Comparison

TranSave vs MoMo PSB NG

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TranSave

Manage your finances with a secure and convenient app. Send and receive money, pay bills, recharge your phone, and track all your transactions from one place. Set savings goals and manage your money with ease.

Highlights
  • Send and receive money
  • Pay bills
  • Buy airtime and data
  • Manage savings plans
  • Track transactions
  • Secure account with PIN and biometrics
  • Manage POS services
Read full description

Transave is a modern financial app designed to make everyday money management simple, secure and convenient. Send and receive money, pay bills, purchase airtime and data, manage your savings and monitor your transactions—all from one app. WHAT YOU CAN DO WITH TRANSAVE Send and receive money Transfer money securely and receive funds through your dedicated Transave account details. Pay bills Pay for electricity, television subscriptions and other supported services conveniently. Buy airtime and data Recharge your phone or purchase mobile data across supported network providers. Save towards your goals Create and manage savings plans while monitoring your progress from the app. Manage POS services Eligible businesses can request and manage POS terminals and monitor related activities. Track your transactions View detailed transaction histories, check payment status and share transaction receipts. Secure your account Protect your account with a transaction PIN and supported biometric authentication, including fingerprint or Face ID. Complete account verification Manage your profile and complete the required identity verification steps to access eligible account features and transaction limits. PERSONALISED EXPERIENCE Transave supports light and dark themes and provides a clean, modern interface designed for easy navigation. Download Transave and manage your everyday financial activities securely from one convenient app. Terms, eligibility requirements, service availability and transaction limits may apply.

About

MoMo PSB NG

Manage your finances with this mobile money app, offering services for sending, spending, saving, and bill payments. It also provides virtual and physical debit cards for online and in-store transactions. Currently available only to customers in Nigeria.

Highlights
  • Send and receive money
  • Buy airtime and data
  • Make bill payments
  • Save and manage savings
  • Physical MoMo debit card
  • Virtual MoMo card
  • Check balance and transactions
Currently charting
Read full description

This app and its services are currently only available to customers in Nigeria. MoMo, your everyday money app. Now available in Nigeria, the Mobile Money (MoMo) App gives you a simple way to send, spend, save, and manage your money — all in one place. MoMo is MTN’s digital financial services platform, connecting millions of customers to financial services across Africa. With your MoMo wallet you can: 
 - Transfer money quickly and conveniently.
 - Buy airtime and data for yourself, friends, and family.
 - Conveniently make bill payments.
 - Save and manage your savings directly in the app. - Get a physical MoMo debit card which you can use to pay in-store and online, and withdraw cash. - Get a MoMo virtual card on the app which you can use to pay online.
- Check your balance and transactions. Backed by MTN and built on MoMo’s experience delivering digital financial services across Africa, the MoMo App gives you a simple, convenient way to manage your money in Nigeria.

Screenshots

TranSave4 screens
MoMo PSB NG4 screens

Verdict

The call

The clearest difference is rating: TranSave at 4.0 against MoMo PSB NG's 2.7. TranSave also leads on ads (none vs shown) and monetization model (free vs ad-supported). MoMo PSB NG's advantage is ratings volume (153 vs 1) and chart position (#33 vs unranked). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

TranSave holds the better App Store score, 4.0 against 2.7. That said, the two scores are not equally well evidenced: MoMo PSB NG has 153 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

TranSave ships an update every 4 days, MoMo PSB NG every 5 days. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

Scorecard6 real differences · 5 level
TranSave versus MoMo PSB NG: the parameters behind the verdict, then further details
ParameterTranSaveMoMo PSB NG
PriceFreeFree
Rating4.0 (1 ratings) — better2.7 (153 ratings)
Positive reviews—37.9% of reviews
Number of ratings1153 — better
Update frequencyEvery 4 days — betterEvery 5 days
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
Best chart rank—#33 — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.413.0 — better
Further details — not scored
Size64 MB168 MB
Age rating17+17+
DeveloperTranSaveMTN FINTECH(PTY) LTD

Customer experience

TranSave

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

MoMo PSB NG

All ratings149 ratings
Positive39.6%
Neutral4.0%
Negative56.4%
Written reviews29 reviews
Positive37.9%
Neutral0.0%
Negative62.1%

In-app purchases

None

TranSave

No in-app purchases

None

MoMo PSB NG

No in-app purchases

Questions

Is TranSave free?
TranSave is free to download, with no in-app purchases.
Is MoMo PSB NG free?
MoMo PSB NG is free to download, with no in-app purchases.
Which has better reviews, TranSave or MoMo PSB NG?
TranSave is rated higher. TranSave averages 4.0 out of 5 from 1 ratings, while MoMo PSB NG averages 2.7 from 153 ratings.
Do TranSave or MoMo PSB NG have ads?
MoMo PSB NG shows ads; TranSave does not.
Which is updated more often, TranSave or MoMo PSB NG?
TranSave ships an update every 4 days, and MoMo PSB NG every 5 days. Most recently, TranSave was updated on November 3, 2026 and MoMo PSB NG on November 5, 2026.

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