Goldy wallet vs XpressAccess

POCKET MONEY APP FOR THE WHOLE FAMILY Parents, having all the wallets within a single app helps you track how much money your kids got, what they wish for, and what was the money spent on. You can help your kids to make better spending decisions. You can also invite the second parent, so you both can manage the wallets. Kids, have your wallet always available on your iPhone or iPad to know how much money you got and what you can afford. You can also pick your card design! WEEKLY ALLOWANCE PAYMENTS As a parent, you can set up automated weekly allowance payments. BIRTHDAYS, CHORES, EXTRA CHALLENGES As a parent, you can add and deduct money anytime. You can allow your kid to make extra money for doing extra work or achieving goals. FINANCIAL PLANNING, MOTIVATION As a kid or parent, you can create a wishlist to envision the goal of saving. Goldy will show if a kid has enough money to buy what they want or how much money is still required. ORGANIZATION SKILLS A kid has the freedom and responsibility to keep the wishlist updated. The payments and contributions are presented as separate transactions to teach kids how the real banking world operates. NO CASH, NO REAL MONEY Goldy works with virtual money, so you do not need to bother with transferring the real money. It is like a bank account, but faster and with no age limitation. TEACHING KIDS THE FIRST FINANCIAL SKILLS The top priority of Goldy is to support you when teaching your kids the first financial skills. The following points are a great start to teaching your kid the first healthy financial skills. 1. Start with the basics at a young age 2. Establish a habit of saving 3. Create an opportunity to earn money 4. Let your kid make a wishlist of what they want to buy 5. Help your kids to make better spending decisions 6. Demonstrate healthy spending habits Thank you for choosing and supporting Goldy. Your feedback is highly appreciated! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Help your child build lifelong money skills with XpressAccess, a safe and interactive banking experience designed for kids and teens—guided by parents every step of the way. XpressAccess connects your child’s account to a parent or guardian’s First Community Bank account, giving kids hands-on experience managing money while you stay in control. Available through Online Banking or the FCB Mobile App, it turns everyday moments into real-world financial lessons. With XpressAccess, parents can assign chores, set allowances, and reward* kids for their hard work—all while teaching the value of earning, saving, and spending wisely. You can set spending limits, review activity, and stay involved as your child builds confidence and responsibility. Kids and teens can track their money, request spending funds or small loans (within limits you control), and earn rewards for making smart financial choices. It’s a simple, engaging way to help them learn how money works—before it really matters. Start building your child’s financial confidence with XpressAccess—banking that grows with your family.