Comparison

Aku vs Giftincash

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Aku

This mobile banking app simplifies payments and offers a seamless experience across multiple funding sources. Send and receive money instantly and securely, and grow your wealth with attractive reward packages.

Highlights
  • Simplified banking and payments
  • Zero annual or monthly maintenance fees
  • Seamless experience across multiple funding sources
  • Instant and secure money transfer
  • Wealth growth with reward packages
Read full description

Say hello to a new style of mobile banking Aku is designed to simplify banking and payments at every point of sale. Our accounts attract zero annual or monthly maintenance fees. Bank for free with us. Break the wheel of multiple banking platforms Enjoy an intuitive, hassle-free, and seamless banking experience across multiple funding sources. Use AkuPay to send and receive money instantly and securely! Grow your wealth with ease Aku offers rewards at every turn through our wealth packages.

About

Giftincash

Features
Read full description

Celebrate every occasion and make gifting personal, instant, and hassle-free with Giftincash! Giftincash is the ultimate social gifting platform that allows you to send cash gifts, build personal wishlists, connect with friends, and never miss an upcoming birthday or celebration again. KEY FEATURES: • INSTANT CASH GIFTS Send monetary gifts directly to your friends and loved ones for birthdays, weddings, anniversaries, graduations, or just because! • PERSONAL WISHLISTS Create and share your personal wishlist. Let your friends and network know exactly what you're wishing for so every gift received is something you truly love. • CELEBRATION & BIRTHDAY REMINDERS Stay updated with upcoming birthdays and special events. Get timely reminders so you never miss an opportunity to celebrate the important people in your life. • SECURE DIGITAL WALLET Easily manage your balance, track incoming and outgoing cash gifts, and view your full transaction history with bank-grade security. • SOCIAL CONNECTIVITY Find, add, and stay connected with friends. View their wishlists, send personalized gifts, and share moments of joy together. Download Giftincash today and make gifting effortless, personal, and rewarding!

Screenshots

Aku4 screens
Giftincash4 screens

Verdict

The call

The clearest difference is ads: Giftincash at none against Aku's shown. Giftincash also leads on update cadence (every 4 days vs fortnightly). Aku's advantage is iOS requirement (13.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Aku ships an update fortnightly, Giftincash every 4 days. The most recent releases landed on October 21, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
Aku versus Giftincash: the parameters behind the verdict, then further details
ParameterAkuGiftincash
PriceFreeFree
Rating3.8 (20 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings20 — better—
Update frequencyFortnightlyEvery 4 days — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.1
Further details — not scored
Size126 MB72 MB
Age rating17+4+
DeveloperAku Fintech IncChukwunonso Obi

In-app purchases

None

Aku

No in-app purchases

None

Giftincash

No in-app purchases

Questions

Is Aku free?
Aku is free to download, with no in-app purchases.
Is Giftincash free?
Giftincash is free to download, with no in-app purchases.
Do Aku or Giftincash have ads?
Aku shows ads; Giftincash does not.
Which is updated more often, Aku or Giftincash?
Aku ships an update fortnightly, and Giftincash every 4 days. Most recently, Aku was updated on October 21, 2026 and Giftincash on October 25, 2026.

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