Comparison

COSMO GenZ vs Grad

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

COSMO GenZ

Manage your bank account conveniently from your mobile device. Perform fund transfers, pay bills, open fixed deposits, and access account summaries. Locate branches and ATMs easily.

Highlights
  • Fund transfers (Inter Bank, NEFT, IMPS)
  • Bill payments (electricity, gas, insurance, mobile, DTH)
  • Fixed and Recurring Deposit account opening
  • View account summaries and mini statements
  • Loan account details
  • Branch and ATM locator
Features
Read full description

Welcome to The Cosmos Co-operative Bank Ltd. - India’s fastest growing Co-operative Bank. Discover the quick, simple and convenient way to take command of your Bank Account, from your mobile phone. As our valuable customer, we would like to take this opportunity to guide you through our New Mobile Banking Application. Now do more with the new version of Cosmos Bank Mobile Application. You can perform functions like Fund transfer, opening fixed deposit accounts, Bill Payments and much more! • Onboarding via net banking credentials, • Bill Payment – electricity bill, gas bill, insurance, landline, postpaid mobile bills, mobile/DTH prepaid recharge and tax payment. • View account summaries and mini statements. • Loan account details and mini statement. • Transfer funds – Inter Bank, NEFT and IMPS fund transfers. • Request for – Fixed Deposit, Recurring Deposit, Liquidation of online deposit, Stop-payment of Cheques and Cheque Book Issuance . • Branch and ATM locator.

About

Grad

Features
Read full description

The official app of GRAD helps clients access professional services seamlessly. Existing and new customers can use the app to securely raise service requests, onboard faster, download deliverables, and view invoices — anytime, anywhere. Key Features: • Simple onboarding and profile setup • Submit and track service requests in real time • Securely download reports, certificates, and documents • Access invoices, payment history, and statements Stay connected with your consulting team and experience transparent, tech-driven service delivery — all from a single dashboard.

Screenshots

COSMO GenZ4 screens
Grad4 screens

Verdict

The call

The clearest difference is iOS requirement: COSMO GenZ at 11.0 against Grad's 14.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 9 level
COSMO GenZ versus Grad: the parameters behind the verdict, then further details
ParameterCOSMO GenZGrad
PriceFreeFree
Rating2.0 (1 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 6 months—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS11.0 — better14.0
Further details — not scored
Size57 MB48 MB
Age rating4+4+
DeveloperCosmos Co-operative Bank Ltd.Sujeet Karn

In-app purchases

None

COSMO GenZ

No in-app purchases

None

Grad

No in-app purchases

Questions

Is COSMO GenZ free?
COSMO GenZ is free to download, with no in-app purchases.
Is Grad free?
Grad is free to download, with no in-app purchases.
Do COSMO GenZ or Grad have ads?
Neither COSMO GenZ nor Grad shows ads.

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