Comparison

North vs Qantas Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

North

Manage your super, pension, and investments conveniently from your mobile device. Track account balances, view performance, access statements, and update personal details securely.

Highlights
  • Secure login (password, PIN, fingerprint, face recognition)
  • Track super, pension, and investment accounts
  • View account balance history
  • Monitor investment holdings and performance
  • Access latest statements and correspondence
  • View and update personal/bank details
Read full description

The North app provides you with easy access to super, pension and investments on the go and in one place. With the North app you can: - Log in securely using your password or PIN, or security features supported by your device such as fingerprint and face recognition - Keep track of your super, pension and investment accounts - View your account balance history and insurance current level of cover - Monitor your investment holdings, performance and transactions - Find your latest statements and correspondence - View your nominated beneficiaries; and - Update your personal and bank details The North mobile app is available for MyNorth, North, Summit, Generations and ipac iAccess clients. For more information, visit northonline.com.au/mobileapp or contact the North Service Centre on 1800 667 841. T&Cs apply.

About

Qantas Pay

Manage your money and earn Qantas Points on everyday spending, both at home and abroad. Load funds in multiple currencies, lock in exchange rates, and enjoy no foreign transaction fees. Securely access your accounts and track your transactions with ease.

Highlights
  • Earn Qantas Points on spending
  • Load and hold 17 currencies
  • Lock in foreign exchange rates
  • No foreign transaction fees
  • No account fees
  • Add card to Apple Wallet
  • Secure login with Face ID/fingerprint
Features
Read full description

With Qantas Pay, you can earn Qantas Points on your own money at home and overseas. Lock in rates on 16 foreign currencies or load Australian dollars to spend worldwide - anywhere Mastercard® is accepted. Qantas Pay opens up a whole new world of points earning potential. Earn Qantas Points for simply loading your money and spending at home and overseas. • Earn 1 point per AU$1 equivalent loaded in foreign currency. • Earn 1 point per AU$1 spent overseas. • Earn 1 point per AU$4 when using your card at home - plus earn bonus points when spending on Qantas Flights, Marketplace and Wine. Plus, with Qantas Pay you can enjoy no foreign transaction fees and no account fees. Start planning your next adventure and discover how points make it possible with Qantas Pay. Manage your money with the Qantas Pay app • View your balances, transactions, statements and more. • Load funds by bank transfer, BPAY and debit card, or by using Apple Pay. • Hold up to 17 currencies. • Instantly add your Qantas Pay card to your Apple Wallet to shop in-store or online. • Instantly transfer funds between currencies and to other Qantas Pay cards. • Get help locking your card when you need it. • Change your card PIN. • View offers available to you when you use your Qantas Pay card. We take security seriously We take the safety of your data seriously, with advanced processes and systems in place to protect your information. And while logging in is as easy as using Face ID or your fingerprint, there’s extra authentication when you need a little extra peace of mind. Don’t have Qantas Pay? It only takes a few minutes to start enjoying all the great benefits Qantas Pay offers. Download the app and follow the prompts to sign up for free now. Any questions? Visit qantasmoney.com/qantas-pay T&CS apply. See full terms and conditions at www.qantasmoney.com/qantas-pay. Issuer: EML Payment Solutions Limited ('EML') ABN 30 131 436 532, AFSL 404131. Consider PDS, FSG and TMD.

Screenshots

North4 screens
Qantas Pay4 screens

Verdict

The call

The clearest difference is review sentiment: Qantas Pay at 42% against North's 17%. Qantas Pay also leads on update cadence (monthly vs every 2 months). North's advantage is iOS requirement (13.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

North ships an update every 2 months, Qantas Pay monthly. The most recent releases landed on October 15, 2026 and October 18, 2026 respectively.

Scorecard3 real differences · 7 level
North versus Qantas Pay: the parameters behind the verdict, then further details
ParameterNorthQantas Pay
PriceFreeFree
Rating—4.5 (19 ratings) — better
Positive reviews16.7% of reviews41.7% of reviews — better
Number of ratings—19 — better
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS13.0 — better17.0
Further details — not scored
Size99 MB132 MB
Age rating4+4+
DeveloperNMMTQantas Airways Limited

Customer experience

North

Written reviews48 reviews
Positive16.7%
Neutral6.3%
Negative77.1%

Qantas Pay

All ratings19 ratings
Positive89.5%
Neutral5.3%
Negative5.3%
Written reviews108 reviews
Positive41.7%
Neutral7.4%
Negative50.9%

In-app purchases

None

North

No in-app purchases

None

Qantas Pay

No in-app purchases

Questions

Is North free?
North is free to download, with no in-app purchases.
Is Qantas Pay free?
Qantas Pay is free to download, with no in-app purchases.
Do North or Qantas Pay have ads?
Neither North nor Qantas Pay shows ads.
Which is updated more often, North or Qantas Pay?
North ships an update every 2 months, and Qantas Pay monthly. Most recently, North was updated on October 15, 2026 and Qantas Pay on October 18, 2026.

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