Payfazt vs AndX Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payfazt
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Payfazt — money between people, made simple. Send and request money in seconds, without ever swapping account numbers or sort codes. Just link your bank, pick a person, and you're done. Splitting dinner, paying a mate back, or settling up after a trip has never been this easy. Link multiple banks Connect more than one account and choose which to pay from. Powered by secure open banking — your money moves straight from your bank, never through a middleman. Build your friends list Add your friends once, then send or request in a single tap — no details to look up, ever. Pay people nearby Discover people around you and send money on the spot — perfect for splitting a bill or paying someone in person. Find your contacts See who's already on Payfazt and start sending right away. No account numbers. No sort codes. Forget copying long strings of digits. Payfazt handles the details so you never have to share them. Built to be secure Your login is protected with a PIN and Face ID. Payments run on bank-grade open banking, so your details stay private. Download Payfazt and make paying people the easiest part of your day.
AndX Pay
Manage your digital assets with a secure, self-custody wallet. Transfer peer-to-peer directly with contacts, retaining full control of your private keys and funds. Interact with decentralized networks safely and transparently.
- Self-custody wallet
- Peer-to-peer digital asset transfers
- Local private key storage
- Transparent blockchain transactions
- Direct interaction with decentralized networks
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A self-custody wallet app for peer-to-peer digital asset transfers. AndX Pay is a secure mobile wallet that allows users to manage their own digital assets and interact directly with decentralized networks. The wallet is fully non-custodial, meaning users retain complete control over their private keys and funds at all times. AndX Pay makes it simple to transfer directly with friends, family, and contacts. Send or receive securely within seconds. Key Features Self-Custody Wallet Private keys are generated and stored locally on your device. Only you control your wallet and assets. Peer-to-Peer Transfers Send and receive digital assets directly between wallet addresses across supported blockchain networks. Local Key Security Private keys and recovery phrases remain on your device and are never transmitted to or stored by AndX Pay. Transparent Transactions All transactions are broadcast directly to public blockchain networks and can be independently verified. How It Works 1. Sign in securely and create or import a wallet 2. Send, receive, and manage digital assets directly from your device Important Notice AndX Pay is a non-custodial wallet interface. The app does not store, custody, or control user funds, and does not act as a financial institution, broker, exchange, or money transmitter. Users interact directly with blockchain networks.
Screenshots
Verdict
Payfazt and AndX Pay are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Payfazt ships an update every 4 days, AndX Pay weekly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | Payfazt | AndX Pay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Every 4 days — better | Weekly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 28 MB | 67 MB |
| Age rating | 17+ | 17+ |
| Developer | 231 Business Solutions | AndX USA |
In-app purchases
Payfazt
No in-app purchases
AndX Pay
No in-app purchases









