COSMO GenZ vs Grad
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
COSMO GenZ
Manage your bank account conveniently from your mobile device. Perform fund transfers, pay bills, open fixed deposits, and access account summaries. Locate branches and ATMs easily.
- Fund transfers (Inter Bank, NEFT, IMPS)
- Bill payments (electricity, gas, insurance, mobile, DTH)
- Fixed and Recurring Deposit account opening
- View account summaries and mini statements
- Loan account details
- Branch and ATM locator
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Welcome to The Cosmos Co-operative Bank Ltd. - India’s fastest growing Co-operative Bank. Discover the quick, simple and convenient way to take command of your Bank Account, from your mobile phone. As our valuable customer, we would like to take this opportunity to guide you through our New Mobile Banking Application. Now do more with the new version of Cosmos Bank Mobile Application. You can perform functions like Fund transfer, opening fixed deposit accounts, Bill Payments and much more! • Onboarding via net banking credentials, • Bill Payment – electricity bill, gas bill, insurance, landline, postpaid mobile bills, mobile/DTH prepaid recharge and tax payment. • View account summaries and mini statements. • Loan account details and mini statement. • Transfer funds – Inter Bank, NEFT and IMPS fund transfers. • Request for – Fixed Deposit, Recurring Deposit, Liquidation of online deposit, Stop-payment of Cheques and Cheque Book Issuance . • Branch and ATM locator.
Grad
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The official app of GRAD helps clients access professional services seamlessly. Existing and new customers can use the app to securely raise service requests, onboard faster, download deliverables, and view invoices — anytime, anywhere. Key Features: • Simple onboarding and profile setup • Submit and track service requests in real time • Securely download reports, certificates, and documents • Access invoices, payment history, and statements Stay connected with your consulting team and experience transparent, tech-driven service delivery — all from a single dashboard.
Screenshots
Verdict
The clearest difference is iOS requirement: COSMO GenZ at 11.0 against Grad's 14.0. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | COSMO GenZ | Grad |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (1 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 6 months | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 11.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 57 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | Cosmos Co-operative Bank Ltd. | Sujeet Karn |
In-app purchases
COSMO GenZ
No in-app purchases
Grad
No in-app purchases
Questions
Is COSMO GenZ free?
Is Grad free?
Do COSMO GenZ or Grad have ads?
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