Comparison

COSMO GenZ vs Mirupa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

COSMO GenZ

Manage your bank account conveniently from your mobile device. Perform fund transfers, pay bills, open fixed deposits, and access account summaries. Locate branches and ATMs easily.

Highlights
  • Fund transfers (Inter Bank, NEFT, IMPS)
  • Bill payments (electricity, gas, insurance, mobile, DTH)
  • Fixed and Recurring Deposit account opening
  • View account summaries and mini statements
  • Loan account details
  • Branch and ATM locator
Features
Read full description

Welcome to The Cosmos Co-operative Bank Ltd. - India’s fastest growing Co-operative Bank. Discover the quick, simple and convenient way to take command of your Bank Account, from your mobile phone. As our valuable customer, we would like to take this opportunity to guide you through our New Mobile Banking Application. Now do more with the new version of Cosmos Bank Mobile Application. You can perform functions like Fund transfer, opening fixed deposit accounts, Bill Payments and much more! • Onboarding via net banking credentials, • Bill Payment – electricity bill, gas bill, insurance, landline, postpaid mobile bills, mobile/DTH prepaid recharge and tax payment. • View account summaries and mini statements. • Loan account details and mini statement. • Transfer funds – Inter Bank, NEFT and IMPS fund transfers. • Request for – Fixed Deposit, Recurring Deposit, Liquidation of online deposit, Stop-payment of Cheques and Cheque Book Issuance . • Branch and ATM locator.

About

Mirupa

This app helps you track expenses and manage budgets without connecting to your bank. Log purchases quickly, customize categories, and visualize your spending with charts. It works offline and prioritizes your privacy.

Highlights
  • Offline expense and income logging
  • Customizable budget categories
  • Spending forecasts and saving tips
  • Recurring transaction setup
  • Spending charts and multiple accounts
  • Multi-currency support
  • Face ID/Touch ID app lock
Features
Read full description

Mirupa is an expense tracker and budget planner for iPhone with no bank connection and no account. Log a purchase in seconds, see exactly where your money goes, and stay on budget. It works offline, and your records stay on your device, with backup to your own iCloud. TRACK IN SECONDS • Add income and expenses with a built-in calculator keypad • Smart suggestions fill in amount and category as you type ("Coffee 50k" — done) • Custom categories: add, rename, or hide categories to match your life • Attach photos and notes to any transaction BUDGETS THAT KEEP YOU HONEST • Set monthly budgets per category and watch your progress • Get insights before you overspend — spending forecasts and saving tips, computed 100% on your device BILLS & RECURRING • Set up recurring transactions for rent, subscriptions, and salary • They post themselves on the right day — never forget a bill again SEE THE FULL PICTURE • Beautiful charts of your spending by category, month, and account • Multiple accounts and wallets — cash, cards, savings • Track debts and loans, both directions MULTI-CURRENCY • 170+ currencies with exchange rates • Perfect for travel or earning in one currency and spending in another PRIVATE BY DESIGN • 100% offline — works without internet • Lock the app with Face ID or Touch ID • No sign-up, no ads following you around the web IN YOUR LANGUAGE • Available in 31 languages, switchable in-app Download Mirupa free and take control of your money today. — PREMIUM SUBSCRIPTION — Mirupa offers an optional auto-renewable Premium subscription unlocking all current and future premium features (unlimited budgets, no ads, and more): • Weekly • Monthly • Yearly Prices are shown in the app and may vary by region. • Payment is charged to your Apple ID at confirmation of purchase. • Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. • Your account is charged for renewal within 24 hours prior to the end of the current period. • Any unused portion of a free trial is forfeited when you purchase a subscription that includes one. • Manage or cancel your subscription anytime in your Apple ID Account Settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://bmit-mob.web.app/privacy-policy.html

Screenshots

COSMO GenZ4 screens
Mirupa4 screens

Verdict

The call

The clearest difference is review sentiment: Mirupa at 100% against COSMO GenZ's 0%. Mirupa also leads on update cadence (every 9 days vs every 6 months). COSMO GenZ's advantage is in-app purchases (none vs 4) and ads (none vs shown). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Mirupa sells 4 in-app purchases, starting at $1.99 per 7 days. COSMO GenZ asks for nothing beyond the download.

UpkeepUpdate frequency

COSMO GenZ ships an update every 6 months, Mirupa every 9 days. The most recent releases landed on November 3, 2026 and November 8, 2026 respectively.

Scorecard6 real differences · 4 level
COSMO GenZ versus Mirupa: the parameters behind the verdict, then further details
ParameterCOSMO GenZMirupa
PriceFreeFree
Rating2.0 (1 ratings) — better—
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings1 — better—
Update frequencyEvery 6 monthsEvery 9 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS11.0 — better17.2
Further details — not scored
Size57 MB27 MB
Age rating4+12+
DeveloperCosmos Co-operative Bank Ltd.Nguyen SonTung

Customer experience

COSMO GenZ

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews19 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Mirupa

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

COSMO GenZ

No in-app purchases

4 purchases

Mirupa

Subscriptions3
  • Mirupa Premium$1.997 Days
  • Mirupa Premium$3.991 Month
  • Mirupa Premium3 Days trial$19.991 Year
One-time1
  • Mirupa Pro Lifetime$59.99

Questions

Is COSMO GenZ free?
COSMO GenZ is free to download, with no in-app purchases.
Is Mirupa free?
Mirupa is free to download, with in-app purchases available.
Do COSMO GenZ or Mirupa have ads?
Mirupa shows ads; COSMO GenZ does not.
Which is updated more often, COSMO GenZ or Mirupa?
COSMO GenZ ships an update every 6 months, and Mirupa every 9 days. Most recently, COSMO GenZ was updated on November 3, 2026 and Mirupa on November 8, 2026.

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