Comparison

Kashable vs Paycheck Planner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kashable

This app provides financial wellness solutions, offering low-cost loans for various life events and debt management. It helps users build credit by reporting to major bureaus and offers free credit monitoring and a financial literacy library.

Highlights
  • Low-cost personal loans
  • Credit building and reporting
  • Free credit monitoring
  • Financial literacy resources
  • Quick loan application and approval
  • Loan status tracking
Features
Read full description

When savings aren't enough, Kashable supports employees through life events. Kashable is a financial wellness solution for Federal employees, retirees and select Employers. Loans are repaid through allotment, direct deposit, or payroll deduction so there’s no need to worry about missing a payment. With Kashable, you’re set up to succeed. The Kashable branded Loan Program is available in all 50 states, District of Columbia and Puerto Rico except WV. Borrow - Kashable low-cost loans can be used to pay down other debt, manage emergency expenses, make auto repairs, and more. Apply and get approved within minutes. Once approved, track the status of your loan any time in the app. Build your credit - Kashable reports to all major credit bureaus which gives you the opportunity to improve your score. Check your rate - You can preview your loan amount and terms with no commitment and no hard inquiry on your credit report. Kashable Credit Monitoring: the simple, fast, and FREE way to shine a light on your credit profile, so you can track your progress towards your goals and protect yourself from inaccuracies and fraud. Financial literacy library available. No loan required! Loan amounts through Kashable range from $250 to $30,000 with loan terms from 6 to 36 months. APR for loans through Kashable range from 6% to 35.99%. Loans through the Kashable Branded Loan Program are not depository products, are subject to credit approval and are made by Medallion Bank, Member FDIC, or Kashable LLC, NMLS ID 1373339. To qualify for the lowest rate, applicants must have a responsible credit history. Employment, income, and other factors are taken into consideration. Not all applicants will be approved.

About

Paycheck Planner

This app helps you manage your money by planning each paycheck. Track your spending against your budget and see where your money goes, regardless of your pay schedule. Organize your finances around when your income actually arrives.

Highlights
  • Plan each paycheck
  • Track actual spending
  • View expenses by category
  • Manage multiple income sources
  • Support for various pay schedules
  • Create custom budget categories
Features
Read full description

Take control of your money one paycheck at a time. Paycheck Planner is designed for people who think about their money by paycheck. Instead of building your budget around the calendar, you can plan what each paycheck needs to cover, track what you actually spend, and see how much money you have left. Whether you're paid weekly, every two weeks, twice a month, or on another schedule, Paycheck Planner helps you create a plan that works with the way you get paid. **PLAN EACH PAYCHECK** Choose the bills and expenses you want to pay from each paycheck. See your expected income, planned expenses, savings, transfers, and what you'll have available after everything is accounted for. **TRACK YOUR ACTUAL SPENDING** Paycheck Planner combines budgeting with the simplicity of a traditional check register. Record transactions as you spend and compare what you planned to what you actually spent. **SEE WHERE YOUR MONEY GOES** View your expenses by category and keep an eye on what's remaining in your budget. Your payment summary gives you a clear picture of your paycheck, expenses, and totals. **BUILT FOR REAL-LIFE PAY SCHEDULES** • Manage multiple jobs and income sources • Set up salary or hourly income • Work with different pay schedules • Choose which bills are paid from each paycheck • Create your own budget categories • Set recurring payment amounts • Track individual transactions • Plan savings and transfers • See what's available after your planned expenses **YOUR BUDGET. YOUR PAYCHECKS. YOUR PLAN.** You don't have to make your finances fit neatly into a monthly calendar. Paycheck Planner helps you organize your money around when it actually arrives—and keep track of where it goes.

Screenshots

Kashable4 screens
Paycheck Planner4 screens

Verdict

The call

The clearest difference is review sentiment: Paycheck Planner at 100% against Kashable's 35%. Paycheck Planner also leads on rating (5.0 vs 3.7). Kashable's advantage is price (Free vs $4.99) and ratings volume (76 vs 1). On update cadence, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Kashable is free to download; Paycheck Planner costs $4.99 up front. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Paycheck Planner holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: Kashable has 76 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 35% of Kashable's written reviews are positive against 100% of Paycheck Planner's.

UpkeepUpdate frequency

Kashable ships an update monthly, Paycheck Planner every 3 weeks. The most recent releases landed on October 22, 2026 and October 8, 2026 respectively.

Scorecard5 real differences · 5 level
Kashable versus Paycheck Planner: the parameters behind the verdict, then further details
ParameterKashablePaycheck Planner
PriceFree — better$4.99
Rating3.7 (76 ratings)5.0 (1 ratings) — better
Positive reviews35.0% of reviews100.0% of reviews — better
Number of ratings76 — better1
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supported — betterPaid
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.0 — better
Further details — not scored
Size77 MB21 MB
Age rating4+4+
DeveloperKashable LLCMartha Parsons

Customer experience

Kashable

All ratings75 ratings
Positive66.7%
Neutral4.0%
Negative29.3%
Written reviews20 reviews
Positive35.0%
Neutral0.0%
Negative65.0%

Paycheck Planner

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Kashable

No in-app purchases

None

Paycheck Planner

No in-app purchases

Questions

Is Kashable free?
Kashable is free to download, with no in-app purchases.
Is Paycheck Planner free?
Paycheck Planner costs $4.99, with no in-app purchases.
Which has better reviews, Kashable or Paycheck Planner?
Paycheck Planner is rated higher. Kashable averages 3.7 out of 5 from 76 ratings, while Paycheck Planner averages 5.0 from 1 ratings.
Do Kashable or Paycheck Planner have ads?
Neither Kashable nor Paycheck Planner shows ads.
Which is updated more often, Kashable or Paycheck Planner?
Kashable ships an update monthly, and Paycheck Planner every 3 weeks. Most recently, Kashable was updated on October 22, 2026 and Paycheck Planner on October 8, 2026.

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