Comparison

MOB Bank vs MTB Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MOB Bank

Manage your bank accounts, wallet, and payments with a simple interface. Perform balance transfers, pay bills, top up mobile phones, and find branch locations. Access transaction details and contact support easily.

Highlights
  • Account and wallet management
  • Balance transfers (including QR code)
  • Bill payments
  • Mobile top-up
  • Branch and ATM locator
  • Transaction history and receipts
  • Live chat support
Features
Read full description

Welcome to MOB Bank Mobile App which is designed with simplest UI, and you can easily manage your bank accounts, wallet and payments seamlessly by using it. Following are the key features included in this App. - Account, wallet and merchant enquiry - Account, wallet and merchant statement - Making balance transfer - Making balance transfer with QR code easily. - Wallet cash in from MPU - Making remittance with unique national id. - Mobile phone top-up for all local telecom operators - Making bill payments for utilities, digital codes and lifestyle services - Branch and ATM locations and address - Showing exchange rate information - Showing transaction limit and charges - Can save receipts photo and check mail for each transaction - Making calculation interest for deposits and loans - Live Chat and Contact us - Feedback - Card information About MOB Bank Myanmar Oriental Bank Limited was incorporated as a private limited bank under the Financial Institutions of Myanmar Law and started its operations on 18th November 1993. Over the past 24 years, the bank has played an important role in the stability and success of domestic banking in Myanmar by contributing its efficient and reliable banking services and promoting financial intermediation in the country. Upon approval from the Central Bank of Myanmar, the bank was among the first few selected financial institutions that were allowed to deal in foreign currencies and international banking. It was among the first batch of six private banks to be permitted to open currency exchange counters in the country. As a leading member of the Myanmar Payment Union, the bank has introduced ATM and POS debit card and credit card facilities for the promotion of electronic payment systems in the country.

About

MTB Pay

Access financial services directly from your smartphone, 24/7. Perform seamless money transfers, top-ups, bill payments, and merchant transactions without banking hour limitations.

Highlights
  • Seamless Money Transfers
  • Top Up
  • Bill Payment
  • Cash In/ Cash Out
  • Merchant Payments
Read full description

MTB Pay: MTB Pay, powered by Myanma Tourism Bank, offers users effortless access to financial services directly from their smartphones. Whether users prefer to link their bank accounts or operate independently, they can enjoy uninterrupted transactions, free from the constraints of banking hours, 24/7. Download MTB Pay now and experience the future of digital payments. Key Features: - Seamless Money Transfers - Top Up - Bill Payment - Cash In/ Cash Out - Merchant Payments

Screenshots

MOB Bank4 screens
MTB Pay4 screens

Verdict

The call

The clearest difference is rating: MTB Pay at 4.9 against MOB Bank's 4.6. MOB Bank's advantage is iOS requirement (12.1 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MTB Pay holds the better App Store score, 4.9 against 4.6. Both are backed by a comparable volume of ratings — 9 and 10 respectively.

UpkeepUpdate frequency

MOB Bank ships an update every 6 months, MTB Pay every 4 months. Both last shipped on October 24, 2026.

Scorecard2 real differences · 8 level
MOB Bank versus MTB Pay: the parameters behind the verdict, then further details
ParameterMOB BankMTB Pay
PriceFreeFree
Rating4.6 (9 ratings)4.9 (10 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings910 — better
Update frequencyEvery 6 monthsEvery 4 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.1 — better15.0
Further details — not scored
Size41 MB74 MB
Age rating4+4+
DeveloperMYANMAR ORIENTAL BANK LIMITEDMYANMA TOURISM BANK PUBLIC COMPANY LIMITED

Customer experience

MOB Bank

All ratings9 ratings
Positive88.9%
Neutral0.0%
Negative11.1%

MTB Pay

All ratings10 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

MOB Bank

No in-app purchases

None

MTB Pay

No in-app purchases

Questions

Is MOB Bank free?
MOB Bank is free to download, with no in-app purchases.
Is MTB Pay free?
MTB Pay is free to download, with no in-app purchases.
Which has better reviews, MOB Bank or MTB Pay?
MTB Pay is rated higher. MOB Bank averages 4.6 out of 5 from 9 ratings, while MTB Pay averages 4.9 from 10 ratings.
Do MOB Bank or MTB Pay have ads?
Neither MOB Bank nor MTB Pay shows ads.
Which is updated more often, MOB Bank or MTB Pay?
MOB Bank ships an update every 6 months, and MTB Pay every 4 months. Most recently, MOB Bank was updated on October 24, 2026 and MTB Pay on October 24, 2026.

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