Comparison

Cross State Financial vs HBZ+ UAE

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Cross State Financial

Features
Read full description

Cross State Financial Advisors use financial strategies customized to meet each clientโ€™s financial needs, no matter their stage of life. This app is offered at no cost to current clients. Cross State Financial Clients: Stay connected with your Advisor and your Investments. - View current account positions and transactions - 24/7/365 Access to statements and performance report Stay Secure. - Upload a document to your advisor from your mobile device in a secure environment - Set up Touch ID ยฎ/Face ID ยฎ to security log in to the app instead of using your password (if your device allows) Cross State Financial is an SEC Registered Investment Advisory Firm. IMPORTANT NOTICE You may be charged access fees from your wireless service provider depending on your mobile device. Please check with your wireless service provider for details on specific fees and charges. Investment products are not FDIC insured, not bank guaranteed, and may lose value. Face ID, Touch ID and Apple Watch are registered trademarks of Apple Inc.

About

HBZ+ UAE

Features
Read full description

HBZ+ UAE is a state-of-the-art trading platform enabling you to invest in various asset classes from key markets across the globe from the convenience of your smartphone, tablet, or personal computer. The multi-asset platform provides you with digital access to your HBZ+ UAE portfolio round the clock, and allows you to trade in all of the supported markets seamlessly. Using HBZ+ UAE, you will be able to: - Invest in over 22,000 equities and exchange-traded funds (ETFs) - Trade in over 4,500 bonds and 500 investment funds - Access key markets in the US, Canada, Hong Kong, the UK, and several European markets Furthermore, you can leverage the following platform capabilities on HBZ+ UAE: - Multi-channel access to your trading account through apps and browser access on your personal devices - Risk management by choosing from an array of order types including take-profit and stop-loss - Graphical visualization of the portfolio position and performance - Generation of automated trade signals based on technical indicators - Access to news and events related to stocks For access, kindly contact your Private Banker at Habib Bank AG Zurich

Screenshots

Cross State Financial4 screens
HBZ+ UAE4 screens

Verdict

The call

The clearest difference is iOS requirement: Cross State Financial at 11.0 against HBZ+ UAE's 13.4. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Cross State Financial ships an update every 5 months, HBZ+ UAE every 9 months. Both last shipped on November 7, 2026.

Scorecard1 real difference ยท 5 level
Cross State Financial versus HBZ+ UAE: the parameters behind the verdict, then further details
ParameterCross State FinancialHBZ+ UAE
PriceFreeFree
Update frequencyEvery 5 months โ€” betterEvery 9 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.0 โ€” better13.4
Further details โ€” not scored
Size14 MB24 MB
Age rating4+4+
DeveloperCircleBlack, Inc.Habib Bank AG Zurich

In-app purchases

None

Cross State Financial

No in-app purchases

None

HBZ+ UAE

No in-app purchases

Questions

Is Cross State Financial free?
Cross State Financial is free to download, with no in-app purchases.
Is HBZ+ UAE free?
HBZ+ UAE is free to download, with no in-app purchases.
Do Cross State Financial or HBZ+ UAE have ads?
Neither Cross State Financial nor HBZ+ UAE shows ads.
Which is updated more often, Cross State Financial or HBZ+ UAE?
Cross State Financial ships an update every 5 months, and HBZ+ UAE every 9 months. Most recently, Cross State Financial was updated on November 7, 2026 and HBZ+ UAE on November 7, 2026.

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