Comparison

Kharcha Book vs Threewords Capital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kharcha Book

Effortlessly track personal or shared expenses with this comprehensive ledger. Manage budgets, split bills with family or roommates, and gain clear insights into your spending habits through visual reports. Supports offline use and real-time notifications for transparent financial management.

Highlights
  • Multi-book management
  • Collaborative expense tracking
  • Quick logging of cash in/out
  • Automatic currency detection
  • Visual income vs. spending reports
  • Offline support
  • Real-time notifications
Features
Read full description

Where is your money going? Kharcha Book is your all-in-one expense tracker, khata book, and budget planner — built for tracking solo or sharing with family, roommates, or a team. Whether you call it hisab kitab, a ledger, or a khata book, Kharcha Book makes managing daily expenses effortless. The moment someone joins your book, you both see who paid what, who owes what, and where your money is going — no more chasing people down to settle up. KEY FEATURES • MULTI-BOOK MANAGEMENT: Create multiple books and switch between them instantly to keep personal, household, and work expenses separate. • COLLABORATIVE TRACKING: Invite family, roommates, or colleagues with clear Admin and Member roles to keep your shared ledger organized. • QUICK LOGGING: Log Cash In or Cash Out in just one tap, complete with notes and categories. • AUTOMATIC CURRENCY DETECT: Auto-detects your local currency when a new book is created (editable anytime). • CUSTOM THEMES: Personalize each book with custom colors to tell them apart at a glance. • FILTERS: View any month or a custom date range in a tap. • VISUAL REPORTS: View income vs. spending broken down by category and person using clear, insightful charts. • REAL-TIME NOTIFICATIONS: Get notified immediately when someone adds, edits, or deletes a transaction. • FULL OFFLINE SUPPORT: Add and edit transactions offline — everything syncs automatically when you're back online. • TRANSPARENT HISTORY: Every modification is tracked so shared books stay transparent and reliable. KHARCHA BOOK PREMIUM Upgrade to Premium to unlock full flexibility: • Search every entry instantly by category, note or member • Export full transaction history to CSV • Create unlimited custom categories • 100% ad-free experience WHO IT'S FOR • Families & Couples: Manage household budgets, groceries, and shared bills together. • Roommates: Split rent, utilities, and group expenses without friction. • Individuals: Track personal daily spending and build a consistent savings habit. • Freelancers & Small Teams: Maintain a clear record of shared business costs and project expenses. Download Kharcha Book today and take total control of your money! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://undividedmedia.ca/privacy-policy/

About

Threewords Capital

Features
Read full description

THREEWORDS CAPITAL is a secure mobile application developed exclusively for the authorized clients of THREEWORDS CAPITAL.  The application enables users to securely access their investment portfolios, holdings, transaction history, asset allocation, performance reports, and other wealth management information anytime and from anywhere.  Designed with a simple, secure, and user-friendly interface, the application allows investors to monitor their portfolios, review investment performance, track transactions, and stay updated with their financial progress in real time.  THREEWORDS CAPITAL delivers a seamless digital wealth oversight experience by providing interactive access to portfolio information while maintaining the highest standards of security and confidentiality.  Please note that this application is intended solely for registered and authorized users of THREEWORDS CAPITAL.

Screenshots

Kharcha Book4 screens
Threewords Capital4 screens

Verdict

The call

The clearest difference is in-app purchases: Threewords Capital at none against Kharcha Book's 6. Threewords Capital also leads on ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Kharcha Book sells 6 in-app purchases, starting at $0.99 per month. Threewords Capital asks for nothing beyond the download.

Scorecard2 real differences · 8 level
Kharcha Book versus Threewords Capital: the parameters behind the verdict, then further details
ParameterKharcha BookThreewords Capital
PriceFreeFree
Rating4.5 (60 ratings) — better—
Positive reviews81.1% of reviews—
Number of ratings60 — better—
Update frequencyEvery 3 weeks—
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.014.0 — better
Further details — not scored
Size58 MB41 MB
Age rating4+4+
DeveloperUndivided Media Inc.Threewords Capital

In-app purchases

6 purchases

Kharcha Book

Subscriptions6
  • Premium Monthly$0.991 Month
  • Premium Monthly1 Month trial$2.991 Month
  • Premium Monthly$2.991 Month
Show 3 more
  • Premium Yearly$4.991 Year
  • Premium Yearly1 Year trial$19.991 Year
  • Premium Yearly$19.991 Year
None

Threewords Capital

No in-app purchases

Questions

Is Kharcha Book free?
Kharcha Book is free to download, with in-app purchases available.
Is Threewords Capital free?
Threewords Capital is free to download, with no in-app purchases.
Do Kharcha Book or Threewords Capital have ads?
Kharcha Book shows ads; Threewords Capital does not.

Other comparisons