Comparison

North vs Smarty Bucks

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

North

Manage your super, pension, and investments conveniently from your mobile device. Track account balances, view performance, access statements, and update personal details securely.

Highlights
  • Secure login (password, PIN, fingerprint, face recognition)
  • Track super, pension, and investment accounts
  • View account balance history
  • Monitor investment holdings and performance
  • Access latest statements and correspondence
  • View and update personal/bank details
Read full description

The North app provides you with easy access to super, pension and investments on the go and in one place. With the North app you can: - Log in securely using your password or PIN, or security features supported by your device such as fingerprint and face recognition - Keep track of your super, pension and investment accounts - View your account balance history and insurance current level of cover - Monitor your investment holdings, performance and transactions - Find your latest statements and correspondence - View your nominated beneficiaries; and - Update your personal and bank details The North mobile app is available for MyNorth, North, Summit, Generations and ipac iAccess clients. For more information, visit northonline.com.au/mobileapp or contact the North Service Centre on 1800 667 841. T&Cs apply.

About

Smarty Bucks

This app helps families manage allowances, chores, and spending. Parents can set up recurring allowances, assign chores with optional payments, and approve spending requests. Kids can track their balances, complete chores, and save towards goals.

Highlights
  • Allowance management
  • Chore assignment and tracking
  • Spending request approval
  • Savings goal setting
  • Family dashboard
  • Transaction history
  • Data export
Features
Read full description

Smart money for smart families! Smarty Bucks helps parents and children manage allowances, chores, savings, and spending in one place - so kids learn real-world money habits while you stay in control. FOR PARENTS β€’ Set up recurring allowances on schedules that work for your family β€’ Assign chores with due dates, priorities and optional payments β€’ Review chore completions and approve or extend deadlines β€’ Approve or decline spending requests before money goes out β€’ Add rewards for great behaviour and fines when rules are broken β€’ Record cash or card spending so balances match real life β€’ See every child at a glance on your family dashboard β€’ Invite a second parent to share the same family account β€’ Get push alerts for chores, spending and activity that needs attention β€’ Receive weekly summary reports you can open anytime in the app β€’ Export payment and chore history to CSV for your records FOR KIDS β€’ Can be managed in Parents account, or set up their own (email required) β€’ See their balance and recent activity clearly β€’ Complete chores and track what’s due β€’ Request spending and learn to plan purchases β€’ Save toward goals and watch progress grow β€’ Understand where their money goes with transaction history BUILT FOR REAL FAMILIES Smarty Bucks is designed for everyday use: practical tools, clear balances and workflows that mirror how families actually handle pocket money - not a toy bank app. Parents manage the household. Kids get age-appropriate visibility into their money. Everyone stays aligned. Settings include family preferences, notifications, security and privacy controls plus data export when you need it. Developed by Apps by Dad - software that is useful, honest and respectful of your time and data. Questions or feedback? admin@appsbydad.com Terms of Use (EULA): https://appsbydad.com/apps/smarty-bucks/terms-of-service.html Privacy Policy: https://appsbydad.com/apps/smarty-bucks/privacy-policy.html

Screenshots

North4 screens
Smarty Bucks4 screens

Verdict

The call

The clearest difference is review sentiment: Smarty Bucks at 100% against North's 17%. Smarty Bucks also leads on update cadence (every 6 days vs every 2 months). North's advantage is in-app purchases (none vs 2) and iOS requirement (13.0 vs 18.5). On price, ads, monetization model and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Smarty Bucks sells 2 in-app purchases, starting at $1.99 per month. North asks for nothing beyond the download.

UpkeepUpdate frequency

North ships an update every 2 months, Smarty Bucks every 6 days. The most recent releases landed on October 15, 2026 and October 8, 2026 respectively.

Scorecard4 real differences Β· 4 level
North versus Smarty Bucks: the parameters behind the verdict, then further details
ParameterNorthSmarty Bucks
PriceFreeFree
Positive reviews16.7% of reviews100.0% of reviews β€” better
Update frequencyEvery 2 monthsEvery 6 days β€” better
AdsNoNo
In-app purchasesNo β€” betterYes
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 β€” better18.5
Further details β€” not scored
Size99 MB21 MB
Age rating4+4+
DeveloperNMMTGREGORY MARC PEEVER

Customer experience

North

Written reviews48 reviews
Positive16.7%
Neutral6.3%
Negative77.1%

Smarty Bucks

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

North

No in-app purchases

2 purchases

Smarty Bucks

Subscriptions2
  • Monthly$1.991 Month
  • Annual$22.991 Year

Questions

Is North free?
North is free to download, with no in-app purchases.
Is Smarty Bucks free?
Smarty Bucks is free to download, with in-app purchases available.
Do North or Smarty Bucks have ads?
Neither North nor Smarty Bucks shows ads.
Which is updated more often, North or Smarty Bucks?
North ships an update every 2 months, and Smarty Bucks every 6 days. Most recently, North was updated on October 15, 2026 and Smarty Bucks on October 8, 2026.

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