Kharcha Book vs Mess Chat

Where is your money going? Kharcha Book is your all-in-one expense tracker, khata book, and budget planner — built for tracking solo or sharing with family, roommates, or a team. Whether you call it hisab kitab, a ledger, or a khata book, Kharcha Book makes managing daily expenses effortless. The moment someone joins your book, you both see who paid what, who owes what, and where your money is going — no more chasing people down to settle up. KEY FEATURES • MULTI-BOOK MANAGEMENT: Create multiple books and switch between them instantly to keep personal, household, and work expenses separate. • COLLABORATIVE TRACKING: Invite family, roommates, or colleagues with clear Admin and Member roles to keep your shared ledger organized. • QUICK LOGGING: Log Cash In or Cash Out in just one tap, complete with notes and categories. • AUTOMATIC CURRENCY DETECT: Auto-detects your local currency when a new book is created (editable anytime). • CUSTOM THEMES: Personalize each book with custom colors to tell them apart at a glance. • FILTERS: View any month or a custom date range in a tap. • VISUAL REPORTS: View income vs. spending broken down by category and person using clear, insightful charts. • REAL-TIME NOTIFICATIONS: Get notified immediately when someone adds, edits, or deletes a transaction. • FULL OFFLINE SUPPORT: Add and edit transactions offline — everything syncs automatically when you're back online. • TRANSPARENT HISTORY: Every modification is tracked so shared books stay transparent and reliable. KHARCHA BOOK PREMIUM Upgrade to Premium to unlock full flexibility: • Search every entry instantly by category, note or member • Export full transaction history to CSV • Create unlimited custom categories • 100% ad-free experience WHO IT'S FOR • Families & Couples: Manage household budgets, groceries, and shared bills together. • Roommates: Split rent, utilities, and group expenses without friction. • Individuals: Track personal daily spending and build a consistent savings habit. • Freelancers & Small Teams: Maintain a clear record of shared business costs and project expenses. Download Kharcha Book today and take total control of your money! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://undividedmedia.ca/privacy-policy/

Mess Chat & Chitti is the all-in-one app for managing shared mess expenses, running chit funds (Kuri/Chitti), and group savings — built for hostels, PGs, friend groups, and families. MESS — Shared Expense Chat Turn your group into a smart expense tracker with a WhatsApp-style chat feed. Every purchase, advance, and expense appears as a chat bubble in real time. • Add purchases, expenses & advances instantly • Auto-split bills equally or among selected members • See who paid what and who owes whom • Live balance card — total spend & per-member share at a glance • Settlement summary with one-tap WhatsApp share • Export PDF reports for full transaction history • Close the mess cycle and settle up cleanly CHITTI / KURI — Digital Chit Fund Run a transparent, paperless chit fund right inside the app. • Set total amount, number of months & members • Spin the lucky draw wheel each month to pick the winner • Track monthly contributions and payment status • Full history of past winners and payouts • Admin controls for managing payments PLAN — Group Savings Goal Set a savings target for your group and track contributions together. • Define a goal amount and deadline • Members contribute and track progress • Visual progress toward the target GROUP MANAGEMENT • Create multiple groups — Mess, Chitti, or Plan • Add members by QR code scan or mobile number • Admin roles with group lock and member controls • Switch between groups instantly REAL-TIME UPDATES • Instant push notifications for new transactions and messages • Live sync across all members • Works offline with cached data SECURE & PRIVATE • Your data stays within your group • No ads inside the app for paid users • Simple phone number login — no passwords needed Perfect for: → Hostel & PG mess groups → Office lunch groups → Family chit funds → Friend savings circles → Any shared expense group Download now and take the stress out of shared money management!