ParameterАТБ банкПАО “НИКО
PriceFreeFree
Rating4.6 (127 ratings)5.0 (3 ratings) — better
Positive reviews25.0% of reviews—
Number of ratings127 — better3
Update frequencyEvery 2 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS15.6 — better16.0
Further details — not scored
Size249 MB38 MB
Age rating4+4+
DeveloperАзиатско–Тихоокеанский БанкНИКО-БАНК

Customer experience

АТБ банк

All ratings113 ratings
Positive90.3%
Neutral0.0%
Negative9.7%
Written reviews72 reviews
Positive25.0%
Neutral6.9%
Negative68.1%

ПАО “НИКО

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

АТБ банк

No in-app purchases

None

ПАО “НИКО

No in-app purchases

Questions

Is АТБ банк free?
АТБ банк is free to download, with no in-app purchases.
Is ПАО “НИКО free?
ПАО “НИКО is free to download, with no in-app purchases.
Which has better reviews, АТБ банк or ПАО “НИКО?
ПАО “НИКО is rated higher. АТБ банк averages 4.6 out of 5 from 127 ratings, while ПАО “НИКО averages 5.0 from 3 ratings.
Do АТБ банк or ПАО “НИКО have ads?
Neither АТБ банк nor ПАО “НИКО shows ads.
Which is updated more often, АТБ банк or ПАО “НИКО?
АТБ банк ships an update every 2 weeks, and ПАО “НИКО every 6 weeks. Most recently, АТБ банк was updated on October 27, 2026 and ПАО “НИКО on October 24, 2026.

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