Comparison

MySub vs Vault

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MySub

Take control of your recurring expenses by tracking all your subscriptions in one place. Get insights into your spending, manage upcoming payments, and avoid unwanted charges with smart reminders and trial tracking.

Highlights
  • Track all recurring payments
  • Manage upcoming billing dates
  • Pause and resume subscriptions
  • Set monthly spending limits
  • Visualize spending trends
  • Track free trial expirations
  • Receive payment reminders
Features
Read full description

How much are you really spending on subscriptions every month? Most people underestimate by 2-3x. MySub helps you take back control. Track every recurring payment in one place - from streaming services and cloud storage to gym memberships and app trials. See exactly where your money goes, catch expenses you forgot about, and stop paying for things you no longer use. TRACK & MANAGE • Add subscriptions manually or pick from more than 400 ready-made services • View all upcoming payments at a glance with the next billing date • See what's due each day on the payment calendar • Filter by active, paused, or trial subscriptions • Sort by price, name, or renewal date FREE TRIAL TRACKING • Add trials with an expiration date • Get notified before a trial ends - cancel before you get charged PAUSE SUBSCRIPTIONS • Put any subscription on hold without deleting it • Paused subscriptions are excluded from your monthly spending • Resume with one tap when you're ready MONTHLY BUDGET • Set a spending limit for your subscriptions • Visual progress bar on the main screen shows where you stand • Know instantly when you're approaching your limit PRIVATE BY DESIGN • No bank logins, no card numbers, no account - nothing to leak • Your subscription list stays on your device and syncs only through your own iCloud PAYMENT HISTORY CHARTS • Track spending trends for each individual subscription • Detailed analytics with yearly overview and monthly totals • See exactly how much each service costs you over time REMINDERS & NOTIFICATIONS • Never miss a payment date with customizable reminders • Get alerts days before each renewal • Stay on top of every recurring bill iPAD EXPERIENCE • Native Split View - subscription list and details side by side • Open subscriptions in separate windows for multitasking • Full keyboard navigation support APPLE WATCH • Check upcoming payments from your wrist • Syncs automatically with your iPhone WIDGETS • Home Screen widgets - see upcoming payments without opening the app • Lock Screen widgets - quick glance at your next renewal • Choose from Focus, Grid, and List widget styles EVERYWHERE IN SYNC • iCloud sync keeps your data up to date across iPhone, iPad, Apple Watch, and Mac • Your subscriptions are always with you MySub is built for people who want a simple, beautiful way to manage recurring expenses without spreadsheets or complicated budgeting apps. Download MySub and start saving money today. Questions or suggestions? We'd love to hear from you: support@murygin.app Terms of Use: https://murygin.app/legal/terms/ Privacy Policy: https://murygin.app/legal/privacy/

About

Vault

Effortlessly track all your recurring expenses, from streaming services to gym memberships. Get timely alerts for trial expirations and price changes to avoid unwanted charges. Visualize your spending with detailed analytics and custom widgets.

Highlights
  • Subscription tracking dashboard
  • Trial expiration alerts
  • Automatic subscription import via screenshot
  • Financial analytics and projections
  • Customizable widgets for home/lock screen
  • Apple Watch app
  • Multi-currency support
Features
Read full description

STOP PAYING FOR SUBSCRIPTIONS YOU FORGOT ABOUT. Every month, your card is quietly hit by streaming services, app trials that converted, gym memberships you stopped using, and bills that slowly creep up. Vault is the subscription tracker that catches every renewal, trial, and price hike before it drains your wallet — so you finally know where your money goes and exactly how much you can keep. One glance. Every subscription. Zero guesswork. WHY PEOPLE SWITCH TO VAULT • See every bill, renewal, and free trial on one beautiful dashboard • Get reminded the moment a trial is about to convert — cancel in time, every time • Slash wasted spend with instant category breakdowns and yearly projections • Skip typing — send a screenshot and Vault adds each subscription automatically • Check your next payment from the Lock Screen, Home Screen, or Apple Watch in one second 12 HOME SCREEN AND LOCK SCREEN WIDGETS Twelve widget designs to mix and match: next payment, monthly total, yearly trend, category donut, weekly forecast, top spender, active trials, and more. Every widget refreshes automatically. FULL APPLE WATCH APP Your wrist becomes your subscription dashboard. Five dedicated screens — Overview, Yearly Trend, Categories donut, Weekly Forecast, and Top Spender — sync live from your iPhone. Works even offline. SMART SCREENSHOT IMPORT Adding a subscription takes one tap. Screenshot your Apple subscriptions page, a PayPal email, or a bank statement — Vault's on-device recognition extracts each service, price, and renewal date so you don't type a thing. POWERFUL FINANCIAL ANALYTICS Clear charts show monthly vs yearly spend, cumulative cost curves, category splits, and a portfolio health score that highlights exactly where to cut first. Stop guessing. Start seeing. CALENDAR HEATMAP See which days of the month hit hardest. Days are tinted by how much you spend — pile-ups, doubled renewals, and expensive weeks become impossible to miss. FREE TRIAL ALERTS Mark any subscription as a trial, set the end date, and Vault will ping you before it converts. No more surprise charges for apps you already forgot. 100+ CURRENCIES WITH LIVE CONVERSION Netflix in USD, Spotify in EUR, rent in GBP? Vault converts everything to your home currency in real time with live FX rates. Perfect for travelers, expats, and digital nomads. CANCEL WITHOUT FORGETTING Cancel a subscription and Vault moves it to an archive that tracks your annual savings. Proof your budget cuts are working. LIVE ACTIVITIES AND SIRI SHORTCUTS Pin the next renewal to the Lock Screen and Dynamic Island with a Live Activity. Ask Siri how much you spend this month without unlocking your phone. PRIVATE BY DESIGN Your financial data never leaves your devices. No account, no trackers, no ads. Secure iCloud sync across iPhone, iPad, Mac, and Apple Watch. Optional PIN lock keeps the Vault closed even while your phone is unlocked. CUSTOMIZE EVERYTHING Tags, categories, notes, family split costs, price history, and weekly, monthly, yearly, or custom billing cycles. Vault bends to how you actually live, from the $2 app trial to the yearly utility bill. FREE TO START Add your first subscriptions for free. Unlock unlimited tracking, screenshot import, advanced charts, and premium widgets with a one-time lifetime upgrade or a yearly plan. Download Vault now. Your bank account will thank you. Important info about purchases. Payment will be charged to your Apple ID account at the confirmation of purchase. Subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your account settings on the App Store after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

MySub4 screens
Vault4 screens

Verdict

The call

The clearest difference is review sentiment: Vault at 100% against MySub's 50%. Vault also leads on rating (4.5 vs 4.0) and iOS requirement (17.0 vs 26.1). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MySub sells 3 in-app purchases, starting at $1.99 per month and Vault sells 2 in-app purchases, starting at $7.99 per year. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Vault holds the better App Store score, 4.5 against 4.0. Both are backed by a comparable volume of ratings — 2 and 2 respectively. Written reviews point the same way: 50% of MySub's written reviews are positive against 100% of Vault's.

UpkeepUpdate frequency

MySub ships an update fortnightly, Vault monthly. The most recent releases landed on September 24, 2026 and August 28, 2026 respectively.

Scorecard3 real differences · 7 level
MySub versus Vault: the parameters behind the verdict, then further details
ParameterMySubVault
PriceFreeFree
Rating4.0 (2 ratings)4.5 (2 ratings) — better
Positive reviews50.0% of reviews100.0% of reviews — better
Number of ratings22
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad, Apple WatchiPhone, iPad, Mac, Apple Watch — better
Requires iOS26.117.0 — better
Further details — not scored
Size73 MB49 MB
Age rating4+4+
DeveloperVladislav MuryginViktor Grushevskiy

Customer experience

MySub

All ratings2 ratings
Positive50.0%
Neutral50.0%
Negative0.0%
Written reviews4 reviews
Positive50.0%
Neutral25.0%
Negative25.0%

Vault

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

MySub

Subscriptions2
  • Full access7 Days trial$1.991 Month
  • Annual$14.991 Year
One-time1
  • Premium$19.99
2 purchases

Vault

Subscriptions1
  • Yearly$7.991 Year
One-time1
  • Premium Forever$14.99

Questions

Is MySub free?
MySub is free to download, with in-app purchases available.
Is Vault free?
Vault is free to download, with in-app purchases available.
Which has better reviews, MySub or Vault?
Vault is rated higher. MySub averages 4.0 out of 5 from 2 ratings, while Vault averages 4.5 from 2 ratings.
Do MySub or Vault have ads?
Neither MySub nor Vault shows ads.
Which is updated more often, MySub or Vault?
MySub ships an update fortnightly, and Vault monthly. Most recently, MySub was updated on September 24, 2026 and Vault on August 28, 2026.

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