Kharcha Book vs FundSplit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kharcha Book
Easily track your spending and manage your budget with this comprehensive finance manager. Organize income and expenses, set clear financial goals, and gain insights with colorful charts. Share your financial overview with loved ones for collaborative budgeting.
- Track income and expenses
- Create custom budgets
- Share finances with others
- Visualize spending with charts
- Manage multiple expense books
- Support for multiple currencies
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Where is your money going? Kharcha Book is your all-in-one expense tracker, khata book, and budget planner — built for tracking solo or sharing with family, roommates, or a team. Whether you call it hisab kitab, a ledger, or a khata book, Kharcha Book makes managing daily expenses effortless. The moment someone joins your book, you both see who paid what, who owes what, and where your money is going — no more chasing people down to settle up. KEY FEATURES • MULTI-BOOK MANAGEMENT: Create multiple books and switch between them instantly to keep personal, household, and work expenses separate. • COLLABORATIVE TRACKING: Invite family, roommates, or colleagues with clear Admin and Member roles to keep your shared ledger organized. • QUICK LOGGING: Log Cash In or Cash Out in just one tap, complete with notes and categories. • AUTOMATIC CURRENCY DETECT: Auto-detects your local currency when a new book is created (editable anytime). • CUSTOM THEMES: Personalize each book with custom colors to tell them apart at a glance. • FILTERS: View any month or a custom date range in a tap. • VISUAL REPORTS: View income vs. spending broken down by category and person using clear, insightful charts. • REAL-TIME NOTIFICATIONS: Get notified immediately when someone adds, edits, or deletes a transaction. • FULL OFFLINE SUPPORT: Add and edit transactions offline — everything syncs automatically when you're back online. • TRANSPARENT HISTORY: Every modification is tracked so shared books stay transparent and reliable. KHARCHA BOOK PREMIUM Upgrade to Premium to unlock full flexibility: • Search every entry instantly by category, note or member • Export full transaction history to CSV • Create unlimited custom categories • 100% ad-free experience WHO IT'S FOR • Families & Couples: Manage household budgets, groceries, and shared bills together. • Roommates: Split rent, utilities, and group expenses without friction. • Individuals: Track personal daily spending and build a consistent savings habit. • Freelancers & Small Teams: Maintain a clear record of shared business costs and project expenses. Download Kharcha Book today and take total control of your money! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://undividedmedia.ca/privacy-policy/
FundSplit
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FundSplit makes splitting money simple — for dinners, trips, roommates, and everyday shared costs. SPLIT BILLS WITH GROUPS • Create groups for trips, households, or friend circles • Add an expense once — split equally, by amount, by percentage, or by shares • See who owes who at a glance and settle up when ready • Invite members with a code or QR TRACK MONEY WITH FRIENDS • Log one-on-one “I gave” and “I took” without a group • Clear balances between you and each friend • Multi-currency support for international friends YOUR PERSONAL BUDGET • Set monthly limits by category • See what’s left before you overspend • Add transactions with notes, photos, documents, or voice memos BUILT FOR REAL LIFE • Recurring expenses for rent, subscriptions, and bills • Smart settle suggestions to simplify group paybacks • Works offline — changes sync when you’re back online • Lock the app with Face ID, fingerprint, or passcode • Available in English, Dutch, German, Spanish, Italian, French, and Japanese FundSplit is a record-keeping tool — it does not move money or provide banking services. You stay in control of how you pay friends outside the app. Questions or feedback: fundsplitsupport@gmail.com
Screenshots
Verdict
The clearest difference is in-app purchases: FundSplit at none against Kharcha Book's 2. FundSplit also leads on ads (none vs shown). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Kharcha Book sells 2 in-app purchases, starting at $0.99 per month. FundSplit asks for nothing beyond the download.
| Parameter | Kharcha Book | FundSplit |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (61 ratings) — better | — |
| Positive reviews | 82.0% of reviews | — |
| Number of ratings | 61 — better | — |
| Update frequency | Every 3 weeks | — |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 56 MB | 45 MB |
| Age rating | 4+ | 4+ |
| Developer | Undivided Media Inc. | Fiaz Hussain |
In-app purchases
Kharcha Book
- Premium Monthly$0.991 Month
- Premium Yearly$4.991 Year
FundSplit
No in-app purchases
Questions
Is Kharcha Book free?
Is FundSplit free?
Do Kharcha Book or FundSplit have ads?
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