Comparison

Kegow Wallet vs Speso

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kegow Wallet

Manage your finances on the go with this mobile wallet. Fund your account, pay bills, buy airtime, and transfer money to friends. It also allows for payments for goods and services, with options to cash out via agents or fund your wallet using a card.

Highlights
  • Fund wallet via card
  • Pay bills
  • Purchase airtime
  • Transfer money to friends
  • Pay for goods and services
  • Cash out via agents
Features
Read full description

Kegow Mobile Wallet is a mobile wallet that you can fund and use to pay bills and purchase airtime. You can also transfer money to your friends and use it to pay for goods and services. You can transfer to agents and get your cash out, and you can fund your wallet via a card.

About

Speso

Send and receive money instantly and securely with friends, family, and businesses. This app facilitates fast, simple, and safe transactions for payments, transfers, and finding skilled professionals.

Highlights
  • Instant transfers to mobile wallets and banks
  • Secure business payments
  • Find and pay artisans
  • In-app chat for support
  • Bank-grade security and encryption
Features
Read full description

Speso helps you send and receive money from friends, family, and businesses — instantly and securely. Whether you’re paying a vendor, sending money to a loved one, or finding skilled artisans, Speso makes every transaction fast, simple, and safe. Key Features - Send Money to MoMo & Banks – Instantly transfer money to any mobile wallet or bank account. - Pay Your Favourite Businesses – Make quick and secure payments to trusted merchants and service providers. - Chat with Friends & Support – Stay connected, share updates, and get instant assistance. - 100% Secure – Enjoy reliable transactions powered by bank-grade security and encryption.

Screenshots

Kegow Wallet3 screens
Speso4 screens

Verdict

The call

The clearest difference is rating: Speso at 5.0 against Kegow Wallet's 4.5. Speso also leads on update cadence (every 10 days vs every 2 months). Kegow Wallet's advantage is monetization model (free vs ad-supported). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Speso holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 6 and 3 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Kegow Wallet ships an update every 2 months, Speso every 10 days. The most recent releases landed on October 12, 2026 and October 7, 2026 respectively.

Scorecard3 real differences · 7 level
Kegow Wallet versus Speso: the parameters behind the verdict, then further details
ParameterKegow WalletSpeso
PriceFreeFree
Rating4.5 (6 ratings)5.0 (3 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings6 — better3
Update frequencyEvery 2 monthsEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size91 MB97 MB
Age rating17+17+
DeveloperChamsmobile LimitedSpeso Technologies Limited

Customer experience

Kegow Wallet

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Speso

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Kegow Wallet

No in-app purchases

None

Speso

No in-app purchases

Questions

Is Kegow Wallet free?
Kegow Wallet is free to download, with no in-app purchases.
Is Speso free?
Speso is free to download, with no in-app purchases.
Which has better reviews, Kegow Wallet or Speso?
Speso is rated higher. Kegow Wallet averages 4.5 out of 5 from 6 ratings, while Speso averages 5.0 from 3 ratings.
Do Kegow Wallet or Speso have ads?
Neither Kegow Wallet nor Speso shows ads.
Which is updated more often, Kegow Wallet or Speso?
Kegow Wallet ships an update every 2 months, and Speso every 10 days. Most recently, Kegow Wallet was updated on October 12, 2026 and Speso on October 7, 2026.

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