WAC Visa vs IH Access
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
WAC Visa
Manage your credit card easily on the go. View transactions, make payments, and set up alerts for added security. Register your card quickly and access your account securely with multi-factor authentication.
- View recent and pending transactions
- View account details
- Make credit card payments
- Set travel notifications
- Set transaction alerts and controls
- Secure card registration
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Enjoy easy and on-the-go management of your card with the WAC VISA app from West-Aircomm FCU. This app offers a convenient way to: • View recent and pending transactions. • View account details. • Make a payment to your credit cards. • Set travel notifications. • Set transaction alerts and controls. • Card registration is a cinch from any mobile device. Access is secure and protected by multi-factor authentication.
IH Access
Manage and protect your credit and debit cards from your mobile device. Securely lock/unlock cards, set custom alerts and restrictions, make payments, and monitor transactions. Easily enroll cards and access your accounts with biometric authentication.
- Lock and unlock cards
- Set alerts and restrictions
- Make credit card payments
- View account details
- Monitor transactions
- Raise transaction disputes
- Set travel notifications
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The IH Access app places all the control you need to be able to monitor and safeguard your credit and debit cards in the palm of your hand. Login quickly with Touch ID or Face ID and make your experience personal by uploading your own profile image, changing the names of your cards, and customizing your controls and alerts to suit your lifestyle. With this app, you can: - Lock and unlock your card - Set alerts, controls, or restrictions on your card - Make credit card payments - View account details - Monitor recent and pending transactions - Raise a dispute on a transaction - Set travel notifications Card enrollment is easy from any mobile device, and access is secure and protected by One-Time-Passcode authentication. Get the most from your credit and debit cards with IH Access.
Screenshots
Verdict
The clearest difference is rating: WAC Visa at 5.0 against IH Access's 1.0. On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
WAC Visa holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.
WAC Visa ships an update every 4 months, IH Access every 3 months. The most recent releases landed on September 28, 2026 and October 16, 2026 respectively.
| Parameter | WAC Visa | IH Access |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 1.0 (1 ratings) |
| Number of ratings | 2 — better | 1 |
| Update frequency | Every 4 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 36 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | West-Aircomm Federal Credit Union | International Harvester Employee Credit Union Inc |
Customer experience
WAC Visa
IH Access
In-app purchases
WAC Visa
No in-app purchases
IH Access
No in-app purchases
