Vault vs FinFlows
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Vault
Effortlessly track all your recurring expenses, from streaming services to gym memberships. Get timely alerts for trial expirations and price changes to avoid unwanted charges. Visualize your spending with detailed analytics and custom widgets.
- Subscription tracking dashboard
- Trial expiration alerts
- Automatic subscription import via screenshot
- Financial analytics and projections
- Customizable widgets for home/lock screen
- Apple Watch app
- Multi-currency support
Read full descriptionHide full description
STOP PAYING FOR SUBSCRIPTIONS YOU FORGOT ABOUT. Every month, your card is quietly hit by streaming services, app trials that converted, gym memberships you stopped using, and bills that slowly creep up. Vault is the subscription tracker that catches every renewal, trial, and price hike before it drains your wallet — so you finally know where your money goes and exactly how much you can keep. One glance. Every subscription. Zero guesswork. WHY PEOPLE SWITCH TO VAULT • See every bill, renewal, and free trial on one beautiful dashboard • Get reminded the moment a trial is about to convert — cancel in time, every time • Slash wasted spend with instant category breakdowns and yearly projections • Skip typing — send a screenshot and Vault adds each subscription automatically • Check your next payment from the Lock Screen, Home Screen, or Apple Watch in one second 12 HOME SCREEN AND LOCK SCREEN WIDGETS Twelve widget designs to mix and match: next payment, monthly total, yearly trend, category donut, weekly forecast, top spender, active trials, and more. Every widget refreshes automatically. FULL APPLE WATCH APP Your wrist becomes your subscription dashboard. Five dedicated screens — Overview, Yearly Trend, Categories donut, Weekly Forecast, and Top Spender — sync live from your iPhone. Works even offline. SMART SCREENSHOT IMPORT Adding a subscription takes one tap. Screenshot your Apple subscriptions page, a PayPal email, or a bank statement — Vault's on-device recognition extracts each service, price, and renewal date so you don't type a thing. POWERFUL FINANCIAL ANALYTICS Clear charts show monthly vs yearly spend, cumulative cost curves, category splits, and a portfolio health score that highlights exactly where to cut first. Stop guessing. Start seeing. CALENDAR HEATMAP See which days of the month hit hardest. Days are tinted by how much you spend — pile-ups, doubled renewals, and expensive weeks become impossible to miss. FREE TRIAL ALERTS Mark any subscription as a trial, set the end date, and Vault will ping you before it converts. No more surprise charges for apps you already forgot. 100+ CURRENCIES WITH LIVE CONVERSION Netflix in USD, Spotify in EUR, rent in GBP? Vault converts everything to your home currency in real time with live FX rates. Perfect for travelers, expats, and digital nomads. CANCEL WITHOUT FORGETTING Cancel a subscription and Vault moves it to an archive that tracks your annual savings. Proof your budget cuts are working. LIVE ACTIVITIES AND SIRI SHORTCUTS Pin the next renewal to the Lock Screen and Dynamic Island with a Live Activity. Ask Siri how much you spend this month without unlocking your phone. PRIVATE BY DESIGN Your financial data never leaves your devices. No account, no trackers, no ads. Secure iCloud sync across iPhone, iPad, Mac, and Apple Watch. Optional PIN lock keeps the Vault closed even while your phone is unlocked. CUSTOMIZE EVERYTHING Tags, categories, notes, family split costs, price history, and weekly, monthly, yearly, or custom billing cycles. Vault bends to how you actually live, from the $2 app trial to the yearly utility bill. FREE TO START Add your first subscriptions for free. Unlock unlimited tracking, screenshot import, advanced charts, and premium widgets with a one-time lifetime upgrade or a yearly plan. Download Vault now. Your bank account will thank you. Important info about purchases. Payment will be charged to your Apple ID account at the confirmation of purchase. Subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your account settings on the App Store after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
FinFlows
Read full descriptionHide full description
FinFlows: Personal Finance Manager Manage your finances effortlessly with FinFlows, a comprehensive financial management tool designed for iOS. Our app offers a range of features to help you track and organize your financial activities securely and efficiently. Key Features: Transaction Tracking: Record and manage various types of transactions such as income, expenses, debits, and credits. Each transaction can include details like amount, date, and a description for better clarity. Biometric Authentication: Prioritize your security with Face ID or Touch ID, required for performing sensitive actions within the app. iCloud Integration: Safely backup your transaction data to iCloud and restore it whenever needed, ensuring your financial data is always accessible and secure. Reminders: Stay on top of your finances with optional daily reminders to log transactions, and nudges about people with a balance pending for about a week. Clean, Organized Interface: Transaction types and categories are color-coded and iconized, making financial management both efficient and enjoyable. Subscription Information: FinFlows offers an optional auto-renewing subscription, available monthly or yearly, that removes the 10-transaction limit on the free plan. Please note: Payment will be charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period. The account will be charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription in your Apple ID account settings after purchase. Terms of Use and Apple's Standard EULA: By using FinFlows, you agree to our Terms of Use and acknowledge our Privacy Policy. Additionally, our app uses Apple's Standard EULA for all transactions and subscriptions. You can view Apple's Standard EULA here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ In Summary: FinFlows is your ideal partner in managing your personal finances. Whether you need to keep track of daily expenses or secure your financial data, our app is designed to cater to all your financial management needs. Download FinFlows today for a streamlined and secure financial management experience!
Screenshots
Verdict
The clearest difference is device support: Vault at 4 against FinFlows's 2. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Vault sells 2 in-app purchases, starting at $7.99 per year and FinFlows sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on August 28, 2026 and September 1, 2026 respectively.
| Parameter | Vault | FinFlows |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, Mac, Apple Watch — better | iPhone, iPad |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 49 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Viktor Grushevskiy | Ahsan MT |
In-app purchases
Vault
- Yearly$7.991 Year
- Premium Forever$14.99
FinFlows
- Pro$0.991 Month
- Pro$9.991 Year
Questions
Is Vault free?
Is FinFlows free?
Do Vault or FinFlows have ads?
Which is updated more often, Vault or FinFlows?
Other comparisons















