Plentina PH vs Skyro Philippines
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Plentina PH
Access exclusive deals and pay-now vouchers from partner merchants for everyday essentials. Shop online or offline, with fast approval and easy payment options. Enjoy flat fees and no monthly interest rates.
- Exclusive deals and vouchers
- Pay-now options
- Fast and easy approval
- Shop online and offline
- Flat fees, no interest
- Multiple payment channels
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Avail exclusive deals, and pay-now vouchers for your everyday essentials with our merchant partners. Shop for products and services from your trusted stores and choose to pay upfront. Enjoy flat fees and no monthly interest rates. Shop online and offline at your favorite stores. Fast & Easy Approval Enjoy a one-time application process. Register for Plentina in 3 easy steps! 1. Download the Plentina app. 2. Fill up and submit your application along with a photo of your valid Philippine government-issued ID and a selfie while holding a paper with “#UnlockYourPotential” and your date of registration. 3. Get approval notification on your phone and start shopping. Shop Online or Offline We have partnered with a large number of online and offline retailers, encompassing a diverse range of stores providing a broad spectrum of options for users. Safe & Easy Payment Pay conveniently through our online payment channels: GCash, GrabPay, Maya, or pay over the counter at any 7-Eleven store nationwide. Reliable Customer Service A dedicated customer service team is available to ensure that you enjoy our digital services with peace of mind. Plentina continuously works with partners so you can enjoy more! Our customers are the reason Plentina exists. Plentina’s physical address: Plentina Lending, Inc. 8484 East Service Road Km 18, South Superhiway, Sucat Paranaque City, Metro Manila, Philippines 1700
Skyro Philippines
This app offers flexible, simple, and transparent financing options for Filipino citizens. Access loans for everyday bills, business capital, or household needs. Split payments for purchases without a credit card and manage your finances easily.
- Flexible loan terms
- Split payments for purchases
- Online cash loans
- Reusable credit line
- Multiple payment options
- Adjustable due dates and payments
- In-app chat support
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Skyro is here to make loans work for you — the trusted loan app in the Philippines for flexible, simple, and transparent financing. We're one of the fastest-growing financial technology companies in the Philippines, fully registered and regulated by the SEC. We’re also a key founding member of the Consumer Lending Association of the Philippines (CLAP). Since 2022, nakatulong na kami sa mahigit 1 million Pinoys — from everyday bills, dagdag kapital para sa negosyo to big household needs and even seasonal gastos — access flexible loans and financial products that keep things simple, so you can focus on what really matters. All Skyro loan products are issued only to Filipino citizens residing in the Philippines. Shop with Skyro, split your payments SkyroSplit lets you shop for big‑ticket items and pay in easy monthly installments — hindi na kailangan ng credit card! • Shop for appliances, gadgets, furniture, and more, at thousands of partner stores • Flexible loan terms of up to 24 months • 0% interest and ₱0 down on select deals • In‑store or online, you’re in control of your budget • Apply in minutes • Get approved in seconds • Transparent terms — walang hidden fees • Get pre‑approved before you shop — less drama, more confidence Here’s an example of how your monthly installment is calculated: Interest Rate Minimum: 0% per month (for POS offers, depending on eligibility), 0% p.a. | Maximum 6.9% per month, 83% p.a., processing fee Minimum 10% + ₱690, Maximum 16.6% of loan proceeds) Simple loan calculation: POS Loan Amount: ₱11,690 POS Loan Term: 12 months Interest rate: 0% Monthly Installment: ₱974 Total POS Loan Cost: ₱11,690 Need extra funds? Try SkyroCash An online cash loan that gives you money straight to your account — for bills, school fees, negosyo needs, or any important expense. Pay anywhere with SkyroCredit. A reusable credit line na pwede mo gamitin, bayaran at gamitin ulit anytime — flexible and easy to shop at any store with QR Ph by simply scanning to pay and settling later. The Skyro app was made for you • Madali gamitin, friendly kahit first time sa loan app • Regular reminders so you won’t miss due dates • More than 20 ways to pay for your loan: via SkyroPondo, e-wallets, online banking, over the counter, or via QR Ph - SkyroPondo is your account inside the Skyro app. Pwede mag-cash in anytime to pay your Skyro loans or SkyroCredit bill, o ipunin para sa future payments, all in one place • Adjust anytime with Flexi — move due dates or change your monthly payment sa Skyro app mismo • Need help? Chat with real people at may sasagot in less than 15 minutes via the app chat • Pay on time para ma-unlock loan offers with better terms • Enjoy rewards like cashback para sa good payers Sa Skyro, ikaw ang boss! Download na ng loan app and start shopping with Skyro! Skyro Lending, Inc. is certified by the Securities and Exchange Commission. Registration No.: CS202002223. Lending company license No.: 3249. Address: 3006 30F, One Corporate Center, Meralco Avenue corner Julia Vargas Avenue, San Antonio, Pasig City, 1605 Metro Manila Skyro Lending, Inc. is an affiliate company operating under the same brand name, SKYRO For more information, contact us via: Skyro app chat care@skyro.ph +632 8540 3344 +63 919 170 0700
Screenshots
Verdict
The clearest difference is review sentiment: Skyro Philippines at 100% against Plentina PH's 7%. Skyro Philippines also leads on ratings volume (124 vs 1). Plentina PH's advantage is rating (5.0 vs 4.8) and iOS requirement (13.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Plentina PH holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Skyro Philippines has 124 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 7% of Plentina PH's written reviews are positive against 100% of Skyro Philippines's, so the app with the better star average is not the one people write more warmly about.
Plentina PH ships an update every 10 days, Skyro Philippines every 8 days. Both last shipped on November 3, 2026.
| Parameter | Plentina PH | Skyro Philippines |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.8 (124 ratings) |
| Positive reviews | 7.4% of reviews | 100.0% of reviews — better |
| Number of ratings | 1 | 124 — better |
| Update frequency | Every 10 days | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 47 MB | 347 MB |
| Age rating | 4+ | 4+ |
| Developer | Plentina Inc. | Breeze Ventures Pte. Ltd. |
Customer experience
Plentina PH
Skyro Philippines
In-app purchases
Plentina PH
No in-app purchases
Skyro Philippines
No in-app purchases
Questions
Is Plentina PH free?
Is Skyro Philippines free?
Which has better reviews, Plentina PH or Skyro Philippines?
Do Plentina PH or Skyro Philippines have ads?
Which is updated more often, Plentina PH or Skyro Philippines?
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