Comparison

Payfazt vs LaserCards

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payfazt

Features
Read full description

Payfazt — money between people, made simple. Send and request money in seconds, without ever swapping account numbers or sort codes. Just link your bank, pick a person, and you're done. Splitting dinner, paying a mate back, or settling up after a trip has never been this easy. Link multiple banks Connect more than one account and choose which to pay from. Powered by secure open banking — your money moves straight from your bank, never through a middleman. Build your friends list Add your friends once, then send or request in a single tap — no details to look up, ever. Pay people nearby Discover people around you and send money on the spot — perfect for splitting a bill or paying someone in person. Find your contacts See who's already on Payfazt and start sending right away. No account numbers. No sort codes. Forget copying long strings of digits. Payfazt handles the details so you never have to share them. Built to be secure Your login is protected with a PIN and Face ID. Payments run on bank-grade open banking, so your details stay private. Download Payfazt and make paying people the easiest part of your day.

About

LaserCards

Create and manage virtual and physical cards for online payments, subscriptions, and business expenses. Set up multi-currency wallets and fund them easily to control your spending.

Highlights
  • Create virtual and physical cards
  • Support for Visa and Mastercard
  • Add cards to global platforms
  • Manage multiple cards with limits
  • Freeze/unfreeze cards instantly
  • Set spending rules and restrictions
  • Create business cards for teams
  • Multi-currency wallets (NGN, USD, EUR)
Features
Read full description

LaserCards helps you create and manage Virtual and Physical cards for online payments, subscriptions, and business expenses. You can also set up NGN, USD, and EUR wallets, fund them easily, and stay in control of your spending. The app is built for individuals, freelancers, and teams who need a reliable way to make payments in dollars and manage card activity without delays or card errors. Key features: 1. Create virtual and physical cards instantly: Set up personal or business cards in a few minutes. Name your cards and use them across platforms. 2. Choose your card type: Select between Visa and Mastercard depending on what you need. Both options work globally. 3. Add to your favorite platforms: Use your card for in-store or online payments worldwide. Just add and tap. 4. Manage multiple cards: Create as many cards as you need. Set spending limits, view transaction history, and keep track of each card from one dashboard. 5. Freeze and unfreeze your card anytime: Pause any card from the app when needed. You stay in control at all times. 6. Set spending rules and restrictions: Decide how each card can be used. You can limit cards to specific categories, merchants, or spending amounts. 7. Create a business card for your company: Assign a card to a team member, monitor spending, and set permissions. This feature is designed for business owners and managers who need oversight and flexibility. 8. Wallets and funding: - Create NGN, USD, and EUR wallets: You can hold and manage multiple currencies in your wallet. - Choose your preferred method. Wallet funding is simple and fast. LaserCards is simple, secure, and built to make everyday payments work without stress. It’s the best way to pay for ads, subscriptions, software services or team expenses. Download the LaserCards app to start managing your expenses the easier way.

Screenshots

Payfazt4 screens
LaserCards4 screens

Verdict

The call

Payfazt and LaserCards are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Payfazt versus LaserCards: the parameters behind the verdict, then further details
ParameterPayfaztLaserCards
PriceFreeFree
Rating—4.5 (17 ratings) — better
Positive reviews—66.7% of reviews
Number of ratings—17 — better
Update frequency—Every 2 weeks
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.1 — better15.6
Further details — not scored
Size25 MB60 MB
Age rating17+17+
Developer231 Business SolutionsLaserCards

In-app purchases

None

Payfazt

No in-app purchases

None

LaserCards

No in-app purchases

Questions

Is Payfazt free?
Payfazt is free to download, with no in-app purchases.
Is LaserCards free?
LaserCards is free to download, with no in-app purchases.
Do Payfazt or LaserCards have ads?
Neither Payfazt nor LaserCards shows ads.

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