Comparison

OneKey vs RFPAY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OneKey

Manage your digital assets with a self-custodial, open-source wallet. Trade crypto, stocks, gold, and forex onchain with email login and advanced security features. Explore Web3 safely with a built-in browser and risk protection.

Highlights
  • Self-custody keyless wallet
  • Trade crypto, stocks, gold, forex
  • 60+ blockchains and 30,000+ tokens
  • Perpetual futures with leverage
  • Built-in dApp browser
  • Hardware wallet integration
  • Gas sponsorship on Ethereum/Arbitrum
Features
Currently charting
Read full description

OneKey to All Finance Self Custody. Open Source. Fully Onchain. Trade crypto, stocks, and more from your OneKey Wallet. Self Custody · Open Source Wallet Backed by Coinbase Ventures & YZi Labs (formerly Binance Labs) One app to trade crypto, US stocks, gold, oil, and forex on onchain markets Start with an email. No seed phrase. No hardware required. Create your keyless wallet in seconds and step into Web3 — fully self-custodial, always under your control. Built-in Security & Transparency - Keyless wallet — no seed phrase to manage - Self-custody. You own your assets; we never hold your keys - Keys are generated on your device and never leave it - App passcode and biometrics for everyday protection - SignGuard detects phishing, malicious approvals, and risky addresses before you sign - Clear signing shows exactly what you are approving Optional Hardware Signer for Extra Protection - Add a OneKey, Ledger, or Trezor hardware wallet anytime for stronger security - Offline signing and secure communication - Use the app on its own, or pair with hardware when needed One Wallet for Everything - 60+ blockchains and 30,000+ tokens supported - Including BTC, ETH, SOL, USDT, USDC, XRP, TON, and more - Manage assets across mobile and desktop - Custom networks, batch import, and real-time balance preview Trade Everything, Onchain Wall Street - Crypto, US stocks, gold, oil, and forex — all in one app - Perpetual futures with up to 40x leverage, no KYC, traded straight from your wallet - Non-custodial. Your funds stay under your control Gas Sponsor - On Ethereum and Arbitrum, gas can be sponsored by OneKey - Covers transfers, swaps, and perps deposits - Expanding to more scenarios Swap at Better Rates - Aggregates cross-chain and DEX liquidity - Optimized for low slippage and efficient execution Earn with Confidence - Yield opportunities through trusted DeFi protocols - Stay self-custodial, in full control of your funds - Real-time monitoring and risk alerts Explore Web3 Safely - Built-in browser for dApps - Auto-disconnect to reduce risk - Verified dApps featured on the home page Smart Risk Protection - Hidden approval detection before signing - Clear transaction details and warnings - Passphrase support for hidden wallets Buy, Send & Receive - Compare quotes across providers - Network and risk checks before every transaction - Simple, secure transfers Help Center https://help.onekey.so Follow us on X https://twitter.com/OnekeyHQ GitHub https://github.com/OneKeyHQ/app-monorepo Terms of Use https://help.onekey.so/en/articles/11461292 Privacy Policy https://help.onekey.so/en/articles/11461298

About

RFPAY

Features
Read full description

RFPay is a personal bookkeeping and bill management app that helps users record daily expenses, organize bills, review monthly summaries, and export bill snapshots with ease. Description `RFPay is designed for personal bookkeeping, bill organization, and simple expense management. It helps you record everyday spending, organize bill details, review your monthly totals, and keep your records clear and easy to access. Key features: • Quick expense entry with practical lifestyle categories • Bill list and detail view for clean record management • Monthly summaries and category insights • Built-in currency converter for common currencies • Bill snapshot export for easy saving and review • User profile and local configuration management • Chinese and English interface support RFPay is suitable for everyday expense tracking, personal bill organization, monthly spending review, and lightweight account-related record management. It offers a clean interface and a straightforward user experience for users who want better control over their daily records.`

Screenshots

OneKey4 screens
RFPAY4 screens

Verdict

The call

The clearest difference is in-app purchases: RFPAY at none against OneKey's 2. OneKey's advantage is chart position (#117 vs unranked). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. OneKey sells 2 in-app purchases, starting at $29.99 per month. RFPAY asks for nothing beyond the download.

UpkeepUpdate frequency

OneKey ships an update every 4 weeks, RFPAY every 3 weeks. The most recent releases landed on November 12, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 9 level
OneKey versus RFPAY: the parameters behind the verdict, then further details
ParameterOneKeyRFPAY
PriceFreeFree
Rating4.7 (681 ratings) — better—
Positive reviews70.8% of reviews—
Number of ratings681 — better—
Update frequencyEvery 4 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
Best chart rank#117 — better—
DevicesiPhone, iPad, MaciPhone, iPad, iPod
Requires iOS16.415.1 — better
Further details — not scored
Size266 MB68 MB
Age rating17+17+
DeveloperONEKEY LIMITEDLucky Haven Care Facility LLC

Bugs and requests

OneKey

Reported bugs

4 issues
  • Inability to add hidden wallets
  • Incorrect token balances
  • Frequent app crashes
  • Synchronization issues between mobile and desktop apps

Requested features

5 requests
  • Add support for more cryptocurrencies
  • Improve portfolio tracking and analytics
  • Implement advanced trading features
  • Add customization options for UI and notifications
  • Enhance cross-chain functionality

RFPAY

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

OneKey

Subscriptions2
  • OneKey Prime - Monthly3 Days trial$29.991 Month
  • OneKey Prime - Yearly3 Days trial$239.001 Year
None

RFPAY

No in-app purchases

Questions

Is OneKey free?
OneKey is free to download, with in-app purchases available.
Is RFPAY free?
RFPAY is free to download, with no in-app purchases.
Do OneKey or RFPAY have ads?
Neither OneKey nor RFPAY shows ads.
Which is updated more often, OneKey or RFPAY?
OneKey ships an update every 4 weeks, and RFPAY every 3 weeks. Most recently, OneKey was updated on November 12, 2026 and RFPAY on October 31, 2026.

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