Comparison

Plentina PH vs Skyro Philippines

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Plentina PH

Access exclusive deals and pay-now vouchers from partner merchants for everyday essentials. Shop online or offline, with fast approval and easy payment options. Enjoy flat fees and no monthly interest rates.

Highlights
  • Exclusive deals and vouchers
  • Pay-now options
  • Fast and easy approval
  • Shop online and offline
  • Flat fees, no interest
  • Multiple payment channels
Read full description

Avail exclusive deals, and pay-now vouchers for your everyday essentials with our merchant partners. Shop for products and services from your trusted stores and choose to pay upfront. Enjoy flat fees and no monthly interest rates. Shop online and offline at your favorite stores. Fast & Easy Approval Enjoy a one-time application process. Register for Plentina in 3 easy steps! 1. Download the Plentina app. 2. Fill up and submit your application along with a photo of your valid Philippine government-issued ID and a selfie while holding a paper with “#UnlockYourPotential” and your date of registration. 3. Get approval notification on your phone and start shopping. Shop Online or Offline We have partnered with a large number of online and offline retailers, encompassing a diverse range of stores providing a broad spectrum of options for users. Safe & Easy Payment Pay conveniently through our online payment channels: GCash, GrabPay, Maya, or pay over the counter at any 7-Eleven store nationwide. Reliable Customer Service A dedicated customer service team is available to ensure that you enjoy our digital services with peace of mind. Plentina continuously works with partners so you can enjoy more! Our customers are the reason Plentina exists. Plentina’s physical address: Plentina Lending, Inc. 8484 East Service Road Km 18, South Superhiway, Sucat Paranaque City, Metro Manila, Philippines 1700

About

Skyro Philippines

This app offers flexible, simple, and transparent financing options for Filipino citizens. Access loans for everyday bills, business capital, or household needs. Split payments for purchases without a credit card and manage your finances easily.

Highlights
  • Flexible loan terms
  • Split payments for purchases
  • Online cash loans
  • Reusable credit line
  • Multiple payment options
  • Adjustable due dates and payments
  • In-app chat support
Features
Read full description

Skyro is here to make loans work for you — the trusted loan app in the Philippines for flexible, simple, and transparent financing. We're one of the fastest-growing financial technology companies in the Philippines, fully registered and regulated by the SEC. We’re also a key founding member of the Consumer Lending Association of the Philippines (CLAP). Since 2022, nakatulong na kami sa mahigit 1 million Pinoys — from everyday bills, dagdag kapital para sa negosyo to big household needs and even seasonal gastos — access flexible loans and financial products that keep things simple, so you can focus on what really matters. All Skyro loan products are issued only to Filipino citizens residing in the Philippines. Shop with Skyro, split your payments SkyroSplit lets you shop for big‑ticket items and pay in easy monthly installments — hindi na kailangan ng credit card! • Shop for appliances, gadgets, furniture, and more, at thousands of partner stores • Flexible loan terms of up to 24 months • 0% interest and ₱0 down on select deals • In‑store or online, you’re in control of your budget • Apply in minutes • Get approved in seconds • Transparent terms — walang hidden fees • Get pre‑approved before you shop — less drama, more confidence Here’s an example of how your monthly installment is calculated: Interest Rate Minimum: 0% per month (for POS offers, depending on eligibility), 0% p.a. | Maximum 6.9% per month, 83% p.a., processing fee Minimum 10% + ₱690, Maximum 16.6% of loan proceeds) Simple loan calculation: POS Loan Amount: ₱11,690 POS Loan Term: 12 months Interest rate: 0% Monthly Installment: ₱974 Total POS Loan Cost: ₱11,690 Need extra funds? Try SkyroCash An online cash loan that gives you money straight to your account — for bills, school fees, negosyo needs, or any important expense. Pay anywhere with SkyroCredit. A reusable credit line na pwede mo gamitin, bayaran at gamitin ulit anytime — flexible and easy to shop at any store with QR Ph by simply scanning to pay and settling later. The Skyro app was made for you • Madali gamitin, friendly kahit first time sa loan app • Regular reminders so you won’t miss due dates • More than 20 ways to pay for your loan: via SkyroPondo, e-wallets, online banking, over the counter, or via QR Ph - SkyroPondo is your account inside the Skyro app. Pwede mag-cash in anytime to pay your Skyro loans or SkyroCredit bill, o ipunin para sa future payments, all in one place • Adjust anytime with Flexi — move due dates or change your monthly payment sa Skyro app mismo • Need help? Chat with real people at may sasagot in less than 15 minutes via the app chat • Pay on time para ma-unlock loan offers with better terms • Enjoy rewards like cashback para sa good payers Sa Skyro, ikaw ang boss! Download na ng loan app and start shopping with Skyro! Skyro Lending, Inc. is certified by the Securities and Exchange Commission. Registration No.: CS202002223. Lending company license No.: 3249. Address: 3006 30F, One Corporate Center, Meralco Avenue corner Julia Vargas Avenue, San Antonio, Pasig City, 1605 Metro Manila Skyro Lending, Inc. is an affiliate company operating under the same brand name, SKYRO For more information, contact us via: Skyro app chat care@skyro.ph +632 8540 3344 +63 919 170 0700

Screenshots

Plentina PH3 screens
Skyro Philippines4 screens

Verdict

The call

The clearest difference is review sentiment: Skyro Philippines at 100% against Plentina PH's 7%. Skyro Philippines also leads on ratings volume (124 vs 1). Plentina PH's advantage is rating (5.0 vs 4.8) and iOS requirement (13.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Plentina PH holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Skyro Philippines has 124 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 7% of Plentina PH's written reviews are positive against 100% of Skyro Philippines's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Plentina PH ships an update every 10 days, Skyro Philippines every 8 days. Both last shipped on November 3, 2026.

Scorecard4 real differences · 6 level
Plentina PH versus Skyro Philippines: the parameters behind the verdict, then further details
ParameterPlentina PHSkyro Philippines
PriceFreeFree
Rating5.0 (1 ratings) — better4.8 (124 ratings)
Positive reviews7.4% of reviews100.0% of reviews — better
Number of ratings1124 — better
Update frequencyEvery 10 daysEvery 8 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS13.0 — better16.0
Further details — not scored
Size47 MB347 MB
Age rating4+4+
DeveloperPlentina Inc.Breeze Ventures Pte. Ltd.

Customer experience

Plentina PH

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews27 reviews
Positive7.4%
Neutral3.7%
Negative88.9%

Skyro Philippines

All ratings124 ratings
Positive96.0%
Neutral1.6%
Negative2.4%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Plentina PH

No in-app purchases

None

Skyro Philippines

No in-app purchases

Questions

Is Plentina PH free?
Plentina PH is free to download, with no in-app purchases.
Is Skyro Philippines free?
Skyro Philippines is free to download, with no in-app purchases.
Which has better reviews, Plentina PH or Skyro Philippines?
Plentina PH is rated higher. Plentina PH averages 5.0 out of 5 from 1 ratings, while Skyro Philippines averages 4.8 from 124 ratings.
Do Plentina PH or Skyro Philippines have ads?
Neither Plentina PH nor Skyro Philippines shows ads.
Which is updated more often, Plentina PH or Skyro Philippines?
Plentina PH ships an update every 10 days, and Skyro Philippines every 8 days. Most recently, Plentina PH was updated on November 3, 2026 and Skyro Philippines on November 3, 2026.

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