Comparison

Jubilation vs PremiumTrust Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Jubilation

Access your Jubilee Life accounts in real-time with this mobile banking application. Perform intrabank and interbank transfers, pay bills, and top up airtime. Available to all customers of Jubilee Life Mortgage Bank.

Highlights
  • Real-time account access
  • Jubilee to Jubilee transfers
  • Transfers to other banks
  • Bill payments
  • Cable TV payments
  • Airtime top-up
Read full description

Enjoy the Jubilation Mobile app from Jubilee Life Mortgage Bank and get real time access to all your Jubilee Life accounts. The service is available to all customers of Jubilee Life Mortgage Bank. Some of the services you can enjoy from this mobile banking application include: • Jubilee to Jubilee transfer (Intrabank) • Transfers to accounts in other banks in Nigeria (Interbank) • Bill Payments • Cable TV • Airtime

About

PremiumTrust Mobile

Manage personal and business finances with features like instant account opening, bill payments, and automated investments. Enjoy multilingual transaction support and enhanced security options for a convenient banking experience.

Highlights
  • Instant account opening
  • Bills payment
  • Airtime and data top-up
  • Intra and interbank transfers
  • Automated investment options
  • Multilingual transaction support
  • Enhanced security modes
Features
Read full description

The PremiumTrust Bank Mobile app has exciting features just right for you. The app has a distinctive language convenience feature, which enables customers to carry out their transactions in three major Nigerian languages (Yoruba, Hausa, and Igbo). You can carry out your personal and business transactions via the app, which include instant account opening, bills payment, airtime and data top-up, intra and interbank transfers, automated investment options, access to online transaction history, account statements, get monthly movie tickets at discounted prices and lots more. The app comes with special security features such as panic, mask, and sleep modes to keep you secured all year round. Additionally, there is a light and dark mode feature for your viewing experience.

Screenshots

Jubilation4 screens
PremiumTrust Mobile4 screens

Verdict

The call

The clearest difference is rating: PremiumTrust Mobile at 3.4 against Jubilation's 1.0. PremiumTrust Mobile also leads on ratings volume (28 vs 1). Jubilation's advantage is update cadence (every 2 months vs every 4 months) and iOS requirement (10.0 vs 16). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PremiumTrust Mobile holds the better App Store score, 3.4 against 1.0. That said, the two scores are not equally well evidenced: PremiumTrust Mobile has 28 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Jubilation ships an update every 2 months, PremiumTrust Mobile every 4 months. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.

Scorecard4 real differences · 6 level
Jubilation versus PremiumTrust Mobile: the parameters behind the verdict, then further details
ParameterJubilationPremiumTrust Mobile
PriceFreeFree
Rating1.0 (1 ratings)3.4 (28 ratings) — better
Positive reviews—12.5% of reviews
Number of ratings128 — better
Update frequencyEvery 2 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS10.0 — better16
Further details — not scored
Size71 MB184 MB
Age rating4+4+
DeveloperJubileeLife Mortgage BankPremiumTrust Bank Limited

Customer experience

Jubilation

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

PremiumTrust Mobile

All ratings28 ratings
Positive57.1%
Neutral7.1%
Negative35.7%
Written reviews8 reviews
Positive12.5%
Neutral25.0%
Negative62.5%

In-app purchases

None

Jubilation

No in-app purchases

None

PremiumTrust Mobile

No in-app purchases

Questions

Is Jubilation free?
Jubilation is free to download, with no in-app purchases.
Is PremiumTrust Mobile free?
PremiumTrust Mobile is free to download, with no in-app purchases.
Which has better reviews, Jubilation or PremiumTrust Mobile?
PremiumTrust Mobile is rated higher. Jubilation averages 1.0 out of 5 from 1 ratings, while PremiumTrust Mobile averages 3.4 from 28 ratings.
Do Jubilation or PremiumTrust Mobile have ads?
Neither Jubilation nor PremiumTrust Mobile shows ads.
Which is updated more often, Jubilation or PremiumTrust Mobile?
Jubilation ships an update every 2 months, and PremiumTrust Mobile every 4 months. Most recently, Jubilation was updated on October 24, 2026 and PremiumTrust Mobile on October 23, 2026.

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