Vault vs FinFlows

STOP PAYING FOR SUBSCRIPTIONS YOU FORGOT ABOUT. Every month, your card is quietly hit by streaming services, app trials that converted, gym memberships you stopped using, and bills that slowly creep up. Vault is the subscription tracker that catches every renewal, trial, and price hike before it drains your wallet — so you finally know where your money goes and exactly how much you can keep. One glance. Every subscription. Zero guesswork. WHY PEOPLE SWITCH TO VAULT • See every bill, renewal, and free trial on one beautiful dashboard • Get reminded the moment a trial is about to convert — cancel in time, every time • Slash wasted spend with instant category breakdowns and yearly projections • Skip typing — send a screenshot and Vault adds each subscription automatically • Check your next payment from the Lock Screen, Home Screen, or Apple Watch in one second 12 HOME SCREEN AND LOCK SCREEN WIDGETS Twelve widget designs to mix and match: next payment, monthly total, yearly trend, category donut, weekly forecast, top spender, active trials, and more. Every widget refreshes automatically. FULL APPLE WATCH APP Your wrist becomes your subscription dashboard. Five dedicated screens — Overview, Yearly Trend, Categories donut, Weekly Forecast, and Top Spender — sync live from your iPhone. Works even offline. SMART SCREENSHOT IMPORT Adding a subscription takes one tap. Screenshot your Apple subscriptions page, a PayPal email, or a bank statement — Vault's on-device recognition extracts each service, price, and renewal date so you don't type a thing. POWERFUL FINANCIAL ANALYTICS Clear charts show monthly vs yearly spend, cumulative cost curves, category splits, and a portfolio health score that highlights exactly where to cut first. Stop guessing. Start seeing. CALENDAR HEATMAP See which days of the month hit hardest. Days are tinted by how much you spend — pile-ups, doubled renewals, and expensive weeks become impossible to miss. FREE TRIAL ALERTS Mark any subscription as a trial, set the end date, and Vault will ping you before it converts. No more surprise charges for apps you already forgot. 100+ CURRENCIES WITH LIVE CONVERSION Netflix in USD, Spotify in EUR, rent in GBP? Vault converts everything to your home currency in real time with live FX rates. Perfect for travelers, expats, and digital nomads. CANCEL WITHOUT FORGETTING Cancel a subscription and Vault moves it to an archive that tracks your annual savings. Proof your budget cuts are working. LIVE ACTIVITIES AND SIRI SHORTCUTS Pin the next renewal to the Lock Screen and Dynamic Island with a Live Activity. Ask Siri how much you spend this month without unlocking your phone. PRIVATE BY DESIGN Your financial data never leaves your devices. No account, no trackers, no ads. Secure iCloud sync across iPhone, iPad, Mac, and Apple Watch. Optional PIN lock keeps the Vault closed even while your phone is unlocked. CUSTOMIZE EVERYTHING Tags, categories, notes, family split costs, price history, and weekly, monthly, yearly, or custom billing cycles. Vault bends to how you actually live, from the $2 app trial to the yearly utility bill. FREE TO START Add your first subscriptions for free. Unlock unlimited tracking, screenshot import, advanced charts, and premium widgets with a one-time lifetime upgrade or a yearly plan. Download Vault now. Your bank account will thank you. Important info about purchases. Payment will be charged to your Apple ID account at the confirmation of purchase. Subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your account settings on the App Store after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

FinFlows brings your cash, bank accounts, cards, bills and the people you share money with into one calm, private place. Set it up once, and your bank's SMS log each payment for you. LOGGED BY ITSELF • Bank SMS auto-logging: every UPI, card and account payment is saved, sorted into a category and put in the right wallet • Works with banks in India, the UAE, the UK and the US • Payment screenshots and pasted messages are read too EVERY WALLET, ALWAYS UP TO DATE • Cash in hand, savings, cards and e-wallets, each with its own balance • Move money between wallets and see your net worth at a glance NEVER MISS A DUE DATE • Bills, rent, subscriptions, insurance and loan EMIs with reminders before each one • EMI calculator and loan progress • FinFlows spots payments that repeat and suggests them as bills • Mark a bill paid from the widget or the Lock Screen LEND, BORROW, SETTLE • See who owes you and whom you owe • Split expenses and settle up in a tap SEE WHERE IT GOES • Spending by category, week, month or year • Budgets with alerts • A monthly statement as a PDF to share or save EVERYWHERE YOU ARE • Home Screen and Lock Screen widgets • Apple Watch app with your balance, bills and quick add • Siri: "Add food expense in FinFlows" • iPhone and iPad, Light and Dark Mode, 8 themes PRIVACY Your data stays on your devices and in your own iCloud. FinFlows has no accounts, no ads and no tracking. Face ID keeps it locked. FinFlows is free for up to 50 transactions. FinFlows Pro unlocks unlimited transactions, budgets, recurring transactions and trends, monthly or yearly. Payment is charged to your Apple ID at confirmation. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period; manage them in your Apple ID settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/