Comparison

Qashio vs ADCB | Nomo UAE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Qashio

Instantly issue company cards to employees, setting custom limits and approval workflows. Control spending in real-time with customizable policies and budgets, and integrate with accounting software for simplified cash management.

Highlights
  • Instant card issuance (physical/virtual)
  • Customizable spending limits
  • Multi-level approval workflows
  • Real-time transaction tracking
  • Departmental budgets
  • ERP/Accounting software integration
Features
Read full description

Qashio is a spend management solution which allows you to instantly issue cards for your employees. Create physical or virtual cards, disburse budgets, grant or restrict employee usage, set approval layers and verify spending, all in real time! - Multi-level Approval Workflows. - Issue Company Cards with Custom Limits. - Set Policies and Departmental Budgets. - Integrate with ERP and Accounting Software. Take Control. - Control Spend Before it Happens - Create cards for any use case with category and merchant level controls. Set rules that are automatically enforced when employees spend. - View Transaction Data in Real-time - Track transactions by user or by card. View amount, vendor, currency and transaction id along with receipt copy. - Customizable Policies and Budgets - Allocate budgets by department and set spending limits by time period, frequency or vendor. With Qashio, Cash Management is not only easier but more cost effective than before. Reconciliation and alignment between treasury, finance and IT becomes simplified with our automations and employees are empowered to spend more responsibly.

About

ADCB | Nomo UAE

Access a UK digital bank account with multi-currency spending, international transfers, and savings options. Invest in UK property with tailored finance solutions. Manage your finances globally with a Sharia-compliant digital banking app.

Highlights
  • Fee-free multi-currency spending
  • Easy international transfers
  • UK-based savings accounts
  • UK property investment finance
  • Digital account opening
  • Sharia-compliant banking
Features
Read full description

Think global, bank local, with a UK digital bank account from Nomo, in partnership with ADCB. Nomo by Bank of London and The Middle East plc (“BLME”) is a trading name of BLME. Bank of London and The Middle East plc DIFC Branch is regulated by the Dubai Financial Services Authority (“DFSA”) as a Category 4 Authorised Firm. The registered office is Office 2904, Level 29, Al Fattan Currency House, Dubai International Financial Centre, Dubai, UAE, PO Box 506557 is DFSA Firm Reference Number F0003552. When you join Nomo, you’ll have access to fee-free multi-currency spending, easy international transfers, UK-based savings accounts, and exciting property investment opportunities. Apply for an account digitally from your smartphone. Kindly note that the Nomo Bank account is provided by Bank of London and The Middle East (BLME) rather than ADCB. SPEND Pay like a local with your debit card or Apple Pay in six currencies – GBP, USD, EUR, KWD, AED, SAR – and avoid international card fees when you’re travelling abroad. SEND Send money abroad in multiple currencies from the app. GBP transfers to UK personal and business bank accounts are fee-free, and transfers in other currencies have low, flat fees. SAVE Diversify your income and earn multi-currency profits with GBP, USD and EUR Fixed Term Deposits. PROPERTY FINANCE Receive finance to buy a UK property, either as an investment or as a home for your family. Joint and sole applications and available, as well as refinance for existing UK property owners.* Security with Nomo Ensuring your money and data are safe is a top priority for us. Nomo is part of Boubyan Bank and a trading name of BLME (Bank of London and The Middle East plc), which is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the PRA. Nomo deposits via BLME of up to £85,000 are therefore protected by the FSCS (Financial Services Compensation Scheme). Please refer to the FSCS website for further information at www.fscs.org.uk. Why ADCB | Nomo? We believe that your international, fast-paced lifestyle should be matched with instant access to amazing banking products wherever you are in the world. Nomo’s seamless banking tools allow you to live locally and think globally. Wherever our clients go, they take their financial freedom with them thanks to our Sharia-compliant digital banking app. We’re working hard to bring digital excellence to the world of Islamic banking, through cutting-edge technology that lets customers manage their money on their terms. It takes just minutes to open a Nomo account, so download the app and begin your journey now! *Properties in England and Wales only. Your property may be at risk if you do not keep up the payments on your Nomo Property Finance

Screenshots

Qashio4 screens
ADCB | Nomo UAE4 screens

Verdict

The call

The clearest difference is review sentiment: Qashio at 100% against ADCB | Nomo UAE's 50%. Qashio also leads on iOS requirement (15.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Qashio ships an update weekly, ADCB | Nomo UAE fortnightly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
Qashio versus ADCB | Nomo UAE: the parameters behind the verdict, then further details
ParameterQashioADCB | Nomo UAE
PriceFreeFree
Rating—4.7 (111 ratings) — better
Positive reviews100.0% of reviews — better50.0% of reviews
Number of ratings—111 — better
Update frequencyWeekly — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better18.0
Further details — not scored
Size123 MB171 MB
Age rating4+4+
DeveloperQashioBLME

Customer experience

Qashio

Written reviews7 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

ADCB | Nomo UAE

All ratings111 ratings
Positive92.8%
Neutral1.8%
Negative5.4%
Written reviews12 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Qashio

No in-app purchases

None

ADCB | Nomo UAE

No in-app purchases

Questions

Is Qashio free?
Qashio is free to download, with no in-app purchases.
Is ADCB | Nomo UAE free?
ADCB | Nomo UAE is free to download, with no in-app purchases.
Do Qashio or ADCB | Nomo UAE have ads?
Neither Qashio nor ADCB | Nomo UAE shows ads.
Which is updated more often, Qashio or ADCB | Nomo UAE?
Qashio ships an update weekly, and ADCB | Nomo UAE fortnightly. Most recently, Qashio was updated on October 24, 2026 and ADCB | Nomo UAE on October 25, 2026.

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