Lucra vs Moneva

Track subscriptions, bills, and all your recurring money in one place. Lucra is the all-in-one subscription tracker and bill organizer that shows your financial life in real time — second by second — without ever asking for your bank password. Why Lucra Most finance apps demand your bank login. Other subscription trackers are iOS-only or charge their own monthly subscription. Lucra stores everything locally on your device, and the Pro upgrade is a one-time purchase — not another recurring bill. Subscription & Bill Tracking Track every subscription: streaming, apps, gym, SaaS, anything recurring. Organize bills: rent, mortgage, utilities, insurance, phone. Get renewal reminders before free trials end and bills renew. See annual spending totals so you know exactly what subscriptions cost. Identify unused subscriptions immediately with built-in cancellation guides for popular services. Real-Time Money Tracking Ever wonder how much you earn per second? Lucra calculates it live: per-second, per-minute, per-hour income and expense rates. Watch your subscriptions and bills accumulate in real time. See exactly how much you have earned or spent until now today. Complete Financial Dashboard Track income from salary, freelance, side hustles, and investments. Monitor daily spending, shopping, dining, and transportation. Set savings goals with real-time projections. View monthly and yearly net summaries with income vs expense breakdown in visual charts. Privacy by Design No bank account linking ever. All data stored locally on your device. No personal data collection or third-party analytics. Works offline. Six Languages English, Spanish, German, French, Italian, Portuguese. Lucra Pro: One-Time Purchase Free: up to 5 balances with all core features. Pro: unlimited balances — one payment, forever. No subscription to track subscriptions.

Moneva is the simple, private way to stay on top of your finances — no bank account required, no subscriptions forced, no clutter. Add a new expense or income in under 2 seconds. See exactly where your money is going. Finally feel in control. WHAT MAKES MONEVA DIFFERENT Most finance apps push you to link your bank. Moneva doesn't. Your financial data stays on your device, encrypted and private. You decide what gets tracked — and how. TRACK INCOME & EXPENSES • Log income, expenses, and recurring transactions in one place • Multiple wallets — cash, bank accounts, digital wallets, savings • Multi-currency support for travel and international spending • Recurring transactions: set them once and Moneva handles the rest UNDERSTAND WHERE YOUR MONEY GOES • Daily, weekly, and monthly reports with clear visual charts • Budget limits with alerts before you overspend • Net worth overview across all your accounts and wallets • Category breakdowns to spot patterns in your spending MANAGE MONEY TOGETHER • Shared wallets for couples, flatmates, and families • See who spent what, across shared or personal wallets • Custom categories and labels that fit your lifestyle PRIVATE & SECURE BY DESIGN • No bank connection required — your data is never shared • Encrypted on-device storage, privacy built in from the start • Secure sync across your devices YOUR DATA, YOUR RULES • Export to CSV or Excel anytime • Full offline functionality — works without internet • Web access for a bigger-screen overview WHY MONEVA? No hidden subscription traps. No bank logins. No overwhelming dashboards. Just a clean, fast, honest way to manage your personal finances. Take control of your money — download Moneva today. Terms of Use: https://monevaapp.com/en/legal/terms-of-service Privacy Policy: https://monevaapp.com/en/legal/privacy-policy