COSMO GenZ vs SakalPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
COSMO GenZ
Manage your bank account conveniently from your mobile device. Perform fund transfers, pay bills, open fixed deposits, and access account summaries. Locate branches and ATMs easily.
- Fund transfers (Inter Bank, NEFT, IMPS)
- Bill payments (electricity, gas, insurance, mobile, DTH)
- Fixed and Recurring Deposit account opening
- View account summaries and mini statements
- Loan account details
- Branch and ATM locator
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Welcome to The Cosmos Co-operative Bank Ltd. - India’s fastest growing Co-operative Bank. Discover the quick, simple and convenient way to take command of your Bank Account, from your mobile phone. As our valuable customer, we would like to take this opportunity to guide you through our New Mobile Banking Application. Now do more with the new version of Cosmos Bank Mobile Application. You can perform functions like Fund transfer, opening fixed deposit accounts, Bill Payments and much more! • Onboarding via net banking credentials, • Bill Payment – electricity bill, gas bill, insurance, landline, postpaid mobile bills, mobile/DTH prepaid recharge and tax payment. • View account summaries and mini statements. • Loan account details and mini statement. • Transfer funds – Inter Bank, NEFT and IMPS fund transfers. • Request for – Fixed Deposit, Recurring Deposit, Liquidation of online deposit, Stop-payment of Cheques and Cheque Book Issuance . • Branch and ATM locator.
SakalPay
Manage your bank accounts with real-time balance checks, mini statements, and fund transfers. Request cheque books and make payments between accounts. Offers a comprehensive suite of online banking services.
- Real-time balance checking
- Mini statement access
- Statement download
- IMPS payments
- RTGS/NEFT fund transfer
- Cheque book request
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In SAKALPAY app we are providing below online facility to bank customers. 1. Real time balance checking 2. Mini statement 3. Statement download facility 4. IMPS payments 5. RTGS/NEFT fund transfer 6. Cheque book request 7. KUCB to KUCB account payments and many more facility...
Screenshots
Verdict
The clearest difference is review sentiment: SakalPay at 40% against COSMO GenZ's 0%. SakalPay also leads on update cadence (every 3 weeks vs every 6 months). COSMO GenZ's advantage is device support (3 vs 1) and iOS requirement (11.0 vs 16.6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
COSMO GenZ ships an update every 6 months, SakalPay every 3 weeks. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.
| Parameter | COSMO GenZ | SakalPay |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (1 ratings) — better | — |
| Positive reviews | 0.0% of reviews | 40.0% of reviews — better |
| Number of ratings | 1 — better | — |
| Update frequency | Every 6 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 11.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 57 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | Cosmos Co-operative Bank Ltd. | THE KARAD URBAN CO-OPERATIVE BANK LIMITED |
Customer experience
COSMO GenZ
SakalPay
In-app purchases
COSMO GenZ
No in-app purchases
SakalPay
No in-app purchases
Questions
Is COSMO GenZ free?
Is SakalPay free?
Do COSMO GenZ or SakalPay have ads?
Which is updated more often, COSMO GenZ or SakalPay?
Other comparisons
