Comparison

MyPay Nepal vs Aakash iSmart

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyPay Nepal

This digital wallet app offers hassle-free financial transactions and aims to improve customer experience in Nepal. It provides a seamless digital experience with a user-friendly interface and potentially high cashback rewards.

Highlights
  • Hassle-free financial transactions
  • Improved customer experience
  • Seamless digital experience
  • User-friendly interface
  • Cashback rewards
  • KYC for privileged services
Features
Read full description

MyPay (Smart Card Nepal Pvt. Ltd.) is a FinTech company primarily looking to address critical structural digital wallet solutions in Nepal. Our prime focus is to improve customer experience, increase outreach and reduce operational friction effectively. We continuously strive to provide nimble, innovative and hassle-free financial transactions for users of all age group. We wish to create a paradigm shift by shaping customer behavior and effectively improving long term customer experience. Our vision is to create more diverse, secure and stable financial landscape. Our mission is to be less homogeneous than existing incumbent providers and simultaneously improve capabilities and culture. Our core values have been imbibed in our team members and shareholders. "Continuous innovation, technical advancement and permissive payment solutions on your finer-tips" MyPay enables seamless digital experience with its user-friendly app. Apart, MyPay offers you highest cashback (probably). Wallet had never been so fun without MyPay. Registration process: 1. Download MyPay Nepal app. 2. To register, enter your mobile number 3. Enter OTP received in the mobile number you entered. 4. Fill the form and submit 5. Congratulations you have been successfully registered with MyPay. Don’t forget to update your KYC to unlock privileged services Every money saved is money earned. [:mav: 17.0.4]

About

Aakash iSmart

Features
Read full description

Aakash iSmart is smart mobile banking and finance app for customers who want to use following features: Account Information Send Money & Receive Money Bills and Utilities Payments QR

Screenshots

MyPay Nepal4 screens
Aakash iSmart4 screens

Verdict

The call

The clearest difference is update cadence: MyPay Nepal at every 3 weeks against Aakash iSmart's every 10 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MyPay Nepal ships an update every 3 weeks, Aakash iSmart every 10 months. The most recent releases landed on November 7, 2026 and October 16, 2026 respectively.

Scorecard1 real difference · 8 level
MyPay Nepal versus Aakash iSmart: the parameters behind the verdict, then further details
ParameterMyPay NepalAakash iSmart
PriceFreeFree
Rating3.0 (6 ratings) — better—
Number of ratings6 — better—
Update frequencyEvery 3 weeks — betterEvery 10 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.6 — better
Further details — not scored
Size73 MB103 MB
Age rating4+17+
DeveloperSmart Card NepalDevanasoft Pvt Ltd

In-app purchases

None

MyPay Nepal

No in-app purchases

None

Aakash iSmart

No in-app purchases

Questions

Is MyPay Nepal free?
MyPay Nepal is free to download, with no in-app purchases.
Is Aakash iSmart free?
Aakash iSmart is free to download, with no in-app purchases.
Do MyPay Nepal or Aakash iSmart have ads?
Neither MyPay Nepal nor Aakash iSmart shows ads.
Which is updated more often, MyPay Nepal or Aakash iSmart?
MyPay Nepal ships an update every 3 weeks, and Aakash iSmart every 10 months. Most recently, MyPay Nepal was updated on November 7, 2026 and Aakash iSmart on October 16, 2026.

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